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Product Details
Bank Name

Kotak Mahindra Bank

Account Name

Ace Savings Account

Account Type

Saving

Interest Rate

For balances upto Rs. 50 lakhs -3.50% p.a.,For balances above Rs. 50 lakhs-4% p.a.

Free Debit Card

Yes, is applicable in cases of World / World Exclusive Debit Card and Kotak PVR Debit Card.

Ace Savings Account
Account Opening Fees

0

Annual Maintenance Fees

Up to 50,000 1,000
Above 50,000 Nil

Minimum Account Balance

Average Monthly Balance (AMB)
of Rs. 50,000/

Debit Card Charges

0

NEFT Charges

NIL

IMPS Charges

NIL

Fees and Charges

Ace Savings Account

80
Special Features
Customers can convert savings account balance above a certain amount into Term deposit.
Eligibility Criteria
Resident Indian (Sole or Joint Account) , Hindu Undivided Families and Foreign Nationals Residing in India.
Benefits
Features, Eligibility and Benefits
Pros & Cons
Pros
Free multi-city cheque books , Free add-on Platinum International Debit Card, Free Home Banking, Free Demand Drafts, Avail a discount of 15% on Locker Rent. Free outstation cheque collection.
Cons
Low intreast rate. No Zero balance account facility available.
Application Procedure

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Product Review
Account Opening and Procedure
How to open an Account?
Application Procedure
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