Users will get flat 10% cashback on Swiggy orders (food delivery, groceries, Dineout, Genie), capped at INR 1500 per month. 5% cashback on online shopping across various categories like Amazon, Flipkart, Myntra, BookMyShow, etc., capped at INR 1500 per month. 1% cashback on all other eligible spends, capped at INR 500 per month.

• 1 reward point can range from Rs. 0.25 to Rs. 0.50

• Users will earn 6 reward points for every Rs. 200 spent on domestic transactions. Effective Cashback Rate: 0.75% to 1.5%

• Users will earn 12 reward points for every Rs. 200 spent on international transactions. Effective cashback rate: 1.5% to 3%

• Users will get 100 bonus points on the first online transaction with the card.

• You earn 1 reward point for every Rs. 100 spent across all categories.

• Redeem 500 points for ₹25. This translates to a value of 5 paise per point.

• Redeem 1,000 points for ₹50, meaning each point is worth 5 paise.

• Redeem 5,000 points for ₹250, giving each point a value of 5 paise.

• Effective Cashback Rate: 0.5% cashback on all spends.

• 5% cashback on fuel transactions

Users will get 2 reward points on spending INR 100. Value of 1 reward point = INR 0.50. Cashback percentage: 1%. 

Users will get 1.7% cashback on all departmental and grocery stores and 0.17% on all other spends.