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Product Details
Bank Name
Indian Overseas Bank
Account Name
IOB - SB Silver I
Account Type
Saving
Interest Rate
Balance Upto Rs. 25 Lacs-2.75 ,Balance Above Rs. 25 Lacs upto Rs. 1 Crore-2.75 and Balance Above Rs. 1 Crore-
2.90
Free Debit Card
Yes
Account Opening Fees
0
Annual Maintenance Fees
Minimum Account Balance
Quarterly Average Balance should not be less than Rs. 5000/-
Debit Card Charges
100
NEFT Charges
Free
IMPS Charges
Free
Fees and Charges
IOB - SB Silver I
73.2
Special Features
Eligibility Criteria
All Individuals Including those Employed in Reputed Companies, Among Software, Public /Private Sector, Govt.
Benefits
Features, Eligibility and Benefits
Pros & Cons
Pros
ATM cards on day one,International Debit Card Issued without charges,Free Internet banking & Mobile Banking facility,Monthly account statements over E-mail,Free SMS alerts for daily transactions,Transfer of funds through RTGS without charges,Transfer of funds thro' NEFT without charges,Utility Bill payment facility – Rent/school fees/college fees/ donations/ IOB credit card bills/utility bills/ Telephone bills and Facility for family Health Insurance – IOB-healthcare Plus.
Cons
Low intreast rate
Application Procedure
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Product Review
Account Opening and Procedure
How to open an Account?
Application Procedure
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