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Product Details
Bank Name
Indian Overseas Bank
Account Name
IOB - SB Gold II
Account Type
Saving
Interest Rate
Balance Upto Rs. 25 Lacs-2.75 ,Balance Above Rs. 25 Lacs upto Rs. 1 Crore-2.75 and Balance Above Rs. 1 Crore-
2.90
Free Debit Card
Yes
Account Opening Fees
0
Annual Maintenance Fees
Minimum Account Balance
Quarterly Average Balance not less than Rs.100000.
Debit Card Charges
100
NEFT Charges
Free
IMPS Charges
Free
Fees and Charges
IOB - SB Gold II
73.2
Special Features
Personal Accident insurance covers of Rs. five lakhs free of cost
Eligibility Criteria
All individuals including professionals such as doctors, lawyers, C.A.s; Executives working in MNC, software companies, Public/private sector and business people, High Net Worth individuals, CEOs, IAS and IPS.
Benefits
Features, Eligibility and Benefits
Pros & Cons
Pros
ATM cards on day one,International Debit Card Issued without charges,Free Internet banking & Mobile Banking facility,Monthly account statements over E-mail,Free SMS alerts for daily transactions,Transfer of funds through RTGS without charges,Transfer of funds thro' NEFT without charges,Personalised cheque books with name printed free of cost,Personal Accident insurance covers of Rs. five lakhs free of cost,Demat account opening charges free,Online Tax payment free of cost,Online bill payment facility,Facility for Family Health Insurance,Online equity trading facility,Overseas Travel card free of charge.
Cons
Low intreast rate
Application Procedure
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Product Review
Account Opening and Procedure
How to open an Account?
Application Procedure
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