Fixed Deposit
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IB Home Enrich.
Interest Rate
9.40% to 9.95% per annum.
Down Payment / LTV Ratio
LTV ratio of up to 70%.
Maximum Loan Amount
Up to 10,00,000
Floating
Fixed / Floating
IB Home Enrich.
Resident individuals & NRI individuals owning a residential dwelling unit in their name and supported by a copy of the latest Tax Paid certificate/Sale deed/Gift deed/Mutation Certificate/Partition deed.
Salaried Class, Businessman, Professional and Self- employed people, Pensioners having a steady source of income and have put in a minimum period of confirmed service/experience of 3 years (including previous employment/experience and confirmed in the present employment).
The staff of the bank and the spouse of the staff can also avail this loan. In such cases the guarantee of spouse/staff is compulsory.
Existing home loan customers can also avail this loan.
MyRupaya Ratings
IB Home Improve
Interest Rate
8.90% to 10.30% per annum.
Down Payment / LTV Ratio
15% of the cost of the articles to be purchased under the loan.
Maximum Loan Amount
Up to 3,00,00,000
Floating
Fixed / Floating
IB Home Improve
Existing home loan borrowers (both residents & non-residents)including the staff members/ prospective home loan borrowers who are salaried class/ Professional and Business class.
MyRupaya Ratings
IB Plot Loan
Interest Rate
9.40% to 10.80% per annum.
Down Payment / LTV Ratio
LTV ratio of up to 75%.
Maximum Loan Amount
Up to 12,00,00,000
Floating
Fixed / Floating
IB Plot Loan
The minimum age of the applicant must be 18 years.
The applicant can be a Salaried class, Businessmen, Professional & Self-employed
MyRupaya Ratings
IB Home Enrich.
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Cashback Rate
Name Stock Brockrage (Delievery) Account opening fees Annual fee
Stock Brockrage (Delievery)
Stock Brockrage (Delievery)
MyRupaya Ratings :-
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Interest Rate
Homesaver Option
Loan Tenure
Max Loan Amount
9.40% to 9.95% per annum.
No
Up to 10,00,000
Up to 10 years.
IB Home Improve
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Cashback Rate
Name Stock Brockrage (Delievery) Account opening fees Annual fee
Stock Brockrage (Delievery)
Stock Brockrage (Delievery)
MyRupaya Ratings :-
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Interest Rate
Homesaver Option
Loan Tenure
Max Loan Amount
8.90% to 10.30% per annum.
No
Up to 3,00,00,000
Up to 10 years.
IB Plot Loan
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Cashback Rate
Name Stock Brockrage (Delievery) Account opening fees Annual fee
Stock Brockrage (Delievery)
Stock Brockrage (Delievery)
MyRupaya Ratings :-
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Interest Rate
Homesaver Option
Loan Tenure
Max Loan Amount
9.40% to 10.80% per annum.
No
Up to 12,00,00,000
Up to 15 years.