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Product Details
Bank Name
Indian Overseas Bank
Account Name
IOB SB DEFCOM
Account Type
Saving
Interest Rate
Balance Upto Rs. 25 Lacs-2.75 ,Balance Above Rs. 25 Lacs upto Rs. 1 Crore-2.75 and Balance Above Rs. 1 Crore-
2.90
Free Debit Card
Yes
Account Opening Fees
0
Annual Maintenance Fees
0
Minimum Account Balance
Debit Card Charges
NEFT Charges
Free through net banking
IMPS Charges
Free through net banking
Fees and Charges
IOB SB DEFCOM
73.2
Special Features
Zero Balance Account
Eligibility Criteria
Commissioned officers serving in Defence.
Benefits
Features, Eligibility and Benefits
Pros & Cons
Pros
Transfer of funds through NEFT/RTGS without charge,Unlimited & Free Cheque book,Facility of Auto sweep in and Sweep out,Instant credit of outstation cheques up to Rs. 30,000/,Pasbook available & free updation at non home branch,Free facility setting up standing instructions,ASBA facility available,Free International Debit Card with one add on card free for spouse,Free Internet banking & Mobile Banking facility,Personal Accident insurance covers of Rs. five lakhs free of cost,Online Tax payment free of cost,Online bill payment facility,Facility for Family Health Insurance.
Cons
Low intreast rate.
Application Procedure
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Product Review
Account Opening and Procedure
How to open an Account?
Application Procedure
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