Fixed Deposit
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Maha Super Housing Loan Scheme for Construction/Acquiring.
Interest Rate
For Floating interest rate: 8.45% to 10.90% per annum, for Fixed interest rate: 11.35% to 12.55% per annum.
Down Payment / LTV Ratio
LTV ratio of 75% to 90%.
Maximum Loan Amount
Not specified by the bank.
Both
Fixed / Floating
Maha Super Housing Loan Scheme for Construction/Acquiring.
Resident Indian citizen.
Non-Resident Indians (NRIs).
Person of Indian origin (PIOs).
Overseas citizen of India
MyRupaya Ratings
Premium Home Loan
Interest Rate
Floating: 8.75% to 10.50 per annum.
Fixed: 9.35% to 10.35% per annum.
Down Payment / LTV Ratio
20%
Maximum Loan Amount
7,50,00,000
Both
Fixed / Floating
Premium Home Loan
Resident Indian citizens and Non-Resident Indians/Persons of Indian origin(PIOs) holding foreign passports who have attained 21 years as of the date of application may apply singly or jointly with other eligible individuals however restricted to a maximum of 3 members(viz., spouse/ children/ parents).
Minimum age: Borrower: Above 21 years of age. Co-borrower/Co-applicant: Age above 18 years may be permitted.
Maximum age: The maximum age limit is fixed at 60 years (for salaried) and 65 years (for non-salaried) i.e., the age by which the loan should be fully repaid subject to the availability of a sufficient, regular and continuous source of income for servicing the loan repayment.
Employment type: Individuals with a steady source of income under the Salaried and non-salaried segment can apply.
MyRupaya Ratings
Prime Home Loan
Interest Rate
Floating: 8.50% to 10% per annum.
Fixed: 8.85% to 9.85% per annum.
Down Payment / LTV Ratio
20% down payment
Maximum Loan Amount
Up to 75,00,000
Both
Fixed / Floating
Prime Home Loan
Resident Indian citizens and Non-Resident Indians/Persons of Indian origin(PIOs) holding foreign passports who have attained 21 years as of the date of application may apply singly or jointly with other eligible individuals however restricted to a maximum of 3 members(viz., spouse/ children/ parents).
Minimum Age: Borrower – Above 21 years of age. Co-borrower/Co-applicant: Age above 18 years may be permitted.
Maximum Age: The maximum age limit is fixed at 60 years (for salaried) and 65 years (for non-salaried) i.e., the age by which the loan should be fully repaid subject to the availability of a sufficient, regular and continuous source of income for servicing the loan repayment.
Employment Type: Individuals with a steady source of income under the Salaried and non-salaried segment can apply.
MyRupaya Ratings
Maha Super Housing Loan Scheme for Construction/Acquiring.
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Cashback Rate
Name Stock Brockrage (Delievery) Account opening fees Annual fee
Stock Brockrage (Delievery)
Stock Brockrage (Delievery)
MyRupaya Ratings :-
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Interest Rate
Homesaver Option
Loan Tenure
Max Loan Amount
For Floating interest rate: 8.45% to 10.90% per annum, for Fixed interest rate: 11.35% to 12.55% per annum.
No
Not specified by the bank.
Up to 30 years or on borrower reaching the age of 75 years whichever is earlier.
Premium Home Loan
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Cashback Rate
Name Stock Brockrage (Delievery) Account opening fees Annual fee
Stock Brockrage (Delievery)
Stock Brockrage (Delievery)
MyRupaya Ratings :-
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Interest Rate
Homesaver Option
Loan Tenure
Max Loan Amount
Floating: 8.75% to 10.50 per annum.
Fixed: 9.35% to 10.35% per annum.
No
7,50,00,000
Up to 20 years.
Prime Home Loan
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Cashback Rate
Name Stock Brockrage (Delievery) Account opening fees Annual fee
Stock Brockrage (Delievery)
Stock Brockrage (Delievery)
MyRupaya Ratings :-
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Interest Rate
Homesaver Option
Loan Tenure
Max Loan Amount
Floating: 8.50% to 10% per annum.
Fixed: 8.85% to 9.85% per annum.
No
Up to 75,00,000
Up to 20 years.