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Product Details
Bank Name
Canera Bank account
Account Name
Account Type
Saving
Interest Rate
Balance of less than Rs. 50 Lakh-2.90 and Balance of Rs. 50 Lakh to less than Rs 5 Cr-2.90.
Free Debit Card
Yes Platinum Debit Card
Account Opening Fees
0
Annual Maintenance Fees
0
Minimum Account Balance
Debit Card Charges
Rs 125+ GST
NEFT Charges
Up to Rs.10,000- Rs. 2.25,Rs.10,001 and up to Rs.1 lakh-Rs. 4.75,Above Rs.1 lakh and up to Rs.2 lakhs-Rs.14.75.
IMPS Charges
Up to Rs.10,000- Rs. 2.25,Rs.10,001 and up to Rs.1 lakh-Rs. 4.75,Above Rs.1 lakh and up to Rs.2 lakhs-Rs.14.75
Fees and Charges
CANARA JUNIOR SAVING ACCOUNT
Special Features
Bank has attractive Educational Loan Scheme for students. Promote the same for higher education.
Eligibility Criteria
Minor Students above the age of 10 years can open and operate SB A/c in their own name, independently.
Benefits
Features, Eligibility and Benefits
Pros & Cons
Pros
Free fund transfer facility available,e-Info Book Facility available,the account can be used by the parent/guardian to transfer educational fees to the minor’s educational institution,personalized debit card is issued in the full name of the minor,The parent/guardian can chose to check on the bank statements of the account, the parent/guardian can then keep a track on the minor’s spending.
Cons
Low intreast rate
Application Procedure
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Product Review
Account Opening and Procedure
How to open an Account?
Application Procedure
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