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Product Details
Bank Name

Fincare Small Finance Bank

Account Name

Smart Saver Savings Account

Account Type

Savings

Interest Rate

Upto and including 1 lakh - 4.50%
Above 1 lakh and including 5 lakh - 6.00%
Above 5 lakh and including 1 Cr - 7.00%
Above 1 Cr and including 2 Cr - 6.00%

Free Debit Card

Yes

Smart Saver Savings Account
Account Opening Fees

'-

Annual Maintenance Fees

​

Minimum Account Balance

1000 (Monthly average balance)

Debit Card Charges

Rs. 200 Annual (waived off for first year)

NEFT Charges

NEFT Transfer
Up to 10000: ₹2.25/TX
₹10001-₹1,00,000: ₹4.75/TX
₹1,00,001-₹2,00,000: ₹14.75/TX
Above ₹2 Lakhs: ₹24.75/TX
(NEFT inititaed through online channel are not chargeable)

IMPS Charges

IMPS Transfer Up to ₹25,000: ₹2.5/TX ₹25,001-₹1,00,000: ₹5/TX ₹1,00,001-₹2,00,000- ₹15/TX

Fees and Charges

Smart Saver Savings Account

0
Special Features
Silver (Rupay Classic) Debit Card with Exciting Offers Enjoy range of benefits on Debit Card including exciting offers across Travel, Ecommerce, Entertainment, 5 free transactions per month at Non-metro and 3 free transactions at Metro ATMs
Eligibility Criteria
Saving Accounts can be opened either as single holder or joint holder saving deposit or entities Single holder deposits: Individuals or entities as per KYC policy of the bank a. Resident individuals above 18 years of age b. Minors of any age provided the account is opened through his/her natural or legally appointed guardian. Entities: As per the entities dened in bank’s KYC policy Joint holder deposits a. Jointly by 2 or more individuals or entities and any combination thereof as mentioned in the bank’s KYC policy
Benefits
Features, Eligibility and Benefits
Pros & Cons
Pros
Interest will be accrued on a daily basis based on end of day balances and credited to customers savings account at the end of every quarter.
Cons
Very less features. Basic account
Application Procedure

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Product Review
Account Opening and Procedure
How to open an Account?
Application Procedure
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