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Product Details
Bank Name
State Bank Of India
Account Name
Account Type
Savings
Interest Rate
Balances less than Rs. 10 Crore - 2.70% p.a.
Balances Rs. 10 Crore & Above - 3.00% p.a.
Free Debit Card
ATM Card
Account Opening Fees
0
Annual Maintenance Fees
Nil
Minimum Account Balance
Nil
Debit Card Charges
0
NEFT Charges
NIL
IMPS Charges
NIL
Fees and Charges
Savings Plus Account
Special Features
Savings Plus Account is a Savings Bank Account linked to MODS, wherein surplus fund above a threshold limit from the Savings Bank Account is transferred automatically to Term Deposits opened in multiples of Rs. 1000.
Eligibility Criteria
All individuals having valid KYC documents are eligible to open Savings bank account.
Singly, jointly, or with Either or Survivor, Former or Survivor, Anyone or Survivor, etc. facility.
Benefits
Features, Eligibility and Benefits
Pros & Cons
Pros
ATM card
State Bank Anywhere
Mobile banking
Inter Net banking
Loan against MOD deposits available
Minimum threshold limit for transfer to MOD - Rs. 35000
Transfer of accounts through Internet Banking
Maximum Balance No Limit
Minimum amount of transfer to MOD Rs. 10,000/- in multiples of Rs 1,000/- at one instance.
25 free cheque leaves per annum.
Restricted free withdrawals based on Monthly Average Balance maintained.
Cons
Application Procedure
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Product Review
Account Opening and Procedure
How to open an Account?
Application Procedure
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