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Product Details
Bank Name

IDFC Bank

Account Name

Vishesh Savings Account

Account Type

Savings Account

Interest Rate

Upto 10 Lakh - 4% Above 10 Lakh And Upto 50 Crore 6.25%

Free Debit Card

Rupay Platinum Debit card

Vishesh Savings Account
Account Opening Fees

0

Annual Maintenance Fees

0

Minimum Account Balance

Average Monthly Balance (AMB) of 5000

Debit Card Charges

NIL

NEFT Charges

Free online

IMPS Charges

Free online

Fees and Charges

Vishesh Savings Account

0
Special Features

None

Eligibility Criteria
  • Resident Individuals

  • HUF

Benefits
Features, Eligibility and Benefits
Pros & Cons
Pros
  • Users will get monthly interest credit.

  • Users will get Rupay Platinum Debit card with host of offers.

  • Users will get free NEFT & RTGS facility.

Cons
  • Very few features.

Application Procedure

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Product Review
Account Opening and Procedure
How to open an Account?

You can open an account with IDFC First Bank either online or offline. Here's how:

Online:

  1. Visit the IDFC First Bank website: Go to the IDFC First Bank website and navigate to the "Open Account" section.

  2. Choose the account type: Select the type of account you want to open (savings account, current account, etc.).

  3. Enter your details: Fill in the required personal and financial information.

  4. Verify your identity: Complete the KYC (Know Your Customer) process using your Aadhaar card and PAN card. You may need to do a video KYC as well.

  5. Fund your account: Deposit the initial amount required to open the account.

  6. Receive your account details: Once your account is opened, you will receive your account number, customer ID, and other relevant details.

Offline:

  1. Visit a branch: Locate the nearest IDFC First Bank branch.

  2. Collect the application form: Obtain the account opening form from the branch.

  3. Fill in the form: Accurately fill in all the required details in the form.

  4. Submit the form and documents: Submit the completed form along with the necessary documents (identity proof, address proof, etc.) to the bank official.

  5. Verification: The bank will verify your documents and process your application.

  6. Account opening: Once the verification is complete, your account will be opened, and you will receive your account details.

Application Procedure
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