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Product Details
Bank Name
Kotak Mahindra Bank
Account Name
Sanman Savings Account
Account Type
Saving
Interest Rate
For balance upto Rs.50 lakhs-3.50%p.a and Rs.50 Lakhs-4%p.a.
Free Debit Card
Classic Debit Card
Account Opening Fees
0
Annual Maintenance Fees
0
Minimum Account Balance
2000
Debit Card Charges
Nil charges for 1st year, thereafter Rs. 199 p.a
NEFT Charges
Free through Netbanking
IMPS Charges
Up to 10000: 5; 10001 to 100000: 5;
100001 to 500000: 15
Fees and Charges
Sanman Savings Account
80
Special Features
None
Eligibility Criteria
Resident Indians (Sole or joint account) and Hindu Undivided Families (HUF).
Benefits
Features, Eligibility and Benefits
Pros & Cons
Pros
Unlimited cash withdrawals at any domestic ATMs,Free facility of Net BankingKotak ActivMoney – convert your savings account balance into Term Deposits to earn higher interest rates (conversion only up to a certain amount),Free passbook, Free Home Banking
Free at-par cheque.
Cons
No zero balance account facility available.
Application Procedure
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Product Review
Account Opening and Procedure
How to open an Account?
Application Procedure
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