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Product Details
Bank Name
Utkarsh Small Finance Bank
Account Name
Utkarsh Gen-Nex Savings Account
Account Type
Saving
Interest Rate
Upto 1 Lakh: 4.25%. Between 1 and 25 Lakh: 6.5%. Above 25 Lakhs: 7%.
Free Debit Card
No
Account Opening Fees
0
Annual Maintenance Fees
0
Minimum Account Balance
INR 2,500
Debit Card Charges
Rupay Classic Joining Fee: INR 0. Annual Fee INR 150:
NEFT Charges
Free
IMPS Charges
Up to Rs. 1,00,000: Rs. 5 pertransaction
Above Rs. 1,00,000: Rs. 15 per transaction
Fees and Charges
Utkarsh Gen-Nex Savings Account
92.1
Special Features
Account can be opended jointly by kids under 18 and their parents or guardians.
Eligibility Criteria
Indian resident under 18 kids along with their parents/guardians can open this account
Benefits
Features, Eligibility and Benefits
Pros & Cons
Pros
Free NEFT and RTGS transfer. Lower ATM withdrawal and purchase limits as protection against misuse. Zero Liabilities coverage on Debit card.
Cons
Application Procedure
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Product Review
Account Opening and Procedure
How to open an Account?
Application Procedure
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