Product Details
Bank Name
Punjab National Bank
Account Name
PNB Arogya Saving Scheme
Account Type
Savings
Interest Rate
Upto 10 lakh-2.70% and above 10 lakh 2.75 %
Free Debit Card
Rupay Classic Debit Card
Account Opening Fees
0
Annual Maintenance Fees
0
Minimum Account Balance
Quarterly Average Balance: Rural: Rs. 500, Semi-Urban: Rs. 1000, Urban & Metro: Rs. 2000.
Debit Card Charges
Free for the first year.
NEFT Charges
Free if done through net banking/mobile banking.
IMPS Charges
Free if done through net banking/mobile banking.
Fees and Charges
PNB Arogya Saving Scheme
Special Features
Variety of health insurance are available to the user.
Free Rupay classic debit card.
Eligibility Criteria
An Individual falling in age group between 18 years to upto 60 years.
Benefits
Features, Eligibility and Benefits
Pros & Cons
Pros
No charges for NEFT/IMPS transactions.
Free Rupay classic debit card.
One chequebook of 25 leaves free in a financial year.
Cons
Low interest rates.
Application Procedure
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Product Review
Account Opening and Procedure
How to open an Account?
Here's how to open a PNB Arogya Saving Scheme:
Visit a PNB Branch: Locate the nearest PNB branch to you.
Required Documents:
Proof of Identity: Aadhaar Card, PAN Card, Passport, Voter ID, or Driving License.Proof of Address: Aadhaar Card, Passport, Voter ID, Driving License, or utility bills.
Photographs: Two recent passport-sized photographs.Account Opening Form: Obtain an account opening form from the bank representative. Fill in the form accurately and completely with all the required details.
Submit Documents and Open Account: Submit the completed form and all the required documents to the bank representative. The bank representative will guide you through the account opening process.