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Product Details
Bank Name
Jammu & Kashmir Bank Ltd.
Account Name
General Salary Account
Account Type
Saving
Interest Rate
2.90%
Free Debit Card
Yes
Account Opening Fees
0
Annual Maintenance Fees
0
Minimum Account Balance
0
Debit Card Charges
Free International Debit card
NEFT Charges
Free through Net Banking
IMPS Charges
No Mention
Fees and Charges
General Salary Account
76.5
Special Features
No minimum AMB required
Free over-the-counter cash withdrawals: 30 per half-year
International debit card with Rs 0.40 lac/day ATM withdrawal limit and Rs 1.00 lac/day PoS transaction limit
Temporary overdraft of 50% of net pay up to Rs. 10,000. ( Maximum Period 1 month)
20 Cheque leaves free per year
Eligibility Criteria
Employees of State/Central Govt., Public Sector Undertakings, Autonomous Bodies & reputed Private Institutions.
Benefits
Features, Eligibility and Benefits
Pros & Cons
Pros
No AMB
Free Debit/ ATM Card
Temporary overdraft facility
International debit card
Cons
Low interest rate of 2.90%
No mention of IMPS charges
Application Procedure
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Product Review
Account Opening and Procedure
How to open an Account?
Application Procedure
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