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Product Details
Bank Name

Suryoday Small Finance Bank

Account Name

Savings Ujjwal

Account Type

Saving

Interest Rate

Up to and including Rs. 1 Lakh: 4.00%
Above Rs. 1 Lakh up to & including Rs. 1 crore: 6.25%
Above Rs. 1 crore: 5.00%

Free Debit Card

No. The default card type is RuPay Classic EMV Chip Debit Card

Savings Ujjwal
Account Opening Fees

Annual Maintenance Fees

Minimum Account Balance

Average Monthly Balance: Rs. 2,000/-

Debit Card Charges

Rs. 100

NEFT Charges

Unlimited free via Net Banking/Mobile Banking. Chargeable at branch.

IMPS Charges

5 free via Net Banking/Mobile Banking (funglible between RTGS and IMPS). Chargeable at branch. IMPS Payment (Outward) Upto ₹ 100,000 per transaction : Rs 5. Above ₹ 100,000 to ₹ 500,000 per transaction: Rs. 10

Fees and Charges

Savings Ujjwal

95.7
Special Features

Lower charges on RTGS, NEFT & IMPS / 5 free Outward RTGS/IMPS transactions per month through Net Banking/Mobile Banking (Fungible between RTGS and IMPS). Chargeable at branch

Eligibility Criteria

Resident Individual (Single or Joint Holders) Hindu Undivided Family minor under guardian.

Benefits
Features, Eligibility and Benefits
Pros & Cons
Pros
Higher interest rate of upto 6.25% / Monthly pay-out of interest in the account / ATM withdrawal limit of Rs. 20,000 per day / FD amount in lieu of AMB: Rs. 10,000/
Cons
Minimum initial payment amount / Minimum account balance charges. Minimum initial payment amount: Rs. 2,000/
Application Procedure

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Product Review
Account Opening and Procedure
How to open an Account?
Application Procedure
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