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Product Details
Bank Name
IDBI Bank
Account Name
Senior Citizen Account
Account Type
Saving
Interest Rate
Upto Rs. 5 Cr -3.00% and Above Rs.5 Cr up to Rs.100 Cr-3.25%.
Free Debit Card
Yes
Account Opening Fees
Nil
Annual Maintenance Fees
0
Minimum Account Balance
0
Debit Card Charges
NEFT Charges
Free through Net /MobileBanking
IMPS Charges
Upto Rs. 1000/- per Transaction -NIL ,Above Rs. 1000/- - Rs. 1 Lac -Rs.5/-
Fees and Charges
Senior Citizen Account
76
Special Features
Zero Balance savings account
Eligibility Criteria
Indian resident above 60 can open this account.
Benefits
Features, Eligibility and Benefits
Pros & Cons
Pros
Upto 15% discount lockers charges ,Sweep In/Out FD option available for balance above Rs. 15,000/-,Higher ATM cash withdrawal Limits- Rs. 50,000/- per day,Online options to pay your bills or tax,Free Statement by email.
Cons
Low intreast rate .
Application Procedure
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Product Review
Account Opening and Procedure
How to open an Account?
Application Procedure
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