Product Details
Bank Name
IDBI Bank
Account Name
Bronze Salary Account
Account Type
Salary Account
Interest Rate
Upto Rs. 5 Cr -3.00% and Above Rs.5 Cr up to Rs.100 Cr-3.25%.
Free Debit Card
Rupay Platinum NCMC Card
Account Opening Fees
0
Annual Maintenance Fees
0
Minimum Account Balance
0
Debit Card Charges
NIL
NEFT Charges
Free online
IMPS Charges
Free online
Fees and Charges
Bronze Salary Account
Special Features
Complimentary airport lounge access on Visa/Rupay Debit card.
Credit card facility is also available.
10% discount on small size of locker subject to availability.
Eligibility Criteria
The net monthly salary credit per account to our bank should be=> Rs.20,000/- to <= Rs.49,999/-
Benefits
Features, Eligibility and Benefits
Pros & Cons
Pros
Personal accident cover upto Rs.15 lakhs.
Air accidental insurance cover of Rs. 10 lakhs.
10% discount on the small size of locker subject to availability.
Zero balance a/c with unlimited ATM access.
Sweep out facility for higher interest earning.
Complimentary airport lounge access on Visa /Rupay debit card..
Credit card facility is also available.
Cons
Low interest rates.
Application Procedure
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Product Review
Account Opening and Procedure
How to open an Account?
Opening a salary account with IDBI Bank can be done through a couple of methods, primarily involving either online initiation or a visit to a physical branch. Here's a breakdown based on the information I found:
Key Methods:
Visiting a Branch:
This is a traditional and reliable method. You can visit your nearest IDBI Bank branch.Bank personnel will guide you through the process, help you fill out the necessary forms, and inform you about the required documents.
Online Initiation:
IDBI Bank does offer online options to initiate the process. You can start by:Visiting the official IDBI Bank website.
Looking for the savings account section.
You may find options to fill out an online form, and then a bank representative will contact you.