Product Details
Bank Name
CSB Bank
Account Name
CSB SPARK Suvidha Savings Account
Account Type
Saving
Interest Rate
Upto Rs 1 Lakh-2.10%,Upto and including Rs 25 Lakh-2.7%
Free Debit Card
Yes Rupay classic
Account Opening Fees
0
Annual Maintenance Fees
0
Minimum Account Balance
0
Debit Card Charges
Not specified by the bank.
NEFT Charges
Free through net banking.
IMPS Charges
Free through net banking.
Fees and Charges
CSB SPARK Suvidha Savings Account
Special Features
Users can avail of discounts on annual locker rent.
Exclusively designed for government employees.
Eligibility Criteria
Account can only be opened by government employees.
Benefits
Features, Eligibility and Benefits
Pros & Cons
Pros
No minimum balance requirement.
Multi-city payable at par chequebook is issued.
Facilities like: Any branch banking, Internet Banking and Mobile Banking are available
Free NEFT/RTGS transfers (online).
Cons
Very few value-added features.
Eligibility criteria is not mentioned clearly.
Application Procedure
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Product Review
Account Opening and Procedure
How to open an Account?
The CSB SPARK Suvidha Savings Account is likely a specialized account designed for a specific segment of customers, such as government employees or individuals associated with a particular organization.
To open this account, you would generally follow these steps:
Check Eligibility: Ensure you meet the specific eligibility criteria for this account. This might involve factors like employment status, salary range, or affiliation with a particular organization.
Visit a CSB Bank Branch: Locate the nearest branch.
Request Account Opening Form: Obtain the specific form for the SPARK Suvidha Savings Account.
Fill the Form: Provide accurate and complete information in the form.
Submit Documents: Submit the required documents, which may include:Proof of Identity: Aadhaar Card, PAN Card, Passport, Driving License
Proof of Address: Voter ID, Ration Card, Utility bills (electricity, water, gas)
Proof of Employment/Affiliation: Documents that demonstrate your eligibility for this specific account (e.g., employment letter, membership card).
Submit Initial Deposit: Deposit the required initial amount.
Account Activation: The bank will review your application and activate your account.