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Product Details
Bank Name
Central Bank of India
Account Name
Cent Param
Account Type
Salaried/pension
Interest Rate
At present up to Rs 10.00 lacs 2.90 % p.a. and above Rs.10 lacs 2.75 % p.a.
Free Debit Card
Yes
Account Opening Fees
0
Annual Maintenance Fees
0
Minimum Account Balance
0
Debit Card Charges
0
NEFT Charges
Free
IMPS Charges
Free
Fees and Charges
Cent Param
75.7
Special Features
Lifetime Unique Account Number
Eligibility Criteria
1.Army – Personnel below the rank of Officers (PBORs), Lieutenant to Majors, Lieutenant Colonels to Colonels, Brigadiers and above. 2.Navy – PBORs, Midshipman to Lt. Commander, Commander to Captain, Commodore and above. 3.Air Force – PBORs, Flying Officer to Sqn Leader, Wing Commander to Group Captain, Air Commodore and above. 4.Coast Guard – PBORs, Assistant Commandant To Deputy Commandant, Commandant (JG) to Commandant, DIG and above.
Benefits
Features, Eligibility and Benefits
Pros & Cons
Pros
Personnel with this account have the facility of getting their salaries directly being credited into the account,Tele-banking, Mobile banking, Internet banking and SMS Alert facility available,Joint account facility available like either spouse or any other family member can open the account jointly with you and It also provides survivor facility.Account holders can also enjoy waiver on fuel charge, nsurance cover for accident, including add on card holders. Up to Rs.10 lakh insurance cover can be availed, Unlimited and free cheque book facility is provided ,Account holders are entitled to a 25% concession in bank’s commission for purchasing gold coins.
Cons
Low intreast rate.
Application Procedure
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Product Review
Account Opening and Procedure
How to open an Account?
Application Procedure
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