Product Details
Bank Name
City Union Bank
Account Name
CUB Salary Plus
Account Type
Salary Account
Interest Rate
Up to 1 lakh-3.00% and For 50 Crore or above - 5.00%
Free Debit Card
Rupay Debit Platinum
Account Opening Fees
0
Annual Maintenance Fees
0 for balance above AMB otherwise- Rs. 25-50/month
Minimum Account Balance
NIL
Debit Card Charges
For AMB< Rs 15000=Rs.40/quarter DC charges
NEFT Charges
Free through Net Banking
IMPS Charges
Free online
Fees and Charges
CUB Salary Plus
Special Features
No minimum balance is required.
Dhi CUB Visa Signature Credit card will be issued to the users with no joining and annual fee.
Eligibility Criteria
Salary Rs.20,000/- to Rs.50,000 per month.
Benefits
Features, Eligibility and Benefits
Pros & Cons
Pros
Free Debit/ATM card
No maintenance carges.
RuPay Debit Platinum card will be offered to users including offers & benefits including personal accident insurance cover, airport lounge access, merchant offers, etc.
Dhi CUB Visa Signature Credit card will be issued to the users with no joining and annual fee.
Cons
Low interest rate of 3%.
Required credited salary once in 3 months
Application Procedure
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Product Review
Account Opening and Procedure
How to open an Account?
Opening an account at City Union Bank can be done through both online and offline methods. Here's a breakdown of the process:
Online Account Opening:
Visit the City Union Bank Website:Go to the official City Union Bank website.
Look for the "Open Account" or similar option.
Select Account Type:
Choose the type of account you want to open (savings, current, etc.).Fill Online Form:Complete the online account opening form with your personal details.
Upload Documents:Upload scanned copies of the required documents (PAN card, Aadhaar card, etc.).
Verify Identity:
Complete the identity verification process, which might involve an OTP or video KYC.Video KYC:
City Union bank also provides a video KYC option. This allows you to complete the KYC process through a video call with a bank representative.Account Activation:Once verified, your account will be activated.
Offline Account Opening:
Visit a Branch:
Go to your nearest City Union Bank branch.Obtain and Fill Form:Get an account opening form from the bank and fill it out.
Submit Documents:Submit the filled form along with the required KYC documents.
Verification:The bank staff will verify your documents.
Account Activation:Upon successful verification, your account will be opened.
Collect Welcome Kit:
You will then recieve your welcome kit, containing your debit card, and check book if applicable.