top of page
Product Details
Bank Name
Federal Bank
Account Name
Bespoke Saving Account
Account Type
Saving
Interest Rate
For balance upto 3 Lakhs: 3%. For balance above 3 Lakh 5%.
Free Debit Card
First ATM card free
Account Opening Fees
0
Annual Maintenance Fees
0
Minimum Account Balance
INR 2,00,000
Debit Card Charges
VISA Signature Imperio Debit Card
Joining fee: INR 500, Annual fee: INR 500
NEFT Charges
Free
IMPS Charges
Upto INR 1,000: INR. 0;
1,001 to 1 Lakh: INR.5;
1,00,001 to 2 Lakh: INR 15,
above INR 2 Lakh: INR 17
Fees and Charges
Bespoke Saving Account
88.5
Special Features
Insta Balance Service lets you know your savings account balance with a call
Eligibility Criteria
Resident Individuals (sole or joint account)
Trusts
Associations
Clubs or Societies
Foreign Nationals residing in India (as permitted by Foreign Exchange Management Act)
Others specifically permitted by RBI
Benefits
Features, Eligibility and Benefits
Pros & Cons
Pros
Free NEFT and RTGS transfer.
Interest rate above 5% on balance above 3%.
Free 20 Cheque leaves per half-year
Free Mobile banking-No transaction charges
First ATM card free and the AMC for first year waived
Free E-mail alerts and internet banking.
Cons
Not a long list of premium add-on services.
Maintenance of minimum balance is very high.
IMPS charges are levied.
Application Procedure
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Add a Title
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Product Review
Account Opening and Procedure
How to open an Account?
Application Procedure
bottom of page