Fixed Deposit
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Maha Super Flexi Housing Loan Scheme
Interest Rate
For Floating interest rate: 8.70% to 11.15% per annum, for Fixed interest rate: 11.35% to 12.55% per annum.
Down Payment / LTV Ratio
LTV ratio of 75 to 80%.
Maximum Loan Amount
No limit.
Both
Fixed / Floating
Maha Super Flexi Housing Loan Scheme
Individual salary employees.
Self-employed professional.
Businessman.
Agriculturist.
MyRupaya Ratings
Maha Super Housing Loan Scheme: for Repairs/Renovation/Alteration of existing house/Flat for new standalone borrowers.
Interest Rate
For Floating interest rate: 8.45% to 10.90% per annum, for Fixed interest rate: 11.35% to 12.55% per annum.
Down Payment / LTV Ratio
Not applicable
Maximum Loan Amount
100% of the cost of repair, renovation, and alteration or 25% of the realizable value of the property whichever is lower.
Both
Fixed / Floating
Maha Super Housing Loan Scheme: for Repairs/Renovation/Alteration of existing house/Flat for new standalone borrowers.
For Salaried: Rs.3 lakh (last year's income) for a minimum past 2 years.
For Self-employed professionals: Rs.3 lakh (as per last year's ITR income). Minimum past 2 year ITR with supporting documents.
For Businessmen: Rs.3 lakh (as per last year's ITR income) for a minimum past 3 years, ITR with supporting documents.
For Persons engaged in Agriculture & Allied activities having an ascertainable minimum income of Rs.3 lakh.
MyRupaya Ratings
Maha Super Housing Loan Scheme: Purchase of Plot & Construction thereon.
Interest Rate
For Floating interest rate: 8.45% to 10.90% per annum, for Fixed interest rate: 11.35% to 12.55% per annum.
Down Payment / LTV Ratio
LTV ratio of 75% to 90%.
Maximum Loan Amount
Not specified by the bank.
Both
Fixed / Floating
Maha Super Housing Loan Scheme: Purchase of Plot & Construction thereon.
Resident Indian citizen.
Non-Resident Indians (NRIs).
Person of Indian origin (PIOs).
Overseas citizen of India
MyRupaya Ratings
Maha Super Flexi Housing Loan Scheme
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Cashback Rate
Name Stock Brockrage (Delievery) Account opening fees Annual fee
Stock Brockrage (Delievery)
Stock Brockrage (Delievery)
MyRupaya Ratings :-
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Interest Rate
Homesaver Option
Loan Tenure
Max Loan Amount
For Floating interest rate: 8.70% to 11.15% per annum, for Fixed interest rate: 11.35% to 12.55% per annum.
Yes, the home loan is operated through an Flexi Home Saving account. with an overdraft limit equal to the amount of the loan disbursed. Users can put their usual savings, in the Flexi Home Savings account. Depending on the savings in the Flexi account the principal amount will get reduced proportionately, consequently, users can reduce the quantum of interest paid and thereby reduce the tenure of their loan.
No limit.
Up to 30 years or on borrower reaching the age of 75 years whichever is earlier.
Maha Super Housing Loan Scheme: for Repairs/Renovation/Alteration of existing house/Flat for new standalone borrowers.
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Cashback Rate
Name Stock Brockrage (Delievery) Account opening fees Annual fee
Stock Brockrage (Delievery)
Stock Brockrage (Delievery)
MyRupaya Ratings :-
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Interest Rate
Homesaver Option
Loan Tenure
Max Loan Amount
For Floating interest rate: 8.45% to 10.90% per annum, for Fixed interest rate: 11.35% to 12.55% per annum.
No
100% of the cost of repair, renovation, and alteration or 25% of the realizable value of the property whichever is lower.
Up to 20 years.
Maha Super Housing Loan Scheme: Purchase of Plot & Construction thereon.
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Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Cashback Rate
Name Stock Brockrage (Delievery) Account opening fees Annual fee
Stock Brockrage (Delievery)
Stock Brockrage (Delievery)
MyRupaya Ratings :-
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Interest Rate
Homesaver Option
Loan Tenure
Max Loan Amount
For Floating interest rate: 8.45% to 10.90% per annum, for Fixed interest rate: 11.35% to 12.55% per annum.
No
Not specified by the bank.
Up to 30 years or on borrower reaching the age of 75 years whichever is earlier.