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Product Details
Bank Name
IDFC First Bank
Account Name
IDFC First Senior Citizen Saving Account
Account Type
Saving
Interest Rate
Upto 10 Lakh - 4% Above 10 Lakh And Upto 50 Crore 6.25%
Free Debit Card
Yes. Visa Platinum Card
Account Opening Fees
Nil
Annual Maintenance Fees
0
Minimum Account Balance
INR 25,000
Debit Card Charges
0
NEFT Charges
Free
IMPS Charges
Free
Fees and Charges
IDFC First Senior Citizen Saving Account
93.2
Special Features
Priority treatment on bank branches.
Eligibility Criteria
Indian resident above 60 can open this account.
Benefits
Features, Eligibility and Benefits
Pros & Cons
Pros
Interest is credited on a monthly basis. Free Visa Platinum Debit Card. Free NEFT/RTGS/IMPS transactions. Free doorstep banking, preferential rates on fixed, and recurring deposits and priority service at branches. Lifetime IHO (Indian Health Organization) membership gives you unlimited tele-consultation.
Cons
Debit card is provided free only on maintaining a balance of INR 25,000 in your account.
Application Procedure
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Product Review
Account Opening and Procedure
How to open an Account?
Application Procedure
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