top of page
Credit Card

Credit Card

Explore India's largest collection of unbiased credit card reviews. All credit cards reviews are unpaid and the rating provided by us is completely objective. Compare the pros, cons, special features and various fees associated with credit cards.

No ratings yet

Credit Card Issuer

Most Useful Cashback Rate %

Interest Rate

​

Fuel Surcharge

RBL Bank

5

Up to 3.99% per month or 47.88% per annum.

Cashback Rate

MyRupaya Ratings :-

No ratings yet
American Express Platinum Charge Card

Effective cashback rate: 1.50%; Reward System: Customers can get 3X membership reward points on everything, every time they spend abroad. Effective cashback rate: 1.50%. 1 membership rewards point for every ₹100 spent. 1 RP = 0.50 paisa. Effective cashback rate: 0.5%.; Priority Pass Select membership: Enjoy access to over 1,300 airport lounges worldwide. Customers can get discounts on hotels and avail of exclusive stay benefits. 

Bank / CC Company

American Express

Forex Mark-Up

Foreign Transaction Fee: 2.7% of each transaction in a foreign currency

APR 44.13%

Interest Rate

0
Learn More
No ratings yet

Credit Card Issuer

Most Useful Cashback Rate %

Interest Rate

​

Fuel Surcharge

RBL Bank

5

Up to 3.99% per month or 47.88% per annum.

Cashback Rate

MyRupaya Ratings :-

No ratings yet
Axis Bank Aura Credit Card
Users will get 1 Edge reward point on spending INR 100. Value of 1 Edge point: INR 0.20. General cashback rate: 0.2% and 5 Edge reward points on purchase of insurance. Insurance cashback rate: 1%.; Discount on health checkups. 20% discount on dining at partner restaurants with the Dining Delights program.; Reward System: Users will get 1 Edge reward point on spending Rs 100. Value of 1 Edge point: Rs 0.20. General cashback rate: 0.2% and 5 Edge reward points on purchase of insurance. Insurance cashback rate: 1%.

Bank / CC Company

Axis Bank

Forex Mark-Up

3.50%

Interest Rate: 3.4% per month (49.36% per annum).

Interest Rate

0
Learn More
No ratings yet

Credit Card Issuer

Most Useful Cashback Rate %

Interest Rate

​

Fuel Surcharge

RBL Bank

5

Up to 3.99% per month or 47.88% per annum.

Cashback Rate

MyRupaya Ratings :-

No ratings yet
Kotak White Credit Card
No rewards apart from milestone benefits. ; Lounge benefits. Milestone benefits. 

Bank / CC Company

Kotak Mahindra Bank

Forex Mark-Up

3

Interest Rate: 3.7% per month, 44.4% per year

Interest Rate

0
Learn More
No ratings yet

Credit Card Issuer

Most Useful Cashback Rate %

Interest Rate

​

Fuel Surcharge

RBL Bank

5

Up to 3.99% per month or 47.88% per annum.

Cashback Rate

MyRupaya Ratings :-

No ratings yet
Central Bank Of India SimplySave SBI Card
Effective cashback rate: 1.6%; Reward System: 10 point on spend of every INR 150 on dining, movies, departmental stores and grocery spends. Value of 1 point = INR 0.25. Effective cashback rate: 1.6%. Get 1 reward points on all other  spends per INR 150. Effective general cashback rate: 1.25%. Get 1 reward point on INR 100 on all other spends. Effective general cashback rate: 0.16%; Card gives cashback on dining, movies, departmental stores and grocery spends.

Bank / CC Company

Central Bank Of India

Forex Mark-Up

3.50%

Interest Rate: Up to 3.50% per month (42% per annum) from the transaction date.

Interest Rate

0
Learn More
No ratings yet

Credit Card Issuer

Most Useful Cashback Rate %

Interest Rate

​

Fuel Surcharge

RBL Bank

5

Up to 3.99% per month or 47.88% per annum.

Cashback Rate

MyRupaya Ratings :-

No ratings yet
RBL Bank Movies and More Credit Card
Earn 10 reward points/ INR 100 spent at BookMyShow and at Pizza Hut and KFC,  Earn 20 reward points/ INR 100 spent on dining on Wednesdays, and  Earn 1 Reward point INR100 on all your purchases except fuel.  1 RP = 0.25 paisa.  General CB Rate: 0.25%,  Effective CB Rate for Pizza Hut and KFC: 2.5%, and Dining CB Rate: 5%. ; Welcome benefit. Movie benefits.  Milestone benefits.

Bank / CC Company

RBL Bank

Forex Mark-Up

Foreign Currency Mark-up fees: Up to 3.5%.

Interest Rate: 3.99% per month or 47.88% per annum.

Interest Rate

0
Learn More
No ratings yet

Credit Card Issuer

Most Useful Cashback Rate %

Interest Rate

​

Fuel Surcharge

RBL Bank

5

Up to 3.99% per month or 47.88% per annum.

Cashback Rate

MyRupaya Ratings :-

No ratings yet
Mastercard Gold Secured Credit Card
Effective cashback rate: 0.50%; Users will earn 2 reward points for every Rs. 100 spent on credit cards. Value of 1 reward point = Rs.0.25. Effective cashback rate: 0.50%.; Reward benefits  

Bank / CC Company

Canara Bank

Forex Mark-Up

Foreign currency markup fee: Up to 3%.

Interest rate: Not specified by the bank.

Interest Rate

0
Learn More
No ratings yet

Credit Card Issuer

Most Useful Cashback Rate %

Interest Rate

​

Fuel Surcharge

RBL Bank

5

Up to 3.99% per month or 47.88% per annum.

Cashback Rate

MyRupaya Ratings :-

No ratings yet
RBL Bank Shoprite Credit Card
The value of 1 reward point = INR 0.25. Users will get 1 reward point for every Rs.100 spent on all purchases except fuel and 20 reward points for every Rs.100 when using the card for in-store grocery shopping, effective in-store grocery shopping cashback rate: 5%. General cashback rate: 0.25%.; Lifetime free card. Entertainment and shopping benefits The cashback rate is very good.; Reward System: The value of 1 reward point = Rs 0.25. Users will get 1 reward point for every Rs 100 spent on all purchases except fuel and 20 reward points for every Rs 100 when using the card for in-store grocery shopping, effective in-store grocery shopping cashback rate: 5%. General cashback rate: 0.25%.

Bank / CC Company

RBL Bank

Forex Mark-Up

3.50%

Interest Rate: upto 3.99% p.m (upto 47.88% p.a)

Interest Rate

0
Learn More
No ratings yet

Credit Card Issuer

Most Useful Cashback Rate %

Interest Rate

​

Fuel Surcharge

RBL Bank

5

Up to 3.99% per month or 47.88% per annum.

Cashback Rate

MyRupaya Ratings :-

No ratings yet
Fibe Axis Bank Rupay Credit Card
Users can earn up to 3% on entertainment, commute and food delivery transactions. 1% cashback on all other spends. Cashback is not eligible for transactions of less than Rs. 100. Maximum cashback amount = Rs. 1500 in a statement cycle.; Cashback on food, entertainment, and local commute. Travel benefits. Dining delight offer. UPI through credit card.

Bank / CC Company

Axis Bank

Forex Mark-Up

Foreign Currency Mark-up Fees: 3.5%of the transaction value.

Interest Rate: 3.6% p.m. (52.86% per annum)

Interest Rate

0
Learn More
No ratings yet

Credit Card Issuer

Most Useful Cashback Rate %

Interest Rate

​

Fuel Surcharge

RBL Bank

5

Up to 3.99% per month or 47.88% per annum.

Cashback Rate

MyRupaya Ratings :-

No ratings yet
Mastercard Standard Credit Card
Effective cashback rate: 0.50%; Reward system: Users will earn 2 reward points for every Rs. 100 spent on credit cards. Value of 1 reward point = Rs.0.25. Effective cashback rate: 0.50%.; Reward benefits  

Bank / CC Company

Canara Bank

Forex Mark-Up

Foreign currency markup fee: Up to 3%.

Interest rate: 2.50% monthly, 30% annually.

Interest Rate

0
Learn More
No ratings yet

Credit Card Issuer

Most Useful Cashback Rate %

Interest Rate

​

Fuel Surcharge

RBL Bank

5

Up to 3.99% per month or 47.88% per annum.

Cashback Rate

MyRupaya Ratings :-

No ratings yet
Equitas Excite
Reward System: Users will earn 2 reward points for every INR 150/- spent on the credit card. The value of 1 reward point = INR 0.20. General cashback rate: 0.13%. Cardholders will get 3x reward points on spending on groceries, supermarkets & departmental stores (Maximum 500 points per month). Grocery cashback rate: 0.39%. 3X reward points on utility bills, IRCTC & tax payments (Maximum 500 points per month). Utility cashback rate: 0.39%.  ; 3X reward points on fuel and grocery spending. EMI conversion is available.  Milestone spending benefit available.  Reward System: Users will earn 2 reward points for every Rs 150/- spent on the credit card. The value of 1 reward point = Rs 0.20. General cashback rate: 0.13%. Cardholders will get 3x reward points on spending on groceries, supermarkets & departmental stores (Maximum 500 points per month). Grocery cashback rate: 0.39%. 3X reward points on utility bills, IRCTC & tax payments (Maximum 500 points per month). Utility cashback rate: 0.39%.

Bank / CC Company

Equitas Small Finance Bank

Forex Mark-Up

Foreign Currency Transactions Cross currency mark-up of 3.5%

Interest Rates: 3.6% per month i.e. 43.2% annually

Interest Rate

0
Learn More
No ratings yet

Credit Card Issuer

Most Useful Cashback Rate %

Interest Rate

​

Fuel Surcharge

RBL Bank

5

Up to 3.99% per month or 47.88% per annum.

Cashback Rate

MyRupaya Ratings :-

No ratings yet
PREMIER Credit card
The value of 1 reward point = INR 0.25. Users will earn 5X rewards i.e. 10 reward points for every Rs. 100 spent on Travel, Dining and Abroad (International spending). Effective cashback rate = 2.5%. 2 reward points for every Rs. 100 spent on other categories. Effective cashback rate = 0.50%.; 5X reward points. Free airport lounge access. Complimentary insurance cover. Premier lifetime membership.

Bank / CC Company

Bank of Baroda

Forex Mark-Up

Foreign Currency Transaction Fee: 3.5% of transaction amount

3.25% per month or 39% per annum

Interest Rate

0
Learn More
No ratings yet

Credit Card Issuer

Most Useful Cashback Rate %

Interest Rate

​

Fuel Surcharge

RBL Bank

5

Up to 3.99% per month or 47.88% per annum.

Cashback Rate

MyRupaya Ratings :-

No ratings yet
IndusInd Legend Credit Card
Users will get 2 reward points for every INR 100 spent on weekends. Value of 1 reward point = INR 1. Weekend cashback rate: 2%. 1 reward points for every INR 100 spent on weekdays. Value of 1 reward point = INR 1. Weekday cashback rate: 1%.; Great welcome benefits. Milestone benefits. Free hotel stay.  Free airport lounge access.  Movie benefits.; Reward System: Users will get 2 reward points for every Rs 100 spent on weekends. Value of 1 reward point = Rs 1. Weekend cashback rate: 2%. 1 reward points for every Rs 100 spent on weekdays. Value of 1 reward point = Rs 1. Weekday cashback rate: 1%.; Users will get access to international lounges 8 times a year through travel plus membership, cardholder needs to pay Rs 5,000 for this membership.

Bank / CC Company

IndusInd Bank

Forex Mark-Up

1.80%

Interest Rate: 3.83% p.m. (46% p.a.)

Interest Rate

0
Learn More
No ratings yet

Credit Card Issuer

Most Useful Cashback Rate %

Interest Rate

​

Fuel Surcharge

RBL Bank

5

Up to 3.99% per month or 47.88% per annum.

Cashback Rate

MyRupaya Ratings :-

No ratings yet
ICICI Bank Instant Platinum Credit Card
Users will get 2 reward points on spending INR 100. Value of 1 reward point = INR 0.50. Cashback percentage: 1%. ; Reward Points: Users will get 2 reward points on spending Rs 100. Value of 1 reward point = Rs 0.50. Cashback percentage: 1%.

Bank / CC Company

ICICI Bank

Forex Mark-Up

Forex Marku: 3.5%

Interest Rate: 2.49% per month (annual interest rate - 29.88%). | Interest On Cash: 2.49% per month (annual interest rate - 29.88%).

Interest Rate

0
Learn More
No ratings yet

Credit Card Issuer

Most Useful Cashback Rate %

Interest Rate

​

Fuel Surcharge

RBL Bank

5

Up to 3.99% per month or 47.88% per annum.

Cashback Rate

MyRupaya Ratings :-

No ratings yet
Platinum Shopdaily Supercard
 5% cashback on all grocery spend (up to Rs. 250 per month).; The Bank + Bajaj Finance Platinum Shopdaily Supercard is a credit card that is designed for the everyday shopper. It offers a variety of benefits, including: 5% cashback on grocery shopping up to Rs. 250 per month.  Welcome benefit of Rs. 500 on payment of joining fee and spends of Rs. 2,000 within 30 days of card issuance. Annual fee waiver on spending Rs. 50,000 in a year.  Reward System: 5% cashback on all grocery spend (up to Rs 250 per month).

Bank / CC Company

Bajaj Finance

Forex Mark-Up

Foreign Currency Transaction Fees: 3.5%

upto 3.99% p.m (upto 47.88% p.a)

Interest Rate

0
Learn More
No ratings yet

Credit Card Issuer

Most Useful Cashback Rate %

Interest Rate

​

Fuel Surcharge

RBL Bank

5

Up to 3.99% per month or 47.88% per annum.

Cashback Rate

MyRupaya Ratings :-

No ratings yet
Axis Bank Ace Credit Card
Users will receive 5% cashback on bill payments (electricity, internet, gas and more) DTH and mobile recharges on Google Pay. (Capped at INR 500 per month). 4% cashback on Swiggy, Zomato & Ola. (Capped at INR 500 per month). 1.5% on all other spends (uncapped).; 5% cashback on bill payments: You can earn 5% cashback on bill payments made through the Google Pay app. These include utility bills such as electricity, gas, water, and broadband, as well as DTH and mobile recharge. 4% cashback on Swiggy, Zomato, and Ola: You can earn 4% cashback on your spending on Swiggy, Zomato, and Ola. 1.5% cashback on all other spends: You can earn 2% cashback on all other spends. Fuel surcharge waiver.; Reward System: Users will receive 5% cashback on bill payments (electricity, internet, gas and more) DTH and mobile recharges on Google Pay. (Capped at Rs 500 per month). 4% cashback on Swiggy, Zomato & Ola. (Capped at Rs 500 per month). 1.5% on all other spends (uncapped).; Up to 15%off at 4000+ partner restaurants of Axis Bank in India.

Bank / CC Company

Axis Bank

Forex Mark-Up

3.50%

Interest Rate: 3.6% per month (52.86% per annum).

Interest Rate

0
Learn More
No ratings yet

Credit Card Issuer

Most Useful Cashback Rate %

Interest Rate

​

Fuel Surcharge

RBL Bank

5

Up to 3.99% per month or 47.88% per annum.

Cashback Rate

MyRupaya Ratings :-

No ratings yet
IDFC Bank First Millennia Credit Card
Users will get 1 reward point per₹150 spent, and the value of 1 reward point is ₹0.25. 3X reward points on spends till ₹20,000 in a statement cycle, cashback rate: 0.50%. 10X reward points on crossing spends of ₹20,000 in a statement cycle & on your birthday, cashback rate: 1.66%. 1X reward points on Insurance premium and Utility bill payments. cashback rate: 0.16%.; Movie ticket offers. Dining benefits. Airport lounge and golf course access benefits.  Reward System: Users will get 1 reward point per₹150 spent, and the value of 1 reward point is ₹0.25. 3X reward points on spends till ₹20,000 in a statement cycle, cashback rate: 0.50%. 10X reward points on crossing spends of ₹20,000 in a statement cycle & on your birthday, cashback rate: 1.66%. 1X reward points on Insurance premium and Utility bill payments. cashback rate: 0.16%.

Bank / CC Company

IDFC First Bank

Forex Mark-Up

Forex Mark up - 3.5%

Monthly Interest Rate - 0.75% - 3.5%. Annual Interest Rate - 9% - 42%

Interest Rate

0
Learn More
No ratings yet

Credit Card Issuer

Most Useful Cashback Rate %

Interest Rate

​

Fuel Surcharge

RBL Bank

5

Up to 3.99% per month or 47.88% per annum.

Cashback Rate

MyRupaya Ratings :-

No ratings yet
PNB Rupay Select Card
User can earn 2 reward points for every INR 100 spent. 1 RP = Rs. 0.50. Effective cashback rate = 1%; 2x reward points on all your retail purchases.  Complimentary domestic and international lounge access.  Reward System: The user can earn 2 reward points for every Rs 100 spent. 1 RP = Rs 0.50. Effective cashback rate = 1%.

Bank / CC Company

Punjab National Bank

Forex Mark-Up

Foreign Currency Transactions Fees: 3.5%.

Interest Rates: 2.95 percent every month

Interest Rate

0
Learn More
No ratings yet

Credit Card Issuer

Most Useful Cashback Rate %

Interest Rate

​

Fuel Surcharge

RBL Bank

5

Up to 3.99% per month or 47.88% per annum.

Cashback Rate

MyRupaya Ratings :-

No ratings yet
KrisFlyer SBI Card
Users will earn 5 KrisFlyer miles per Rs 200 spent on Singapore airlines group, 5 KrisFlyer miles per Rs 200 on international spends, and 2 KrisFlyer miles per Rs 200 on other eligible spends. These miles can not be exchanged against cash or credit rather they can be redeemed while booking tickets at the Singapore airline app. ; Complimentary airport lounge visits. Welcome benefit. Milestone benefit.; Reward system:Users will earn 5 KrisFlyer miles per Rs 200 spent on Singapore airlines group, 5 KrisFlyer miles per Rs 200 on international spends, and 2 KrisFlyer miles per Rs 200 on other eligible spends. These miles can not be exchanged against cash or credit rather they can be redeemed while booking tickets at the Singapore airline app.

Bank / CC Company

State Bank of India

Forex Mark-Up

Foreign currency markup fee: 3.50%.

Interest rate: 3.50% monthly, 42% annually.

Interest Rate

0
Learn More
No ratings yet

Credit Card Issuer

Most Useful Cashback Rate %

Interest Rate

​

Fuel Surcharge

RBL Bank

5

Up to 3.99% per month or 47.88% per annum.

Cashback Rate

MyRupaya Ratings :-

No ratings yet
BOB Assure Credit Card
You earn 1 reward point for every Rs. 100 spent across all categories. Redeem 500 points for ₹25. This translates to a value of 5 paise per point. Redeem 1,000 points for ₹50, meaning each point is worth 5 paise. Redeem 5,000 points for ₹250, giving each point a value of 5 paise. Effective Cashback Rate: 0.5% cashback on all spends. 5% cashback on fuel transactions; 5% cashback on fuel transactions

Bank / CC Company

Bank of Baroda

Forex Mark-Up

Foreign currency transaction fee:A foreign currency transaction fee of 3.5% will be charged on all transactions made in a foreign currency.

Interest rate:The interest rate on outstanding balances is 1.6% per month (19.2% APR).

Interest Rate

0
Learn More
No ratings yet

Credit Card Issuer

Most Useful Cashback Rate %

Interest Rate

​

Fuel Surcharge

RBL Bank

5

Up to 3.99% per month or 47.88% per annum.

Cashback Rate

MyRupaya Ratings :-

No ratings yet
Etihad Guest SBI Card
Effective cashback rate: 0.75%; Value of 1 Ethiad mile = Rs. 0.25. Users will get 3 Etihad guest miles on every INR 100 spent on Etihad.com. Effective cashback rate: 0.75%. 2 Etihad guest miles on every INR 100 spent on International spends. Effective cashback rate: 0.50%. 1 Etihad guest mile on every INR 100 spent on other spend. Effective cashback rate: 0.25%.; Great travel benefits. Free membership to the Priority Pass Program worth $99. 10% off on international flights.  5% discount on travel rewards miles redemption.; Free membership to thePriority Pass Programworth $99.; 8 complimentary visits per year to domestic Visa card lounges in India  2 visits per quarter).

Bank / CC Company

State Bank Of India

Forex Mark-Up

3.50%

Interest Rate: Up to 3.50% per month (42% per annum).

Interest Rate

0
Learn More
No ratings yet

Credit Card Issuer

Most Useful Cashback Rate %

Interest Rate

​

Fuel Surcharge

RBL Bank

5

Up to 3.99% per month or 47.88% per annum.

Cashback Rate

MyRupaya Ratings :-

No ratings yet
RBL Bank Play Credit Card
Users can get up to INR 100 off, on any food and beverage items by booking movie tickets on BookMyShow. ; Welcome benefit of an INR 500 discount on BookMyShow. Food & Beverage offers. Complimentary BookMyShow SuperStar membership.

Bank / CC Company

RBL Bank

Forex Mark-Up

Foreign Currency Transaction Fees: 3.5%

3.99% p.m (upto 47.88% p.a)

Interest Rate

0
Learn More
No ratings yet

Credit Card Issuer

Most Useful Cashback Rate %

Interest Rate

​

Fuel Surcharge

RBL Bank

5

Up to 3.99% per month or 47.88% per annum.

Cashback Rate

MyRupaya Ratings :-

No ratings yet
Standard Chartered Ultimate Credit Card
Effective cashback rate: 3.33%; Customers can earn 5 reward points per INR 150 spent on all categories except fuel and utility bill payment.  1 RP =INR 1.  Effective cashback rate: 3.33%. ; Decent effective cashback rate. 

Bank / CC Company

Standard Chartered Bank

Forex Mark-Up

International Forex Mark-up fees: 2%.

Interest Rate: 3.75% every month or 45% annually.

Interest Rate

0
Learn More
No ratings yet

Credit Card Issuer

Most Useful Cashback Rate %

Interest Rate

​

Fuel Surcharge

RBL Bank

5

Up to 3.99% per month or 47.88% per annum.

Cashback Rate

MyRupaya Ratings :-

No ratings yet
HDFC Regalia Gold Credit Card
4 reward points per INR 150 spent on retail purchases. Value of 1 reward point = INR 0.25. Cashback rate = 0.67%. 5X reward points on select merchants like Myntra, Nykaa, Reliance Digital, and M&S. Effective special cashback rate: 3.33%; Great travel benefits. Cashback on retail spends.  Reward System:4 reward points per Rs 150 spent on retail purchases. Value of 1 reward point = Rs 0.25. Cashback rate = 0.67%. 5X reward points on select merchants like Myntra, Nykaa, Reliance Digital, and M&S. Effective special cashback rate: 3.33%

Bank / CC Company

HDFC Bank

Forex Mark-Up

2%

Interest Rate: 3.6% per month (i.e., 43.2% per annum).

Interest Rate

0
Learn More
No ratings yet

Credit Card Issuer

Most Useful Cashback Rate %

Interest Rate

​

Fuel Surcharge

RBL Bank

5

Up to 3.99% per month or 47.88% per annum.

Cashback Rate

MyRupaya Ratings :-

No ratings yet
RBL Bank Platinum Delight Credit Card
Users will earn 2 reward points for every Rs.100 spent on all their purchases and 4 reward points for every Rs.100 spent during the weekends. Value of 1 reward point = INR 0.25. General cashback rate = 0.5%. Weekend cashback rate: 1%.; Access to exclusive fuel discounts at select petrol pumps. Airport lounge access. Dining and Shopping offers. Milestone benefits of up to 10,000 reward points for achieving specific spending milestones. Complimentary travel insurance coverage for domestic and international trips.; Reward System: Users will earn 2 reward points for every Rs 100 spent on all their purchases and 4 reward points for every Rs 100 spent during the weekends. Value of 1 reward point = Rs 0.25. General cashback rate = 0.5%. Weekend cashback rate: 1%.; Annual Fee Reversal:To reward cardholders for their loyalty, the annual fee of Rs 1,000 is waived if cardholders spend Rs Rs 1.5 Lakhs in the previous year.

Bank / CC Company

RBL Bank

Forex Mark-Up

Forex Markup: 3.5%.

Interest Rate: 3.99% per month (47.88% per annum).

Interest Rate

0
Learn More
No ratings yet

Credit Card Issuer

Most Useful Cashback Rate %

Interest Rate

​

Fuel Surcharge

RBL Bank

5

Up to 3.99% per month or 47.88% per annum.

Cashback Rate

MyRupaya Ratings :-

No ratings yet
SBI Card Prime
Reward System: Users will get 10 reward points per INR 100 spent on dining, groceries, departmental stores and movies. Value of 1 reward point = INR 0.25. Effective special cashback rate: 2.5%. 2 reward points per INR 100, on all other spends. Value of 1 reward point = INR 0.25. Effective general cashback rate: 0.5%. 20 reward points per INR 100  spent on birthday (reward points on birthday spends (one day before, on birthday and one day after) is capped at 2000 Reward points per calendar year).; Welcome benefits. Milestone benefits. Travel benefits.; FreeClub Vistara Silver membership. 1 free upgrade voucher. 9 Club Vistara points for every Rs 100 spent on Vistara flights.; 8 complimentary visits per calendar year to domestic lounges in India (max. 2 visits per quarter).

Bank / CC Company

State Bank of India

Forex Mark-Up

3.50%

Interest Rate: Up to 3.50% per month (42% per annum) from the transaction date.

Interest Rate

0
Learn More
No ratings yet

Credit Card Issuer

Most Useful Cashback Rate %

Interest Rate

​

Fuel Surcharge

RBL Bank

5

Up to 3.99% per month or 47.88% per annum.

Cashback Rate

MyRupaya Ratings :-

No ratings yet
HSBC Visa Platinum Credit Card
The cardholder will earn 2 reward points for every purchase of 150 on the credit card.  These reward points can be redeemed for vouchers or Airmiles.; Nil joining and annual fees  Introductory benefits up to INR6,350 with 3 complimentary airport lounge access at domestic & international lounges or 3 AirDine (meal)vouchers Air miles conversion on InterMiles, British Airways and Singapore Airlines  5-times (5X) rewards on subsequent purchases made after crossing spend amount of INR400,000 with a max 15,000 accelerated reward points in an anniversary year  Up to INR3,000 annual savings on fuel surcharge Welcome offer is also provided to the new users.  Reward System: The cardholder will earn 2 reward points for every purchase of 150 on the credit card.  These reward points can be redeemed for vouchers or Airmiles. Cardholders will get 5X reward points on any purchase made after spending Rs 4,00,000 subject to a maximum cap of 15,000 accelerated reward points in an anniversary year.

Bank / CC Company

HSBC Bank

Forex Mark-Up

Foreign Currency Transactions Fees: 3.5%.

Interest Rates: 3.49% per month (41.88% per annum)

Interest Rate

0
Learn More
No ratings yet

Credit Card Issuer

Most Useful Cashback Rate %

Interest Rate

​

Fuel Surcharge

RBL Bank

5

Up to 3.99% per month or 47.88% per annum.

Cashback Rate

MyRupaya Ratings :-

No ratings yet
RBL Bank World Safari Credit Card
The value of 1 RBL reward point = Rs. 0.25. Users will get 2 Travel points for every Rs. 100 spent on all purchases and  5 Travel points for every Rs. 100 spent on Travel spends. General cashback rate is 0.5%. Travel cashback rate is 1.25%.; 0% forex markup fee on all foreign currency transactions. Good cashback on travel spending. Complimentary lounge access. Travel insurance. Purchase protection.; Reward System: 1 RBL reward point Rs 0.25. 2 Travel Points for every Rs 100 spent on all your purchases. 5 Travel Points for every Rs 100 spent on Travel. General Cashback Rate: 0.5%. Travel cashback rate 2.5%.

Bank / CC Company

RBL Bank

Forex Mark-Up

Foreign Currency Transaction Fees: 0%.

3.99% p.m (upto 47.88% p.a).

Interest Rate

0
Learn More
No ratings yet

Credit Card Issuer

Most Useful Cashback Rate %

Interest Rate

​

Fuel Surcharge

RBL Bank

5

Up to 3.99% per month or 47.88% per annum.

Cashback Rate

MyRupaya Ratings :-

No ratings yet
Federal Bank Mastercard Signet
effective cashback rate: 0.25%; The value of 1 reward point = INR. 0.25. Users will get 1 reward point on a spend of INR 200. 3x rewards on spending for the Electronics & Apparel categories, cashback rate: 0.75%. 2x rewards on the Entertainment category, cashback rate: 0.50%. 1x rewards for other categories, effective cashback rate: 0.25%.; Low rate of interest. Movie ticket offers.  Welcome benefit. 

Bank / CC Company

Federal Bank

Forex Mark-Up

International Forex Markup: 3.50% of the transaction value.

41.88% (3.49% per month)

Interest Rate

0
Learn More
No ratings yet

Credit Card Issuer

Most Useful Cashback Rate %

Interest Rate

​

Fuel Surcharge

RBL Bank

5

Up to 3.99% per month or 47.88% per annum.

Cashback Rate

MyRupaya Ratings :-

No ratings yet
Axis Bank My Wings Credit Card
Users will get 2 Edge reward point on spending INR 100 domestically. Value of 1 Edge point: INR 0.20. Domestic cashback rate: 0.4%. ; Complementary flight tickets Airport lounge access; Reward System: Users will get 2 Edge reward point on spending Rs 100 domestically. Value of 1 Edge point: Rs 0.20. Domestic cashback rate: 0.4%.

Bank / CC Company

Axis Bank

Forex Mark-Up

Forex Markup: 3.5%

Interest Rate: 3.4% per month (49.96% per annum)

Interest Rate

0
Learn More
No ratings yet

Credit Card Issuer

Most Useful Cashback Rate %

Interest Rate

​

Fuel Surcharge

RBL Bank

5

Up to 3.99% per month or 47.88% per annum.

Cashback Rate

MyRupaya Ratings :-

No ratings yet
HDFC Swiggy Credit Card
Users will get flat 10% cashback on Swiggy orders (food delivery, groceries, Dineout, Genie), capped at INR 1500 per month. 5% cashback on online shopping across various categories like Amazon, Flipkart, Myntra, BookMyShow, etc., capped at INR 1500 per month. 1% cashback on all other eligible spends, capped at INR 500 per month.; Great cashback card.  Good online shopping cashback. 

Bank / CC Company

HDFC Bank

Forex Mark-Up

Foreign Currency Mark-up Fees: 3.5%

Interest Rate: 3.6% per month (i.e., 43.2% per annum).

Interest Rate

0
Learn More
No ratings yet

Credit Card Issuer

Most Useful Cashback Rate %

Interest Rate

​

Fuel Surcharge

RBL Bank

5

Up to 3.99% per month or 47.88% per annum.

Cashback Rate

MyRupaya Ratings :-

No ratings yet
Royale Signature Credit Card
Effective cashback rate: 0.75%; The value of 1 Delight Point = 0.25 Paisa. users will get 3 points for every Rs. 100 spent. Effective cashback rate: 0.75%.; Interest-free period of up to 48 days. Welcome bonus of 750 Delight Points.  Complimentary domestic airport lounge access.

Bank / CC Company

IDBI Bank

Forex Mark-Up

Foreign Currency Transactions mark- up 3.5%

2.5% per month i.e. 30.00% p.a.

Interest Rate

0
Learn More
No ratings yet

Credit Card Issuer

Most Useful Cashback Rate %

Interest Rate

​

Fuel Surcharge

RBL Bank

5

Up to 3.99% per month or 47.88% per annum.

Cashback Rate

MyRupaya Ratings :-

No ratings yet
Bandhan Bank Plus Credit Card
Effective cashback rate: 0.60%; The value of 1 reward point is worth Rs. 0.30. Users will get 3 reward points for every 150 spent. Effective cashback rate: 0.60%. 5 reward points for spending in supermarkets, dining, movies and groceries. Effective cashback rate: 1%.; Welcome bonus of 1500 reward points. Renewal fee waiver. Travel benefits.

Bank / CC Company

Bandhan Bank

Forex Mark-Up

Foreign Currency Transactions up 3.5%

Interest Rate: 24.58% p.a.

Interest Rate

0
Learn More
No ratings yet

Credit Card Issuer

Most Useful Cashback Rate %

Interest Rate

​

Fuel Surcharge

RBL Bank

5

Up to 3.99% per month or 47.88% per annum.

Cashback Rate

MyRupaya Ratings :-

No ratings yet
Platinum Classic SuperCard
Effective cashback rate: 0.25%; The value of 1 RBL reward point = Rs 0.25. users will get 1 reward point for every Rs. 100 spent. Effective cashback rate: 0.25%.; Welcome benefit of 2,000 Reward Points on payment of joining fees and spends of Rs. 2,000 made within 30 days of Card issuance (No welcome rewards will be given to First Year Free cards).  BookMyShow offer: 1+1 Movie tickets on any one day of the month 

Bank / CC Company

Bajaj Finance

Forex Mark-Up

Foreign Currency Transaction Fees: 3.5%

3.99% p.m (upto 47.88% p.a)

Interest Rate

0
Learn More
No ratings yet

Credit Card Issuer

Most Useful Cashback Rate %

Interest Rate

​

Fuel Surcharge

RBL Bank

5

Up to 3.99% per month or 47.88% per annum.

Cashback Rate

MyRupaya Ratings :-

No ratings yet
Paytm HDFC Bank Business Credit Card
Every 1 cash point is equivalent to INR 1. cashback. 3% cashback on purchases on Paytm (recharge, utility, movies, Mini App), maximum Rs. 500 per calendar month.  2% cashback on all other select Paytm spends, the maximum cap per calendar month is INR 500. 1% cashback on all other retail spends, maximum cap per calendar month is INR 1000. The minimum cash point balance required for redemption against the statement balance is 500 cash points.; Welcome benefit Milestone benefit; Reward system:Every 1 cashpoint is equivalent to Rs 1. cashback. 3% cashback on purchases on Paytm (recharge, utility, movies, Mini App), maximum Rs 500 per calendar month. 2% cashback on all other select Paytm spends, maximum cap per calendar month is Rs 500. 1% cashback on all other retail spends, maximum cap per calendar month is Rs 1000. The minimum cash point balance required for redemption against the statement balance is 500 cash points.

Bank / CC Company

HDFC Bank

Forex Mark-Up

Foreign currency markup: 3.50%

Interest rate: 3.75% monthly, 45% annually.

Interest Rate

0
Learn More
No ratings yet

Credit Card Issuer

Most Useful Cashback Rate %

Interest Rate

​

Fuel Surcharge

RBL Bank

5

Up to 3.99% per month or 47.88% per annum.

Cashback Rate

MyRupaya Ratings :-

No ratings yet
ETERNA Credit card
Effective cashback rate: 3.75%; Customers can earn 15 reward points for every INR 100 spent on travel, international transactions, dining, and online shopping. (1 RP= 0.25). Effective cashback rate: 3.75%. 3 reward points on all other spending. Effective cashback rate: 0.75%; Reward points and a high cashback rate. Complimentary FitPass Pro membership. Paytm movie benefit. Airport lounge access.

Bank / CC Company

Bank of Baroda

Forex Mark-Up

Foreign Currency Transaction Fee: 2% of transaction amount

3.25% per month, 39% per annum.

Interest Rate

0
Learn More
No ratings yet

Credit Card Issuer

Most Useful Cashback Rate %

Interest Rate

​

Fuel Surcharge

RBL Bank

5

Up to 3.99% per month or 47.88% per annum.

Cashback Rate

MyRupaya Ratings :-

No ratings yet
Amazon Pay ICICI Bank Credit Card
The reward rate is between 1% to 5% based on Prime membership status and purchase category. So if the user shops for Rs 20000 every month from Amazon India as a Prime member, he will get Rs 1000 as Amazon Pay Rewards. Each reward point is equal to Rs 1 for this card. There is no maximum cap for the rewards earned on Amazon Pay ICICI Bank credit card.; High cashback on Amazon. No joining fee or annual fee. No limit on rewards.; Reward system: The reward rate is between 1% to 5% based on Prime membership status and purchase category. So if a user shops for Rs 20000 every month from Amazon India as a Prime member, he will get Rs 1000 as Amazon Pay rewards. Each reward point is equal to Rs 1 for this card.; There is no maximum cap for the rewards earned on Amazon Pay ICICI Bank credit card.; Cardholders can avail of 5% cashback on Amazon.in and Amazon Pay.

Bank / CC Company

ICICI Bank

Forex Mark-Up

Foreign currency transactions: Mark-up of 3.50%.

Interest Rate: 3.5% - 3.8%p.m. or 42% - 45.6%p.a.

Interest Rate

0
Learn More
No ratings yet

Credit Card Issuer

Most Useful Cashback Rate %

Interest Rate

​

Fuel Surcharge

RBL Bank

5

Up to 3.99% per month or 47.88% per annum.

Cashback Rate

MyRupaya Ratings :-

No ratings yet
IDBI Aspire Platinum
Effective cashback rate: 0.33%; The value of 1 Delight point is 0.25 Paisa. Users will earn 2 Delight points for every 150 spent. Effective cashback rate: 0.33%.; Welcome bonus of 500 Delight Points.  Rewards program.; No Reward Redemption fees.

Bank / CC Company

IDBI Bank

Forex Mark-Up

Foreign Currency Transactions mark- up 3.5%

Interest Rate: 2.9% (p.m.)

Interest Rate

0
Learn More
No ratings yet

Credit Card Issuer

Most Useful Cashback Rate %

Interest Rate

​

Fuel Surcharge

RBL Bank

5

Up to 3.99% per month or 47.88% per annum.

Cashback Rate

MyRupaya Ratings :-

No ratings yet
American Express Platinum Reserve Credit Card
Effective cashback rate: 1%; Users will earn 1 Membership rewards point for every Rs. 50 spent except for spend on Fuel, Insurance, Utilities, Cash transactions and EMI conversion at Point of Sale(PoS). Effective cashback rate: 1%.; Taj Epicure membership with dining discounts and complimentary stays. EazyDiner Prime membership with dining offers and discounts. 24/7 concierge service. Air accident insurance cover of ₹1 crore. 4 supplementary cards for family or friends.

Bank / CC Company

American Express

Forex Mark-Up

Foreign Currency Transaction Fee: 2.5% (capped at Rs. 100)

N/A

Interest Rate

0
Learn More
No ratings yet

Credit Card Issuer

Most Useful Cashback Rate %

Interest Rate

​

Fuel Surcharge

RBL Bank

5

Up to 3.99% per month or 47.88% per annum.

Cashback Rate

MyRupaya Ratings :-

No ratings yet
Platinum Shopsmart SuperCard
Effective cashback rate: 0.25%; 1 RBL reward point = Rs 0.25 for every 100/- spent via card. Effective cashback rate: 0.25%. 5% cashback on all grocery spends up to Rs 250 per month.; 1+1 offer on movie tickets on BookMyShow (any day of the month, up to Rs. 200)  2 complimentary domestic airport lounge access in a year 5% cashback on grocery spends (up to Rs. 250 per month)  Welcome benefit of Rs. 500 on payment of joining fee and spends of Rs. 2,000 within 30 days of card issuance.  2 free visits in a year, at domestic lounges at all major airports in India.

Bank / CC Company

Bajaj Finance

Forex Mark-Up

Foreign Currency Transaction Fees: 3.5%

3.99% p.m (upto 47.88% p.a)

Interest Rate

0
Learn More
No ratings yet

Credit Card Issuer

Most Useful Cashback Rate %

Interest Rate

​

Fuel Surcharge

RBL Bank

5

Up to 3.99% per month or 47.88% per annum.

Cashback Rate

MyRupaya Ratings :-

No ratings yet
Federal Bank MagniFi Credit Card
Effective cashback rate: 0.15%; Every weekend, there is a 20% cashback on Zomato, Blinkit, AJIO, and BookMyShow. 1 Fi-Coin = INR 0.03. 1x rewards on all spend i.e. 5 Fi-Coins for every spend of Rs. 100.  Effective cashback rate: 0.15%. 4x rewards on weekends on selected brands i.e. 20 Fi-Coins for every INR 100 spent. Effective cashback rate: 0.6%.; Customers can avail of Weekdays as well as Weekend rewards in the form of cashback and discounts on Zomato, Blinkit, BookMyShow, and Ajio. As well as on Flipkart, Urban Company, MakeMyTrip and Uber.  High rewards on weekends:Users can earn 20% cashback on spending across Zomato, Blinkit, BookMyShow, and Ajio on weekends. You can also earn 4X rewards on spending during weekends on brands like Flipkart, Urban Company, MakeMyTrip and Uber.; 1X rewards on all other spends:users can also earn 1X rewards on all other spends, including rent and fuel during weekdays. This means that you can still earn some rewards even if you don't use the card on weekends.

Bank / CC Company

Federal Bank

Forex Mark-Up

Forex Mark-up Fees: 3.5%

Interest Rate: 3.49% per month i.e. 41.88% annually

Interest Rate

0
Learn More
No ratings yet

Credit Card Issuer

Most Useful Cashback Rate %

Interest Rate

​

Fuel Surcharge

RBL Bank

5

Up to 3.99% per month or 47.88% per annum.

Cashback Rate

MyRupaya Ratings :-

No ratings yet
Skywards ICICI Bank Sapphiro Credit Card
Users can earn up to 2 Skywards Miles per INR 100 for all categories. These Skyward Miles can be used for the purposes of booking Emirates tickets.; Good travel benefits. Good value add and welcome benefits.  Reward System: Users will earn up to 2 Skywards Miles per Rs 100 on all categories. These Skyward Miles can be used for the purposes of booking Emirates tickets.; Buy one ticket and get up to Rs 500 off on the second ticket up to 2 times every month on BookMyShow.

Bank / CC Company

ICICI Bank

Forex Mark-Up

Forex Marku: 3.5%

Interest Rate: 3.67% per month (annual interest rate - 44%). | Interest On Cash: 2.49% per month (annual interest rate - 29.88%).

Interest Rate

0
Learn More
No ratings yet

Credit Card Issuer

Most Useful Cashback Rate %

Interest Rate

​

Fuel Surcharge

RBL Bank

5

Up to 3.99% per month or 47.88% per annum.

Cashback Rate

MyRupaya Ratings :-

No ratings yet
VISA Classic Credit Card
Effective cashback rate: 0.50%; Reward system: Users will earn 2 reward points for every Rs. 100 spent on credit cards. Value of 1 reward point = Rs.0.25. Effective cashback rate: 0.50%.; Reward benefits.  

Bank / CC Company

Canara Bank

Forex Mark-Up

Foreign currency markup fee: Up to 3%.

Interest rate: 2.50% monthly, 30% annually.

Interest Rate

0
Learn More
No ratings yet

Credit Card Issuer

Most Useful Cashback Rate %

Interest Rate

​

Fuel Surcharge

RBL Bank

5

Up to 3.99% per month or 47.88% per annum.

Cashback Rate

MyRupaya Ratings :-

No ratings yet
AU Small Finance Bank Altura Credit Card
Users will get 1 reward point for every INR 100 spent. 1 reward point = INR 0.25. Cashback rate: 0.25%. 2 % cashback on all retail spends done at grocery stores, departmental stores and utility bill payments. (Maximum cashback per statement cycle is INR 50). 1% cashback on all other retail spends*. (Maximum cashback per statement cycle is INR 50).; Cashback rewards. Complimentary access to railway lounges. Zero liability protection against a lost card.; Reward System: Users will get 1 reward point for every Rs 100 spent. 1 reward point = Rs 0.25. Cashback rate: 0.25%. 2 % cashback on all retail spends done at grocery stores, departmental stores and utility bill payments. (Maximum cashback per statement cycle is Rs 50). 1% cashback on all other retail spends*. (Maximum cashback per statement cycle is Rs 50).

Bank / CC Company

AU Small Finance Bank

Forex Mark-Up

Foreign Currency Mark up Fees: 3.49%

Interest Rate: 3.49% per month (41.88% annually)

Interest Rate

0
Learn More
No ratings yet

Credit Card Issuer

Most Useful Cashback Rate %

Interest Rate

​

Fuel Surcharge

RBL Bank

5

Up to 3.99% per month or 47.88% per annum.

Cashback Rate

MyRupaya Ratings :-

No ratings yet
Samsung Axis Bank Signature Credit Card
Effective cashback rate: 2%; Reward System: Users will get 10% cashback on Samsung purchases (including EMI transactions), Users can earn 5 Axis Edge Reward points for every Rs.100 spend. The value of each point is INR 0.2. The effective cashback rate is 1%. Users will get 10 Edge Reward points on every INR 100 spent with select partners such as Myntra, Tata 1mg, Zomato, and BigBasket. Effective cashback rate: 2%.; Welcome benefit. 10% cashback on Samsung purchases. Airport lounge visits.; Customers can get up to 15% off, up to Rs 500, which can be availed twice per month, at 4000+ restaurants in India.

Bank / CC Company

Axis Bank

Forex Mark-Up

3.50%

Interest Rate: 3.6% per month (52.86% per annum).

Interest Rate

0
Learn More
No ratings yet

Credit Card Issuer

Most Useful Cashback Rate %

Interest Rate

​

Fuel Surcharge

RBL Bank

5

Up to 3.99% per month or 47.88% per annum.

Cashback Rate

MyRupaya Ratings :-

No ratings yet
Bankbazaar Savemax Pro Credit Card
Effective cashback rate: 2.5%; Users will get 10x rewards points on every INR 100 spent on groceries. Maximum 1,000 reward points per month, 5x reward points on every INR 100 spent on fuel. Maximum 1,000 reward points per month, and 2x rewards points on every INR 100 spent on all other purchases. 1 RP = 0.25 paise. General cashback rate: 0.5%. Effective cashback rate: 2.5% (Grocery), and 1.25% (Fuel). ; 10X, 5X, and 2X reward points on every Rs. 100 spent on groceries, fuel, and other purchases, respectively.  10% cashback up to Rs. 100 a month on Zomato and BookMyShow.  Welcome benefit.  Milestone benefit.; Other Benefits: 10% instant discount on BookMyShow once a month (up to Rs 100), and 10% cashback on Zomato up to Rs 100 in a month.

Bank / CC Company

RBL Bank

Forex Mark-Up

Foreign Currency Transaction Fees: 3.5%

2.5% 3.99% p.m (upto 47.88% p.a)

Interest Rate

0
Learn More
No ratings yet

Credit Card Issuer

Most Useful Cashback Rate %

Interest Rate

​

Fuel Surcharge

RBL Bank

5

Up to 3.99% per month or 47.88% per annum.

Cashback Rate

MyRupaya Ratings :-

No ratings yet
VISA Gold Secured Credit Card
Effective cashback rate: 0.50%; Users will earn 2 reward points for every Rs. 100 spent on credit cards. Value of 1 reward point = Rs.0.25. Effective cashback rate: 0.50%.; Rewards benefit.

Bank / CC Company

Canara Bank

Forex Mark-Up

Foreign currency markup fee: Up to 3%.

Interest rate: Not specified by the bank.

Interest Rate

0
Learn More
No ratings yet

Credit Card Issuer

Most Useful Cashback Rate %

Interest Rate

​

Fuel Surcharge

RBL Bank

5

Up to 3.99% per month or 47.88% per annum.

Cashback Rate

MyRupaya Ratings :-

No ratings yet
Bajaj Finserv DBS Bank 5 X Super Card
Users will earn 2 cash points on every INR 200 spent for all spends apart from fuel spends and cash withdrawals. The value of 1 RP = Rs. 0.25 . Effective cashback rate is 0.25%. 5X rewards can be earned on reaching spends of Rs. 10,000 per month. 10X rewards on eligible spends done on the rewards platform within the DBS Card+ IN app.; Reward benefits. Health membership. Milestone benefits.; Reward System: Users will earn 2 cash points on every Rs 200 spent for all spends apart from fuel spends and cash withdrawals. The value of 1 RP = Rs 0.25 . Effective cashback rate is 0.25%. 5X rewards can be earned on reaching spends of Rs 10,000 per month. 10X rewards on eligible spends done on the rewards platform within the DBS Card+ IN app.; Users will get 5% cashback on a down payment made at any Bajaj Finserv EMI Network partner store.; Users can earn cash points equivalent to a 20% discount on purchases of eligible memberships from DBS Cards+ IN App.

Bank / CC Company

DBS Bank India Limited

Forex Mark-Up

3.50%

42% - 48% per annum.

Interest Rate

0
Learn More
No ratings yet

Credit Card Issuer

Most Useful Cashback Rate %

Interest Rate

​

Fuel Surcharge

RBL Bank

5

Up to 3.99% per month or 47.88% per annum.

Cashback Rate

MyRupaya Ratings :-

No ratings yet
SBM OneCard Credit Card
 Users will get 1 reward point on every purchase of Rs. 50. Users will get 5X reward points on the top 2 categories in a month. The value of 1 reward point is Rs. 0.10. So the general cashback rate is 0.20%.; Reward System: Users will get 1 reward point on every purchase of Rs 50. Users will get 5X reward points on the top 2 categories in a month. The value of 1 reward point is Rs 0.10. So the general cashback rate is 0.20%.

Bank / CC Company

SBM Bank

Forex Mark-Up

Foreign currency markup fee: 1%

Interest rate: 3.75% per month, 45% per annum.

Interest Rate

0
Learn More
No ratings yet

Credit Card Issuer

Most Useful Cashback Rate %

Interest Rate

​

Fuel Surcharge

RBL Bank

5

Up to 3.99% per month or 47.88% per annum.

Cashback Rate

MyRupaya Ratings :-

No ratings yet
AU Bank Zenith+ Credit Card
Effective cashback rate: 2%; Users will earn 2 reward points for every INR 100 spent on travel, dining, and international spending. 1 reward point per INR 100 on retail spending across all merchant categories. The value of 1 reward point is INR 1. Effective cashback rate: 2% (on travel, dining, and international spending), and 1% for other spending.  Additional customers also get 5000 bonus reward points on paying annual/renewal membership fees from 2nd year onwards.; Travel benefits. Comprehensive insurance covers. Milestone rewards. Annual fees payment rewards. 

Bank / CC Company

AU Small Finance Bank

Forex Mark-Up

Foreign Currency Mark-up Fees: 0.99%.

Interest Rate: 1.99% per month (23.88% annually).

Interest Rate

0
Learn More
No ratings yet

Credit Card Issuer

Most Useful Cashback Rate %

Interest Rate

​

Fuel Surcharge

RBL Bank

5

Up to 3.99% per month or 47.88% per annum.

Cashback Rate

MyRupaya Ratings :-

No ratings yet
Platinum Bonus SuperCard
Effective cashback rate: 0.25%; 1 RBL reward point = Rs 0.25 for every rs. 100/- spent via card. Effective cashback rate: 0.25%. 1,500 reward points on 4 transactions of Rs. 1,000 each per month.; Welcome benefit of 5,000 reward points: This is a great way to start earning rewards with the card. You can redeem these points for gift cards, merchandise, or travel.  2X reward points on every Rs. 100 spent on online spends:** This means that you will earn 2 reward points for every Rs. 100 you spend on online purchases. This is a great way to earn rewards on your online shopping.  Annual savings of up to Rs. 3,275: You can earn rewards and discounts worth up to Rs. 3,275 through this card. This includes the welcome benefit, reward points, and other offers.  The benefit of 5,000 reward points on crossing spends of Rs 1,00,000 in a year second-year fee reversal on spends of Rs 1,00,000.

Bank / CC Company

Bajaj Finance

Forex Mark-Up

Foreign Currency Transaction Fees: 3.5%

upto 3.99% p.m (upto 47.88% p.a)

Interest Rate

0
Learn More
No ratings yet

Credit Card Issuer

Most Useful Cashback Rate %

Interest Rate

​

Fuel Surcharge

RBL Bank

5

Up to 3.99% per month or 47.88% per annum.

Cashback Rate

MyRupaya Ratings :-

No ratings yet
World Plus SuperCard
The value of 1 RBL reward point = Rs 0.25. Users will get 2 reward points per Rs.100 spent. General cashback rate: 0.5%. Users can avail 5% discount on dining spends, via 20 reward points that the user earn for every Rs. 100 spent. (Maximum reward points = 2,000 per month) and 5% discount on all International spends, via 20 reward points that user earn for every Rs. 100 spent. (Maximum Reward Points = 2,000 per month).; Welcome benefit of 12,000 reward points: This is a great way to start earning rewards with the card. You can redeem these points for gift cards, merchandise, or travel. 10X reward points on international spends:** This means that you will earn 10 reward points for every Rs. 100 you spend on international purchases. You can redeem these points for gift cards, merchandise, or travel.  Annual savings of up to Rs. 55,000: You can earn rewards and discounts worth up to Rs. 55,000 through this card. This includes the welcome benefit, reward points, and other offers.  8 complimentary domestic airport lounge access in a year: This is a great perk for frequent flyers. You can get free access to airport lounges, which offer a variety of amenities such as food, drinks, and Wi-Fi.  Users will get 8 free visits in a year, at domestic lounges at all major airports in India.

Bank / CC Company

Bajaj Finance

Forex Mark-Up

Foreign Currency Transaction Fees: 3.5%

upto 3.99% p.m (upto 47.88% p.a)

Interest Rate

0
Learn More
No ratings yet

Credit Card Issuer

Most Useful Cashback Rate %

Interest Rate

​

Fuel Surcharge

RBL Bank

5

Up to 3.99% per month or 47.88% per annum.

Cashback Rate

MyRupaya Ratings :-

No ratings yet
KVB Platinum Credit Card
Effective cashback rate: 0.16%; Users will earn 2 reward points for every Rs 150 spent. The value of 1 reward point is Rs. 0.25. Effective cashback rate: 0.16%. Users will earn 1.5x rewards on restaurants, medical, books, insurance, rail tickets, movie tickets & car rentals, an effective cashback rate: 0.5% and 2x rewards on domestic and international travels, hotels and air tickets, an effective cashback rate: 0.66%.; Customers can avail various benefits by using this card some of which are- Contactless transaction Earn 2 reward points on every Rs 150 spent 1.5x rewards on Restaurants, medical, books, insurance, rail tickets, movie tickets & car rentals Waiver of annual fees if the spends of previous year is more than Rs 1.00 lakhs EMI conversion and Balance transfer Periodical offers from VISA 500 bonus Reward points on card activation Fuel Surcharge waiver available. 2x rewards Domestic and International travels, hotels and air tickets

Bank / CC Company

Karur Vysya Bank

Forex Mark-Up

Foreign Currency Transactions Fees: 3.5%.

Interest Rates: 3.25% per Month; 39% P.A

Interest Rate

0
Learn More
No ratings yet

Credit Card Issuer

Most Useful Cashback Rate %

Interest Rate

​

Fuel Surcharge

RBL Bank

5

Up to 3.99% per month or 47.88% per annum.

Cashback Rate

MyRupaya Ratings :-

No ratings yet
Axis Bank Select Credit Card
Users will earn 5 Axis EDGE REWARDS Points on every INR 100 spend. The value of each point is INR 0.2. The effective cashback rate is 1%.; Complimentary Priority Pass Visits: You will get 6 complimentary international lounge access to over 1,200 international airport lounges, per calendar year. Complimentary Golf Rounds: You will get 3 complimentary golf rounds per calendar year at select golf courses in India. Travel insurance: You will be covered by travel insurance when you use the card for travel-related expenses.; Reward System: Users will earn 5 Axis EDGE REWARDS Points on every Rs 100 spend. The value of each point is Rs 0.2. The effective cashback rate is 1%.; The card also offers Buy one and get up to Rs 300 off on the second ticket on BookMyShow.; Customers can earn 10 Axis EDGE points on every Rs 200 spent, and 5000 EDGE points on spending Rs Rs 3 Lakhs in a card anniversary year.

Bank / CC Company

Axis Bank

Forex Mark-Up

Forex Mark-Up: 3.5%

Interest Rate: 3.6% per month (52.86% per annum)

Interest Rate

0
Learn More
No ratings yet

Credit Card Issuer

Most Useful Cashback Rate %

Interest Rate

​

Fuel Surcharge

RBL Bank

5

Up to 3.99% per month or 47.88% per annum.

Cashback Rate

MyRupaya Ratings :-

No ratings yet
Standard Chartered Platinum Rewards Credit Card
Reward System: 5 reward points on spending INR 150 on fuel and dining. Value of 1 reward points = INR 0.25. Dining and fuel cashback rate = 0.83%. 1 reward point on spending INR 150 on all other categories. Effective general cashback rate = 0.17%. ; Fuel cashback.  Dining cashback. 

Bank / CC Company

Standard Chartered Bank

Forex Mark-Up

3.50%

3.75% per month (45% per annum)

Interest Rate

0
Learn More
No ratings yet

Credit Card Issuer

Most Useful Cashback Rate %

Interest Rate

​

Fuel Surcharge

RBL Bank

5

Up to 3.99% per month or 47.88% per annum.

Cashback Rate

MyRupaya Ratings :-

No ratings yet
RBL Bank Lazy Pay Credit Card
1% cashback on all online and retail transactions except fuel (capped at Rs. 500 per month).; 1% cashback up to INR 500 per month on all Retail outlet & online spends. Welcome benefit of Rs. 250. Easy EMI options for worry-free spending. No annual fee. No joining fee.; Reward System: 1% cashback on all online and POS Transactions (except Fuel purchases, Insurance payments, rental payments, cash & quasi cash transactions).

Bank / CC Company

RBL Bank

Forex Mark-Up

Foreign Currency Transaction Fees: 3.5%.

Up to 3.99% per month or 47.88% per annum.

Interest Rate

0
Learn More
No ratings yet

Credit Card Issuer

Most Useful Cashback Rate %

Interest Rate

​

Fuel Surcharge

RBL Bank

5

Up to 3.99% per month or 47.88% per annum.

Cashback Rate

MyRupaya Ratings :-

No ratings yet
PSB SBI Card Prime
Users will get 10 reward points per INR 100 spent on dining, groceries, departmental stores and movies. Value of 1 reward point = INR 0.25. Effective special cashback rate: 2.5%. 20 reward points per INR 100 spent on standing instructions of utility bill payments. Effective utility bill payment cashback rate: 5%. 2 reward points per INR 100, on all other spends. Value of 1 reward point = INR 0.25. Effective general cashback rate: 0.5%. 20 reward points per INR 100  spent on the birthday (reward points on the birthday spend (one day before, on the birthday and one day after) is capped at 2000 reward points per calendar year). ; Free movie tickets. Free domestic and international lounge visits.; FreeClub Vistara Silver membership. 1 free upgrade voucher. 9 Club Vistara points for every Rs 100 spent on Vistara flights.; 8 complimentary visits per calendar year to domestic lounges in India (max. 2 visits per quarter).

Bank / CC Company

State Bank Of India

Forex Mark-Up

3.50%

Interest Rate: Up to 3.50% per month (42% per annum)

Interest Rate

0
Learn More
No ratings yet

Credit Card Issuer

Most Useful Cashback Rate %

Interest Rate

​

Fuel Surcharge

RBL Bank

5

Up to 3.99% per month or 47.88% per annum.

Cashback Rate

MyRupaya Ratings :-

No ratings yet
IRCTC SBI Card (on RuPay platform)
On buying tickets through irctc.co.in & IRCTC Mobile App for AC1, AC2, AC3, executive chair car and chair car users will get upto 10% value back as reward points. 1 reward point will be awarded on INR 125 on all other spends. Effective general cashback rate: 0.8%; Discount on rail tickets. Free railway lounge visits.  Reward System: On buying tickets through irctc.co.in & IRCTC Mobile App for AC1, AC2, AC3, executive chair car and chair car users will get upto 10% value back as reward points. 1 reward point will be awarded on Rs 125 on all other spends. Effective general cashback rate: 0.8%

Bank / CC Company

State Bank Of India

Forex Mark-Up

3.50%

Interest Rate: Up to 3.50% per month (42% per annum).

Interest Rate

0
Learn More
No ratings yet

Credit Card Issuer

Most Useful Cashback Rate %

Interest Rate

​

Fuel Surcharge

RBL Bank

5

Up to 3.99% per month or 47.88% per annum.

Cashback Rate

MyRupaya Ratings :-

No ratings yet
IDFC First Power Credit Card
 Users will get 5% cashback on fuel on paying through the HP Pay App. Max fuel cashback is capped at INR 5,000 per month. 2.5% cashback on grocery and utility bill payments. Max grocery and utility bill payments are capped at INR 4,000 per month. 2.5% cashback on fast tag recharge through the IDFC app. Cashback on Fasttag is capped at INR 2000 per month. 0.33% cashback on all other spends, no capping, payment can be made through UPI too for all other spends.; Cashback offers on fuel purchases. Swiggy and Zoomcar discounts.  Reward System: Users will get 5% cashback on fuel on paying through the HP Pay App. Max fuel cashback is capped at Rs 5,000 per month. 2.5% cashback on grocery and utility bill payments. Max grocery and utility bill payments are capped at Rs 4,000 per month. 2.5% cashback on fast tag recharge through the IDFC app. Cashback on Fasttag is capped at Rs 2000 per month. 0.33% cashback on all other spends, no capping, payment can be made through UPI too for all other spends.

Bank / CC Company

IDFC First Bank

Forex Mark-Up

Forex Mark up - 1.5%

Monthly Interest Rate - 0.75% - 3.5% Annual Interest Rate - 9% - 42%

Interest Rate

0
Learn More
No ratings yet

Credit Card Issuer

Most Useful Cashback Rate %

Interest Rate

​

Fuel Surcharge

RBL Bank

5

Up to 3.99% per month or 47.88% per annum.

Cashback Rate

MyRupaya Ratings :-

No ratings yet
ICICI Bank HPCL Super Saver Credit Card
2 reward points per Rs. 100: On all other retail purchases excluding fuel, departmental stores, and utility bills. 1RP=Rs. 0.25.  Effective Cashback rate: Fuel: Up to 5.5% cashback (4% + 1.5% points) on HPCL fuel purchases. Mobile, electricity, department stores: Up to 5% cashback (5 points = Rs. 1.25). Other retail: Up to 0.5% cashback (2 points = Rs. 0.50).; 5% cashback: Users can earn a flat 5% cashback on all fuel purchases made at HPCL pumps, irrespective of the transaction amount. This cashback is capped at Rs. 200 per month. 1.5% reward points: Additionally, users can earn 1.5% reward points on each Rs. 100 spent on HPCL fuel purchases. These points can be redeemed for various rewards like flights, merchandise, vouchers, and more. 2 reward points per Rs. 100: Users can earn 2 reward points on all retail purchases except fuel, departmental stores, and utilities.; Reward system:Users will get an additional 1.5% cashback (in reward points) on all fuel purchases through the HP Pay app at HPCL outlets. 2 reward points per Rs 100, on all other retail purchases excluding fuel, departmental stores, and utility bills. 1RP=Rs 0.25. Effective cashback rate: Fuel:Up to 5.5% cashback (4% + 1.5% points) on HPCL fuel purchases. Mobile, electricity, department stores: Up to 5% cashback (5 points = Rs 1.25).Other retail: Up to 0.5% cashback (2 points = Rs 0.50).; 5% back (in reward points) on utility, grocery and departmental store purchases.

Bank / CC Company

ICICI Bank

Forex Mark-Up

3.50%

3.50% per month (42% annualised)

Interest Rate

0
Learn More
No ratings yet

Credit Card Issuer

Most Useful Cashback Rate %

Interest Rate

​

Fuel Surcharge

RBL Bank

5

Up to 3.99% per month or 47.88% per annum.

Cashback Rate

MyRupaya Ratings :-

No ratings yet
Standard Chartered Smart Credit Card
2% cashback flat on online spends. 1% cashback on all other spends.; Cashback on online spends. Low interest rate.  Reward System: Users will get 2% cashback flat on online spending. 1% cashback on all other spends.

Bank / CC Company

Standard Chartered Bank

Forex Mark-Up

Foreign currency transaction fee:3.5% of the transaction amount.

3.75% per month (45% per annum)

Interest Rate

0
Learn More
No ratings yet

Credit Card Issuer

Most Useful Cashback Rate %

Interest Rate

​

Fuel Surcharge

RBL Bank

5

Up to 3.99% per month or 47.88% per annum.

Cashback Rate

MyRupaya Ratings :-

No ratings yet
IndusInd Pinnacle Credit Card
Reward System: Users will get 2.5 points for all e-commerce transactions on spending INR 100. Value of 1 point = INR 0.75. E-commerce cashback rate: 1.875%. Users will get 1.5 points on travel and airline transactions. Travel and airline transaction cashback rate: 1.125%. Users will get 1 reward point on PoS, MoTo, IVR transactions and standing instructions. Cashback rate: 0.75%.; Travel benefits. Great welcome benefits. International lounge benefits. Cashback on spends.  Domestic lounge benefits.  Free lost ticket insurance of Rs 25,000.

Bank / CC Company

IndusInd Bank

Forex Mark-Up

Foreign Currency Markup Fee:3.5% of the transaction amount.

Interest Rate:3.83% per month and 46% per annum.

Interest Rate

0
Learn More
No ratings yet

Credit Card Issuer

Most Useful Cashback Rate %

Interest Rate

​

Fuel Surcharge

RBL Bank

5

Up to 3.99% per month or 47.88% per annum.

Cashback Rate

MyRupaya Ratings :-

No ratings yet
Karur Vysya Bank SBI Card
Users will get 1.7% cashback on all departmental and grocery stores and 0.17% on all other spends. ; Cashback on departmental and gorcery stores spend.  Reward System: Users can get 1.7% cashback on all departmental and grocery stores and 0.17% on all other spends.

Bank / CC Company

Karur Vysya Bank

Forex Mark-Up

3.50%

Interest Rate: Up to 3.50% per month (42% per annum).

Interest Rate

0
Learn More
No ratings yet

Credit Card Issuer

Most Useful Cashback Rate %

Interest Rate

​

Fuel Surcharge

RBL Bank

5

Up to 3.99% per month or 47.88% per annum.

Cashback Rate

MyRupaya Ratings :-

No ratings yet
HDFC Bank Harley-Davidson Diners Club Credit Card ​​
Reward System: Users will get 4 reward points for spending INR 150 on retail spending. Value of 1 reward point = Upto Rs. 0.20. General cashback rate 0.53%. 20 reward points on spending INR 150 on Zomatao and Swiggy. Value of 1 RP = Rs. 0.20 Swiggy/Zomato cashback rate: 2.67%. On Flights and hotel bookings via Smartbuy. Value of 1 RP = Rs. 0.5. Cashback rate: 1.33%. On Exclusive Privilege Dining Catalogue on select Restaurants via Smartbuy. Value of 1 RP = Rs. 0.50. Cashback rate: 1.33%. On exclusive reward redemption catalogue for the HDFC Bank Diners Club Privilege Credit Card. Value of 1 RP = upto Rs. 0.35. Cashback rate: 0.93%.; Good cashback on dining on weekends.  Great dining benefits. 

Bank / CC Company

HDFC Bank

Forex Mark-Up

Foreign Currency Markup: 3.5% on all foreign currency transactions.

Interest Rate: 3.6% per month (i.e. 43.2% per annum).

Interest Rate

0
Learn More
No ratings yet

Credit Card Issuer

Most Useful Cashback Rate %

Interest Rate

​

Fuel Surcharge

RBL Bank

5

Up to 3.99% per month or 47.88% per annum.

Cashback Rate

MyRupaya Ratings :-

No ratings yet
PNB Patanjali Rupay Platinum Card
Effective cashback rate: 0.25%; 1 reward point per Rs. 100 spent. 1RP= Rs. 0.25. Effective cashback rate: 0.25%. ; Welcome benefits. Reward benefits.; Cashback of 2% for all transactions over and above Rs 2500. subject to a ceiling of Rs 50 per transaction at Patanjali stores.; Users can get 5-7% additional cashback at Patanjali Ayurved Ltd. to Patanjali Swadeshi Samridhi card customers on recharge using PNB-Patanjali credit card.

Bank / CC Company

Punjab National Bank

Forex Mark-Up

Foreign Currency Transactions Fees: 3.5%.

Interest Rates: 2.95% per month, 35.89% annually.

Interest Rate

0
Learn More
No ratings yet

Credit Card Issuer

Most Useful Cashback Rate %

Interest Rate

​

Fuel Surcharge

RBL Bank

5

Up to 3.99% per month or 47.88% per annum.

Cashback Rate

MyRupaya Ratings :-

No ratings yet
SBM Credilio Secured Credit Card
For every POS/ECOM transaction, users will earn a flat 1% back as cashback rewards. Where 1 cashback point = ₹1.00. So the cashback rate is 1%.; Reward benefits.; Reward System: For every POS/ECOM transaction, users will earn a flat 1% back as cashback rewards. Where 1 cashback point = ₹1.00. So the cashback rate is 1%.

Bank / CC Company

SBM Bank

Forex Mark-Up

Foreign currency markup fee: 2.49%

Interest rate: 2.5% per month, 30% per annum.

Interest Rate

0
Learn More
No ratings yet

Credit Card Issuer

Most Useful Cashback Rate %

Interest Rate

​

Fuel Surcharge

RBL Bank

5

Up to 3.99% per month or 47.88% per annum.

Cashback Rate

MyRupaya Ratings :-

No ratings yet
Bajaj Finserv DBS Bank 10X Signature SuperCard
Customer shall earn 2 Cash Points on every INR 200 spent for all spends apart from fuel spends and cash withdrawals. i.e., you can earn 1 Cash Point for every INR 100 Spent. 1 RP = Rs. 0.25 Effective cashback rate= 0.5%; 1. Customers get a welcome bonus of 12000 cash points.  2. Customer can get 10X cash points on spending a minimum of Rs. 20,000/-.  3. Customers are also eligible for 20X rewards on eligible spending done on the rewards platform within DBS Card+ IN app.  4. Get 20% discount in form of cashpoints for subscribing OTT platforms.  6. Cardholders are eligible for 1 complimentary domestic airport lounge access per quarter.  7. Customers can also avail 5% cashback on down payment of No Cost EMI loans at any Bajaj Finserv network Partner stores or at the EMI market place.  Customer can get 10X cash points on spending a minimum of Rs; Customers are also eligible for 20X rewards on eligible spending done on the rewards platform within DBS Card+ IN app; Get 20% discount in form of cashpoints for subscribing OTT platforms; Customers can also avail 5% cashback on down payment of No Cost EMI loans at any Bajaj Finserv network Partner stores or at the EMI market place

Bank / CC Company

DBS Bank India Limited

Forex Mark-Up

Foreign Currency Transactions Fees: 3.5%.

Interest Rates: 4% p.m. or 48% per annum

Interest Rate

0
Learn More
No ratings yet

Credit Card Issuer

Most Useful Cashback Rate %

Interest Rate

​

Fuel Surcharge

RBL Bank

5

Up to 3.99% per month or 47.88% per annum.

Cashback Rate

MyRupaya Ratings :-

No ratings yet
Accelero ICICI Bank Credit Card
Users will earn 2 ICICI bank reward points on domestic and international spending per INR 100. Value of 1 reward point = INR 0.25, effective cashback rate = 0.5%.; Great auto related benefits. Good value add benefits. Cashback on domestic and international spends. 

Bank / CC Company

ICICI Bank

Forex Mark-Up

Forex Marku: 3.5%

Interest Rate: 3.67% per month (annual interest rate - 44%). | Interest On Cash: 2.49% per month (annual interest rate - 29.88%).

Interest Rate

0
Learn More
No ratings yet

Credit Card Issuer

Most Useful Cashback Rate %

Interest Rate

​

Fuel Surcharge

RBL Bank

5

Up to 3.99% per month or 47.88% per annum.

Cashback Rate

MyRupaya Ratings :-

No ratings yet
Tata Neu Infinity HDFC Bank Credit Card
For every Rs. 100 spent users will get 1NeuCoin. 1 NeuCoin = ₹1, redeemable on Tata Neu app. The cashback earned is capped at Rs. 1500 per calendar month for Tata Neu transactions, Rs. 500 per calendar month for accelerated categories, and Rs. 2000 per calendar month for all other retail transactions. The effective cashback rate varies from 1% to 5%.; Reward System: For every Rs 100 spent users will get 1NeuCoin. 1 NeuCoin = ₹1, redeemable on Tata Neu app. The cashback earned is capped at Rs 1500 per calendar month for Tata Neu transactions, Rs 500 per calendar month for accelerated categories, and Rs 2000 per calendar month for all other retail transactions. The effective cashback rate varies from 1% to 5%.

Bank / CC Company

HDFC Bank

Forex Mark-Up

Foreign Currency Transactions Fees: 2 %.

Interest Rates: 3.49% per month i.e. 41.88% p.a.

Interest Rate

0
Learn More
No ratings yet

Credit Card Issuer

Most Useful Cashback Rate %

Interest Rate

​

Fuel Surcharge

RBL Bank

5

Up to 3.99% per month or 47.88% per annum.

Cashback Rate

MyRupaya Ratings :-

No ratings yet
Axis Bank Reserve Credit Card
Users will get 15 reward points for every INR 200 spent. The value of each point is INR 0.20. Cashback rate: 1.5%. 2X rewards on international spends. International cashback rate: 2%.; Welcome benefits. Dining benefits. Travel benefits. Movie benefits.; Reward Points: Users will get 15 reward points for every Rs 200 spent. The value of each point is Rs 0.20. Cashback rate: 1.5%. 2X rewards on international spends. International cashback rate: 2%.

Bank / CC Company

Axis Bank

Forex Mark-Up

Forex mark up: 1.5%.

Interest Rate: 3.0% per month (42.58% per annum).

Interest Rate

0
Learn More
No ratings yet

Credit Card Issuer

Most Useful Cashback Rate %

Interest Rate

​

Fuel Surcharge

RBL Bank

5

Up to 3.99% per month or 47.88% per annum.

Cashback Rate

MyRupaya Ratings :-

No ratings yet
Kotak 811 Dream Different Credit Card
Customers will get 2 reward points for every Rs. 100 spent on online transactions, and 1 reward point for every Rs. 100 spent on all other transactions. 1 RP = 0.25 Paisa. Online cashback rate: 0.5%, and General cashback rate: 0.25%. ; Rs. 750 cashback on crossing Rs. 75,000 spending every year.  Reward System: Customers will get 2 reward points for every Rs 100 spent on online transactions, and 1 reward point for every Rs 100 spent on all other transactions. 1 RP = 0.25 Paisa. Online cashback rate: 0.5%, and General cashback rate: 0.25%.

Bank / CC Company

Kotak Mahindra Bank

Forex Mark-Up

Foreign Currency Mark Up 3.5% .

3.50% (Annualized 42%)

Interest Rate

0
Learn More
No ratings yet

Credit Card Issuer

Most Useful Cashback Rate %

Interest Rate

​

Fuel Surcharge

RBL Bank

5

Up to 3.99% per month or 47.88% per annum.

Cashback Rate

MyRupaya Ratings :-

No ratings yet
SBM UNI card
Users will get 1 Uni coin on every purchase of Rs. 100. The value of 1 reward point is Rs. 1. General cashback rate: 1%. 5x more value than cashback, only at the Uni Store.; Reward benefits. Cashback on all transactions except fuel purchase, utility bills, rent & Reward System: Users will get 1 Uni coins on every purchase of Rs 100. The value of 1 reward point is Rs 1. General cashback rate: 1%. 5x more value than cashback, only at the Uni Store.

Bank / CC Company

SBM Bank

Forex Mark-Up

Foreign currency markup fee: NIL

Interest rate: 3.99% per month, 47.88% per annum.

Interest Rate

0
Learn More
No ratings yet

Credit Card Issuer

Most Useful Cashback Rate %

Interest Rate

​

Fuel Surcharge

RBL Bank

5

Up to 3.99% per month or 47.88% per annum.

Cashback Rate

MyRupaya Ratings :-

No ratings yet
Axis Bank SpiceJet Voyage Black Credit Card
Value of 1 SpiceClub point = INR 1. Users will get 12  SpiceClub points for every INR 100 spent on the Spice Jet app. Effective travel cashback rate:  12%. 6 SpiceClub points for every INR 100 spent on online food orders. Effective online food order cashback rate: 6%. 3 SpiceClub points for every INR 100 spent on all other domestic retail & international transactions(excl fuel, wallet, EMI transaction). Effective general cashback rate: 3%.; Welcome benefit. Complimentary SpiceClub Gold membership. Milestone benefits.; Users can get up to 25% off at 4000+ partner restaurants.; Zero reward redemption fee.

Bank / CC Company

Axis Bank

Forex Mark-Up

3.50%

Interest Rate: 3.6% per month (52.86% per annum).

Interest Rate

0
Learn More
No ratings yet

Credit Card Issuer

Most Useful Cashback Rate %

Interest Rate

​

Fuel Surcharge

RBL Bank

5

Up to 3.99% per month or 47.88% per annum.

Cashback Rate

MyRupaya Ratings :-

No ratings yet
UCO Bank SBI Card Elite
Effective cashback rate: 0.5%; The value of 1 RP = 0.25 paisa. Users will get 5X reward points on departmental stores, dining, and grocery spending. Cashback rate: 2.5% and 2 reward points per Rs 100 on all other spends, except fuel. Effective cashback rate: 0.5%.; Welcome E-gift voucher worth INR 5000. Travel and dining benefits.  Complimentary movie tickets.  Club Vistara and Priority Pass memberships are available.  Spend-based rewards are also provided. 

Bank / CC Company

UCO Bank

Forex Mark-Up

Foreign Currency Transactions up 1.99%

Interest Rate: 3.50% per month [42% per annum]

Interest Rate

0
Learn More
No ratings yet

Credit Card Issuer

Most Useful Cashback Rate %

Interest Rate

​

Fuel Surcharge

RBL Bank

5

Up to 3.99% per month or 47.88% per annum.

Cashback Rate

MyRupaya Ratings :-

No ratings yet
Niyo SBM Global credit card
N/A

Bank / CC Company

SBM Bank

Forex Mark-Up

Foreign currency markup fee: NIL

Interest rate: 3% per month, 42.58% per annum.

Interest Rate

0
Learn More
No ratings yet

Credit Card Issuer

Most Useful Cashback Rate %

Interest Rate

​

Fuel Surcharge

RBL Bank

5

Up to 3.99% per month or 47.88% per annum.

Cashback Rate

MyRupaya Ratings :-

No ratings yet
South Indian Bank SimplySave SBI Card
Effective cashback rate: 1.66%; 1 RP = 0.25 Paise. Users will enjoy 10 reward points per Rs. 150 spent on dining, movies, departmental stores and grocery spending. Effective cashback rate: 1.66%. Users will earn 1 reward point per Rs. 150 spent on all other spends. Effective cashback rate: 0.16%.; 2.5% Value Back: 10 reward points for every Rs. 150 spent on dining, movies, departmental stores, and grocery purchases. These points can be redeemed for statement credits at a rate of 4 points = Rs. 1, offering an effective 2.5% cashback on these categories. Customers can also enjoy complete fuel freedom.

Bank / CC Company

South Indian Bank

Forex Mark-Up

Foreign Currency Transaction Markup Fees- 3.5%.

upto 3.50% per month
[42% per annum]

Interest Rate

0
Learn More
No ratings yet

Credit Card Issuer

Most Useful Cashback Rate %

Interest Rate

​

Fuel Surcharge

RBL Bank

5

Up to 3.99% per month or 47.88% per annum.

Cashback Rate

MyRupaya Ratings :-

No ratings yet
HDFC H.O.G. Diners Club Credit Card
Reward System: Users will get 5 reward points for spending INR 150. Value of 1 reward point = INR 1. General cashback rate 3.33%. On weekends users can get 2x points on dining. Weekend dining credit card rate: 6.66%. 10x reward points on the purchase of Harley Davidson merchandise and services.  Harley Davidson cashback rate: 33.33%. ; Good cashback on dining on weekends.  Great dining benefits. 

Bank / CC Company

HDFC Bank

Forex Mark-Up

Foreign Currency Markup: 2% on all foreign currency transactions.

Interest Rate: 3.6% per month (i.e., 43.2% per annum).

Interest Rate

0
Learn More
No ratings yet

Credit Card Issuer

Most Useful Cashback Rate %

Interest Rate

​

Fuel Surcharge

RBL Bank

5

Up to 3.99% per month or 47.88% per annum.

Cashback Rate

MyRupaya Ratings :-

No ratings yet
Au Small Finance Bank Vetta Credit Card
The value of 1 reward point = INR 0.25. Users will get 4 reward points per INR 100 retail spent on grocery & departmental stores. Grocery cashback rate: 1%. 2 reward points per INR 100 retail spent across all other merchant categories. Effective general cashback rate: 0.50%. 1 reward points per INR 100 spend on rent, insurance, BBPS, education & govt and utility & telecom categories. Utilities cashback rate: 0.25%.; No annual fee. Complimentary airport lounge access. Credit shield of up to ₹5 lakh Purchase protection of up to ₹25,000 Travel insurance. Roadside assistance.; Reward System: The value of 1 reward point = Rs 0.25. Users will get 4 reward points per Rs 100 retail spent on grocery & departmental stores. Grocery cashback rate: 1%. 2 reward points per Rs 100 retail spent across all other merchant categories. Effective general cashback rate: 0.50%. 1 reward point per Rs 100 spend on rent, insurance, BBPS, education & govt and utility & telecom categories. Utilities cashback rate: 0.25%.

Bank / CC Company

AU Small Finance Bank

Forex Mark-Up

Foreign Currency Mark up Fees: 2.9%

Interest Rate: 3.49% per month (41.88% annually)

Interest Rate

0
Learn More
No ratings yet

Credit Card Issuer

Most Useful Cashback Rate %

Interest Rate

​

Fuel Surcharge

RBL Bank

5

Up to 3.99% per month or 47.88% per annum.

Cashback Rate

MyRupaya Ratings :-

No ratings yet
J&K Bank World Credit Card
Effective cashback rate: 0.50%; 1 reward point = INR 1. Users will earn 1 reward point on every Rs.200/- spent on the card except on fuel purchases and cash withdrawal transactions. Effective cashback rate: 0.50%.; Welcome benefits. High credit limit. Golf games benefits.

Bank / CC Company

J&K Bank

Forex Mark-Up

Foreign Currency Transactions Fees: 3.5%.

Interest Rates: 3% per month and APR (Annualised Percentage Rate of 36%)

Interest Rate

0
Learn More
No ratings yet

Credit Card Issuer

Most Useful Cashback Rate %

Interest Rate

​

Fuel Surcharge

RBL Bank

5

Up to 3.99% per month or 47.88% per annum.

Cashback Rate

MyRupaya Ratings :-

No ratings yet
Axis Bank Atlas Credit Card
The value of 1 EDGE Mile is equal to INR 1. Users will get 5 EDGE Miles per INR 100 spend on travel. Effective travel cashback rate: 5% and 2 EDGE Miles per INR 100 spent on other spends. Effective general cashback rate: 2%; Milestone benefits. Welcome benefit. Dining discounts. Travel discounts.; Reward System: The value of 1 EDGE Mile is equal to Rs 1. Users will get 5 EDGE Miles per Rs 100 spend on travel. Effective travel cashback rate: 5% and 2 EDGE Miles per Rs 100 spent on other spends. Effective general cashback rate: 2%; Upto 25% discount in 10,000+ restaurants via EazyDiner

Bank / CC Company

Axis Bank

Forex Mark-Up

3.50%

3.6% per month (52.86% per annum).

Interest Rate

0
Learn More
No ratings yet

Credit Card Issuer

Most Useful Cashback Rate %

Interest Rate

​

Fuel Surcharge

RBL Bank

5

Up to 3.99% per month or 47.88% per annum.

Cashback Rate

MyRupaya Ratings :-

No ratings yet
AU Bank InstaPay Credit Card
Users will get 1% cashback on UPI transactions across departmental stores, dining, pharmacy, and grocery & supermarkets. (Maximum INR 100 per statement cycle). ; Cashback benefit only.

Bank / CC Company

AU Small Finance Bank

Forex Mark-Up

Foreign Currency Mark up Fees: 3.5%

Interest Rate: 3.49% per month (41.88% annually)

Interest Rate

0
Learn More
No ratings yet

Credit Card Issuer

Most Useful Cashback Rate %

Interest Rate

​

Fuel Surcharge

RBL Bank

5

Up to 3.99% per month or 47.88% per annum.

Cashback Rate

MyRupaya Ratings :-

No ratings yet
Yes ELITE Credit Card
Users will get 12 YES Reward Points for every INR 200 for online shopping, 6 YES Reward Points for every INR 200 for offline shopping, and 4 YES Reward Points for every INR 200 on Select categories.  1 RP = 0.25 paisa.  Online cashback rate: 1.5%, Offline cashback rate: 0.75, and cashback rate for other spends: 1%. ; Movie ticket discounts.  Golf programs. Dining discounts.  Reward System:Users will get 12 YES Reward Points for every Rs 200 for online shopping, 6 YES Reward Points for every Rs 200 for offline shopping, and 4 YES Reward Points for every Rs 200 on select categories. 1RP = 0.25 paisa. Online cashback rate: 1.5%, Offline cashback rate: 0.75, and cashback rate for other spends: 1%.

Bank / CC Company

Yes Bank

Forex Mark-Up

Foreign Currency Mark-up Fees: 2.75% on all foreign currency transactions.

Interest Rate: 3.80% per month (45.6% annually) on Overdue amounts and 2.49% per month against Fixed Deposit.

Interest Rate

0
Learn More
No ratings yet

Credit Card Issuer

Most Useful Cashback Rate %

Interest Rate

​

Fuel Surcharge

RBL Bank

5

Up to 3.99% per month or 47.88% per annum.

Cashback Rate

MyRupaya Ratings :-

No ratings yet
CITI Cashback Credit Card
Effective cashback rate: 1.75%; 1% cashback on all spends. 5% cashback on telephone & utility bill payments, and movie ticket purchases. No reward tiers or categories, making it simple to accumulate cashback on all your purchases. Cashback is credited directly to your card account and can be redeemed for statement credit or various gift vouchers. 1 RP= INR 0.35 Effective Cashback Rate: 1.75%; Cashback is automatically credited to your statement in multiples of ₹500. Unredeemed cashback never expires. Accidental Death Cover of Rs. 2 lakhs upon payment of annual fee.

Bank / CC Company

CITI Bank

Forex Mark-Up

Foreign Currency Markup Fee: 3.75% per transaction

Interest Rate: 37.20%p.m. 42.00% p.a.

Interest Rate

0
Learn More
No ratings yet

Credit Card Issuer

Most Useful Cashback Rate %

Interest Rate

​

Fuel Surcharge

RBL Bank

5

Up to 3.99% per month or 47.88% per annum.

Cashback Rate

MyRupaya Ratings :-

No ratings yet
Mastercard Gold Credit Card
Effective cashback rate: 0.50%; Users will earn 2 reward points for every Rs. 100 spent on credit cards. Value of 1 reward point = Rs.0.25. Effective cashback rate: 0.50%.; Reward benefits  

Bank / CC Company

Canara Bank

Forex Mark-Up

Foreign currency markup fee: Up to 3%.

Interest rate: 2.50% monthly, 30% annually.

Interest Rate

0
Learn More
No ratings yet

Credit Card Issuer

Most Useful Cashback Rate %

Interest Rate

​

Fuel Surcharge

RBL Bank

5

Up to 3.99% per month or 47.88% per annum.

Cashback Rate

MyRupaya Ratings :-

No ratings yet
MoneyTap Black Card
1 RBL reward point = Rs 0.25. Users will be awarded 2 reward points for every INR 100 spent on all purchases, general cashback rate of 0.5%. 5x reward points i.e. 10 reward points for every INR 100 spent online, up to 500 reward points in a month. Online cashback rate: 2.5%; Welcome rewards.  Monthly spend rewards.  Movie ticket discounts.  Complimentary lounge access facility.  Milestone benefits.  Reward System: 1 RBL reward point = Rs 0.25. Users will be awarded 2 reward points for every Rs 100 spent on all purchases, general cashback rate of 0.5%. 5x reward points i.e. 10 reward points for every Rs 100 spent online, up to 500 reward points in a month. Online cashback rate: 2.5%

Bank / CC Company

RBL Bank

Forex Mark-Up

Foreign Currency Transaction Fees: 3.5%

3.99% per month or 47.88% per annum.

Interest Rate

0
Learn More
No ratings yet

Credit Card Issuer

Most Useful Cashback Rate %

Interest Rate

​

Fuel Surcharge

RBL Bank

5

Up to 3.99% per month or 47.88% per annum.

Cashback Rate

MyRupaya Ratings :-

No ratings yet
IDFC Bank First Classic Credit Card
Users will get 1 reward point per₹150 spent, and the value of 1 reward point is ₹0.25. 3X reward points on spends till ₹20,000 in a statement cycle, cashback rate: 0.50%. 10X reward points on crossing spends of ₹20,000 in a statement cycle & on your birthday, cashback rate: 1.66%. 1X reward points on Insurance premium and Utility bill payments. cashback rate: 0.16%.; Dining and movie ticket discounts  Lounge access facility.  Reward System: Users will get 1 reward point per₹150 spent, and the value of 1 reward point is ₹0.25. 3X reward points on spends till ₹20,000 in a statement cycle, cashback rate: 0.50%. 10X reward points on crossing spends of ₹20,000 in a statement cycle & on your birthday, cashback rate: 1.66%. 1X reward points on Insurance premium and Utility bill payments. cashback rate: 0.16%.

Bank / CC Company

IDFC First Bank

Forex Mark-Up

Forex Mark up - 3.5%.

Interest Rate - 0.75% - 3.5% (Monthly). Annual Interest Rate - 9% - 42%.

Interest Rate

0
Learn More
No ratings yet

Credit Card Issuer

Most Useful Cashback Rate %

Interest Rate

​

Fuel Surcharge

RBL Bank

5

Up to 3.99% per month or 47.88% per annum.

Cashback Rate

MyRupaya Ratings :-

No ratings yet
IndusInd ePay Amex Credit Card
Value of 1 reward point = INR 0.35. Users will get 4 reward points on the first 4 transactions each month, with an effective cashback rate of 1.4%, users will get 8 reward points for  5th to 8th transaction in each statement cycle with an effective cashback rate: of 2.8% and 10 reward points on every transaction beyond 10th transaction with cashback rate of 3.5%. The minimum transaction value has to be INR 500. Reward points can also be redeemed against air miles, 3 reward points = 1 air mile. ; Goog value add benefits Good cashback.; Reward System: Value of 1 reward point = Rs 0.35. Users will get 4 reward points on the first 4 transactions each month, with an effective cashback rate of 1.4%, users will get 8 reward points for  5th to 8th transaction in each statement cycle with an effective cashback rate: of 2.8% and 10 reward points on every transaction beyond 10th transaction with cashback rate of 3.5%. The minimum transaction value has to be Rs 500. Reward points can also be redeemed against air miles, 3 reward points = 1 air mile.; Users will get double points on 12th month of every anniversary year. If the card was active in the 1st 11 months of the year.; Users can get 5% cashback every year on timely payment of the total due amount within seven days of statement generation.

Bank / CC Company

IndusInd Bank

Forex Mark-Up

Foreign Currency Markup Fee: 3.5%

Interest rate:3.95% per month and 47.40% per annum.

Interest Rate

0
Learn More
No ratings yet

Credit Card Issuer

Most Useful Cashback Rate %

Interest Rate

​

Fuel Surcharge

RBL Bank

5

Up to 3.99% per month or 47.88% per annum.

Cashback Rate

MyRupaya Ratings :-

No ratings yet
Rupay Platinum Credit Card
Effective cashback rate: 0.50%; Users will earn 2 reward points for every Rs. 100 spent on credit cards. Value of 1 reward point = Rs.0.25. Effective cashback rate: 0.50%.; Reward benefits  

Bank / CC Company

Canara Bank

Forex Mark-Up

Foreign currency markup fee: Up to 3%.

Interest rate: 2.50% monthly, 30% annually.

Interest Rate

0
Learn More
No ratings yet

Credit Card Issuer

Most Useful Cashback Rate %

Interest Rate

​

Fuel Surcharge

RBL Bank

5

Up to 3.99% per month or 47.88% per annum.

Cashback Rate

MyRupaya Ratings :-

No ratings yet
FIRST EARN RuPay Credit Card
1% cashback on every spend via the IDFC FIRST Bank mobile app. 0.5% cashback on UPI spends via other apps and all online spends. Cashback will be capped at ₹500 in a statement cycle; Welcome benefit. Movie benefits.; Rewards program: 1% cashback on every spend via the IDFC FIRST Bank mobile app, 0.5% cashback on UPI spends via other apps and all online spends, cashback will be capped at ₹500 in a statement cycle.; 20% discount across 1,500+ restaurants.

Bank / CC Company

IDFC First Bank

Forex Mark-Up

Foreign currency markup fee: 3.5%

Interest rate: 0.75% monthly, 9% annually.

Interest Rate

0
Learn More
No ratings yet

Credit Card Issuer

Most Useful Cashback Rate %

Interest Rate

​

Fuel Surcharge

RBL Bank

5

Up to 3.99% per month or 47.88% per annum.

Cashback Rate

MyRupaya Ratings :-

No ratings yet
Etihad Guest SBI Premier Card
Effective cashback rate: 1.50%; Value of 1 point Rs. 0.25. Users will get 6 Etihad guest miles on every INR 100 spent on Etihad.com. Effective cashback rate: 1.50%. 4 Etihad guest miles on every INR 100 spent on International spending. Effective cashback rate: 1%. 2 Etihad guest miles on every INR 100 spent on other spend. Effective cashback rate: 0.50%.; Great travel benefits. Free membership to the Priority Pass Program worth $99. 10% off on international flights.  Users will get 5% discount on travel rewards miles redemption.; Free membership to thePriority Pass Programworth $99.; 8 complimentary visits per year to domestic Visa card lounges in India  2 visits per quarter).

Bank / CC Company

State Bank Of India

Forex Mark-Up

3.50%

Interest Rate: Up to 3.50% per month (42% per annum).

Interest Rate

0
Learn More
No ratings yet

Credit Card Issuer

Most Useful Cashback Rate %

Interest Rate

​

Fuel Surcharge

RBL Bank

5

Up to 3.99% per month or 47.88% per annum.

Cashback Rate

MyRupaya Ratings :-

No ratings yet
AU Small Finance Bank Altura Plus Credit Card
Users will get 2 reward points for spending INR 100. 1 reward point = INR 0.25. General cashback rate: 0.50%. 1 reward point per INR 100 spend on Utility & Telecom and Insurance category spends. Cashback rate: 0.25%. 1.5% cashback on retail spends at merchant outlets (Maximum cashback per statement cycle is INR 100).; Cashback rewards. Complimentary access to railway lounges. Zero liability protection against a lost card.; Reward System: Users will get 2 reward points for spending Rs 100. 1 reward point = Rs 0.25. General cashback rate: 0.50%. 1 reward point per Rs 100 spend on Utility & Telecom and Insurance category spends. Cashback rate: 0.25%. 1.5% cashback on retail spends at merchant outlets (Maximum cashback per statement cycle is Rs 100).

Bank / CC Company

AU Small Finance Bank

Forex Mark-Up

Foreign Currency: Mark up Fees: 3.49%.

Interest Rate: 3.59% per month (43.08% annually).

Interest Rate

0
Learn More
No ratings yet

Credit Card Issuer

Most Useful Cashback Rate %

Interest Rate

​

Fuel Surcharge

RBL Bank

5

Up to 3.99% per month or 47.88% per annum.

Cashback Rate

MyRupaya Ratings :-

No ratings yet
EasySaver Super Card
Effective cashback rate: 0.05%;  The value of 1 RBL reward point is INR 0.2. Users will get 1 RBL reward point on spending INR 400. Effective cashback rate: 0.05%. 8 reward points for every Rs. 400 spends on Education and Bill payment. Effective cashback rate: 0.4%.; 5% cashback: Users will get 5% cashback on a down payment at any Bajaj Finserv partner store. Pay with points: You can use your reward points to pay for your credit card bill or redeem them for gift vouchers, merchandise, travel, and more.; If the user spends Rs 1,00,000 in a year, then 2,500 reward points will be awarded to him.

Bank / CC Company

Bajaj Finance

Forex Mark-Up

Foreign Currency Transaction Fees: 3.5%

3.99% p.m (upto 47.88% p.a)�

Interest Rate

0
Learn More
No ratings yet

Credit Card Issuer

Most Useful Cashback Rate %

Interest Rate

​

Fuel Surcharge

RBL Bank

5

Up to 3.99% per month or 47.88% per annum.

Cashback Rate

MyRupaya Ratings :-

No ratings yet
InterMiles HDFC Bank Platinum Credit Card
Users will earn 4 InterMiles on every Rs. 150 spent on retail spends. 8 InterMiles on every Rs 150 spent on every flight ticket booked on https://flights.intermiles.com. 8 InterMiles on every Rs. 150 spent on every Hotel https://interbook.intermiles.com/. The value of 1 InterMile point for flights is Rs. 1. So the effective cashback rate is 5.33%. The value of reward points will vary from 0.6 to 0.8 for Hotels, Shopping, and Gift cards.; Welcome benefit. Milestone benefits. Airport lounge access.; Reward System:  Users will earn 4 InterMiles on every Rs 150 spent on retail spending. 8 InterMiles on every Rs 150 spent on every flight ticket booked onhttps://flights.intermiles.com. 8 InterMiles on every Rs 150 spent on every Hotelhttps://interbook.intermiles.com/. The value of 1 InterMile point for flights is Rs 1. So the effective cashback rate is 2.66%. The value of reward points will vary from 0.6 to 0.8 for Hotels, Shopping, and Gift cards.; Customers can also avail 5% discount on Etihad Airways Economy class tickets.

Bank / CC Company

HDFC Bank

Forex Mark-Up

Foreign Currency Transactions Fees: 3.5%.

Interest Rates: 3.60% p.m. 43.20% p.a. Late Payment Charges: Less than ₹100 = Nil ₹100 to ₹500 = ₹100/- ₹501 to ₹5,000 = ₹500/- ₹5,001 to ₹10,000 = ₹600/- ₹10,001 to ₹25,000 = ₹800/- ₹25,001 to ₹50,000 = ₹1100/- More than ₹50,000 = ₹1300/-

Interest Rate

0
Learn More
No ratings yet

Credit Card Issuer

Most Useful Cashback Rate %

Interest Rate

​

Fuel Surcharge

RBL Bank

5

Up to 3.99% per month or 47.88% per annum.

Cashback Rate

MyRupaya Ratings :-

No ratings yet
Axis Bank Vistara Signature Credit Card
Users will earn 2 points for every INR 100 spent, value of 1 point: INR 0.38, cashback rate: of 0.76%.; Club Vistara Silver membership. Welcome benefit, Milestone benefit. Travel insurance.; Reward System: Users will earn 2 points for every Rs 100 spent, value of 1 point: Rs 0.38, cashback rate: of 0.76%.

Bank / CC Company

Axis Bank

Forex Mark-Up

3.50%

Interest Rate: Interest Rate: 3.6% per month (52.86% per annum)

Interest Rate

0
Learn More
No ratings yet

Credit Card Issuer

Most Useful Cashback Rate %

Interest Rate

​

Fuel Surcharge

RBL Bank

5

Up to 3.99% per month or 47.88% per annum.

Cashback Rate

MyRupaya Ratings :-

No ratings yet
Axis Bank MY Zone Credit Card
Users will earn 2 edge reward points for every INR 100 spent using My Zone credit card. Value of 1 edge reward point = INR .20. Cashback rate: 0.4%.; Movie benefits. Welcome benefits. Airport lounge access.; Reward System: Users will earn 2 edge reward points for every Rs 100 spent using My Zone credit card. Value of 1 edge reward point = Rs .20. Cashback rate: 0.4%.

Bank / CC Company

Axis Bank

Forex Mark-Up

3.50%

Interest rate: 3.6% per month, (52.86% per annum).

Interest Rate

0
Learn More
No ratings yet

Credit Card Issuer

Most Useful Cashback Rate %

Interest Rate

​

Fuel Surcharge

RBL Bank

5

Up to 3.99% per month or 47.88% per annum.

Cashback Rate

MyRupaya Ratings :-

No ratings yet
PSB SimplySAVE SBI Card
Effective cashback rate: 1.6%; Users will get 10 points for every INR 150 spent on dining, movies, departmental stores and grocery spending. Value of 1 point = INR 0.25. Effective cashback rate: 1.6%. 1 reward point on all other spend per INR 150. Effective general cashback rate: 1.25%. 1 reward point on INR 100 on all other spends. Effective general cashback rate: 0.16%; Card gives cashback on dining, movies, departmental stores and grocery spends.

Bank / CC Company

Punjab and Sindh Bank

Forex Mark-Up

3.50%

Interest Rate: Up to 3.50% per month (42% per annum).

Interest Rate

0
Learn More
No ratings yet

Credit Card Issuer

Most Useful Cashback Rate %

Interest Rate

​

Fuel Surcharge

RBL Bank

5

Up to 3.99% per month or 47.88% per annum.

Cashback Rate

MyRupaya Ratings :-

No ratings yet
UNI CARBON
Effective cashback rate: 0.50%; The value of 1 reward point = 0.25. For every Rs. 100 spent on non-fuel transactions, the cardholder will earn 2 reward points. Effective cashback rate: 0.50%. 1.50% cashback in the form of 6 payback points on transactions made on the HP Pay App. 16 rewards will be awarded on fuel spends with a minimum transaction of Rs. 500 and above at authorized HPCL outlets which would be equivalent to 4% cashback on every Rs. 100.00 spent up to a maximum of 150 per billing cycle per card.; Welcome benefits. Milestone benefits. Fuel benefits.

Bank / CC Company

Union Bank of India

Forex Mark-Up

Foreign Currency Transactions Fees: 3%.

Interest Rates: 16% p.a., on reducing balances

Interest Rate

0
Learn More
No ratings yet

Credit Card Issuer

Most Useful Cashback Rate %

Interest Rate

​

Fuel Surcharge

RBL Bank

5

Up to 3.99% per month or 47.88% per annum.

Cashback Rate

MyRupaya Ratings :-

No ratings yet
Equitas Elegance Credit Card
Users will earn 2 reward points for every INR 150 spent on the credit card. 1 reward point = INR 0.20.  General cashback rate: 0.13%. Cardholders will get 5x reward points on spending on groceries, supermarkets & departmental stores (Maximum 1000 points per month). Grocery cashback rate: 0.67%. 5X reward points on utility bills, IRCTC & tax payments (Maximum 1000 points per month). Utility cashback rate: 0.67%.  ; 5x accelerated rewards. Airport lounge access. Milestone benefits.; Reward System: Users will earn 2 reward points for every Rs 150 spent on the credit card. 1 reward point = Rs 0.20.  General cashback rate: 0.13%. Cardholders will get 5x reward points on spending on groceries, supermarkets & departmental stores (Maximum 1000 points per month). Grocery cashback rate: 0.67%. 5X reward points on utility bills, IRCTC & tax payments (Maximum 1000 points per month). Utility cashback rate: 0.67%.

Bank / CC Company

Equitas Small Finance Bank

Forex Mark-Up

Foreign Currency Transactions Cross currency mark-up of 3.5%

Interest Rates: 3.6% per month i.e. 43.2% annually

Interest Rate

0
Learn More
No ratings yet

Credit Card Issuer

Most Useful Cashback Rate %

Interest Rate

​

Fuel Surcharge

RBL Bank

5

Up to 3.99% per month or 47.88% per annum.

Cashback Rate

MyRupaya Ratings :-

No ratings yet
HDFC Bank Business Regalia First Credit Card
Effective cashback rate: 0.60%; Users will get 3 reward points for every Rs. 150 spent. 1 RP = 0.30 paisa.  Effective cashback rate: 0.60%.; Customers can Enjoy a Zomato Gold complimentary Membership for a Year as a welcome benefit.  Customers can also enjoy enjoy world-class privileges and great saving opportunities. 5% Cashback on Telecom, Electricity, Government/Tax, Railway, Hotels & Dining, and Taxi with a maximum cashback of Rs.500 per statement on minimum monthly spends of Rs. 15,000. Customers Get a complimentary Priority Pass Membership for preferential access to over 1000+ airport lounges around the world.  Users will earn 7,500 reward points on annual spends of Rs 6,00,000 or more in each anniversary year and 5,000 reward points on annual spends of Rs 3,00,000 or more in each anniversary year.

Bank / CC Company

HDFC Bank

Forex Mark-Up

Foreign Currency Transactions Fees: 2%.

Interest Rates: 3.60% p.m. 43.20% p.a.

Interest Rate

0
Learn More
No ratings yet

Credit Card Issuer

Most Useful Cashback Rate %

Interest Rate

​

Fuel Surcharge

RBL Bank

5

Up to 3.99% per month or 47.88% per annum.

Cashback Rate

MyRupaya Ratings :-

No ratings yet
Air India SBI Signature Card
Users will earn upto 30 reward points for every INR 100 spent on Air India tickets booked through airindia.com, airindia mobile app. (30 reward points when booked for self and 10 reward points when booked for others). Value of 1 reward point = INR 0.25. Points can also be converted into air miles. 1 point = 1 air mile. Air miles can be redeemed for air tickets. Air India travel cashback rate: 7.5%. 4 reward points for every INR 100 spent on all other spends. General cashback rate:1%.; Great points to mile conversion ratio.  Great cashback on booking Air India tickets. Great travel benefits such as free domestic and international lounge access; Reward system: Users will earn upto 30 reward points for every Rs 100 spent on Air India tickets booked through airindia.com, airindia mobile app. (30 reward points when booked for self and 10 reward points when booked for others). Value of 1 reward point = Rs 0.25. Points can also be converted into air miles. 1 point = 1 air mile. Air miles can be redeemed for air tickets. Air India travel cashback rate: 7.5%. 4 reward points for every Rs 100 spent on all other spends. General cashback rate: 1%.

Bank / CC Company

State Bank Of India

Forex Mark-Up

N/A

Interest Rate: Up to 3.50% per month (42% per annum).

Interest Rate

0
Learn More
No ratings yet

Credit Card Issuer

Most Useful Cashback Rate %

Interest Rate

​

Fuel Surcharge

RBL Bank

5

Up to 3.99% per month or 47.88% per annum.

Cashback Rate

MyRupaya Ratings :-

No ratings yet
American Express Platinum Travel Credit Card
Effective cashback rate: 1%; The value of 1 RP = INR 0.50. Users will get 2 Membership rewards points per Rs. 100 spent on flights and hotels booked through American Express Travel. Effective cashback rate: 1%. 1 Membership rewards point per Rs. 100 spent on all other purchases. Effective cashback rate: 0.50%.; Customers can earn rewards points on travel and hotel bookings.  Priority Pass Select membership: access to over 1,300 airport lounges worldwide. 20% discount on dine-out.  Welcome benefit. Milestone benefits.; International Airline Program:Access to lower fares for premium class ticket bookings, perfect for luxury travel enthusiasts.

Bank / CC Company

American Express

Forex Mark-Up

Foreign currency markup:2% on all foreign currency transactions (rounded up to the nearest INR 5).

N/A

Interest Rate

0
Learn More
Go Compare
bottom of page