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Product Details
Bank Name
Central Bank of India
Account Name
CENT SAMARTH-SAVINGS DEPOSITS
Account Type
Saving /salaried
Interest Rate
At present up to Rs 10.00 lacs 2.90 % p.a. and above Rs.10 lacs 2.75 % p.a.
Free Debit Card
Yes RUPAY PLATINUM CARD
Account Opening Fees
0
Annual Maintenance Fees
0
Minimum Account Balance
0
Debit Card Charges
0
NEFT Charges
Free
IMPS Charges
Free
Fees and Charges
CENT SAMARTH-SAVINGS DEPOSITS
75.7
Special Features
Zero Balance Account
Eligibility Criteria
1.Central and State Government entities, Educational Institutes & PSUs (minimum group of 10 employees). 2.Private corporates and SMEs (minimum group of 10 employees).
Benefits
Features, Eligibility and Benefits
Pros & Cons
Pros
Pre-approved overdraft facility at attractive rates ,Easily convertible to pension account on retirement, NEFT / RTGS are free without any limits ,Utility Bill Payment through Net banking is free ,50% rebate in rent on one Small Locker ,Five FREE DDs / BCs per quarter; (subject to per day limit of INR 1 Lakh) .
Cons
Low intreast rate.
Application Procedure
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Product Review
Account Opening and Procedure
How to open an Account?
Application Procedure
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