top of page
Product Details
Bank Name
Nainital Bank
Account Name
PM Jan-Dhan Yojna
Account Type
Saving
Interest Rate
2.85%
Free Debit Card
Account Opening Fees
0
Annual Maintenance Fees
0
Minimum Account Balance
0
Debit Card Charges
Rs.200/-
NEFT Charges
Upto Rs. 10000/-Rs.2.25 per transaction and Above Rs 10000/- to 1" lakh-Rs.4.75 per transaction.
IMPS Charges
Free
Fees and Charges
PM Jan-Dhan Yojna
51.2
Special Features
Inbuilt insurance cover of Rs.1 lakh.
Eligibility Criteria
Individuals with Indian nationality status are eligible to successfully open a Jan Dhan Yojana account.
Benefits
Features, Eligibility and Benefits
Pros & Cons
Pros
No minimum Balance required,Simplified KYC Norms applicable,Free of cost Rupay Card,Account exempt from charges,An OD facility up to Rs.5000/- after six month successful operation.
Cons
Very few value added feature
Application Procedure
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Add a Title
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Product Review
Account Opening and Procedure
How to open an Account?
Application Procedure
bottom of page