Product Details
Bank Name
Utkarsh Small Finance Bank
Account Name
Utkarsh Corporate Salary Account Standard
Account Type
Saving/Salary
Interest Rate
Upto 1 Lakh: 4.%. Between 1 and 5 Lakh: 6.25%. Between 5 Lakh up to 5 Crore: 7.50%
Free Debit Card
Yes - Rupay Classic
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Account Opening Fees
0
Annual Maintenance Fees
0
Minimum Account Balance
0
Debit Card Charges
0
NEFT Charges
Free
IMPS Charges
Up to Rs. 1,000: INR 2.5 per transaction
Above Rs. 1,000 up to INR 25,000: INR 5 per transaction
Above Rs. 25,000 up to INR 5,00,000: INR 5 per transaction
Fees and Charges
Utkarsh Corporate Salary Account Standard
Special Features
Free and unlimited ATM access at own ATM.
Eligibility Criteria
Eligibility Criterion not disclosed by the bank on its website.
Benefits
Features, Eligibility and Benefits
Pros & Cons
Pros
Zero balance account.
Free and unlimited ATM access at own ATM.
Free Rupay Classic debit card.
Free NEFT and RTGS transfer if done online.
High interest rate.
Cons
The bank has limited ATM and branch network.
Utkarsh Corporate Salary Account Premium Review
The account offers high interest rate and a number of value add features. Overall it is a good account.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Product Review
Account Opening and Procedure
How to open an Account?
To open a Utkarsh Corporate Salary Account, you'll need to contact the HR or payroll department of your employer. They will be able to guide you through the specific process and requirements.