Product Details
Bank Name
Punjab and Sindh Bank
Account Name
Account Type
Savings
Interest Rate
Upto 1 Crore 2.80%
Above 1 Crore to upto 100 Crore 2.90%
Above 100 Crore to upto 500 Crore 4.50%
Above 500 Crore 5.00%
Free Debit Card
Free ATM Cards
Account Opening Fees
Annual Maintenance Fees
Minimum Account Balance
The accounts are to be opened with minimum amount of Rs.50,000/- or more in the Rural & Semi – Urban Branches and Rs.2,00,000/- or more in the Urban & Metro Branches and should continue to maintain minimum balance of Rs.50,000/- or more in the Rural & Semi – Urban Branches and Rs.2,00,000/- or more in the Urban & Metro Branches.
Debit Card Charges
ATM/Debit card annual charges from 2nd year onwards Rs.150/- + GST per annum.
NEFT Charges
Nil
IMPS Charges
Upto Rs. 25000 - Nil (Branch Mode) - Nil (Online Mode)
Over Rs.25000 - Rs.50000 - Rs.7 per Txn.(Branch Mode) Rs.5 per Txn. (Online Mode)
Over Rs.50000/- upto Rs.1 lac - Rs.12 per Txn (Branch Mode)- Rs.10 per Txn. (Online Mode)
Over Rs.1 Lac upto Rs.2 Lac - Rs.20 per Txn. (Branch Mode) - Rs.15 per Txn. (Online Mode)
Fees and Charges
PSB-Premier Savings Bank Accounts
Special Features
Eligibility Criteria
Benefits
Features, Eligibility and Benefits
Pros & Cons
Pros
Cons
Application Procedure
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