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Fixed Deposit

Fixed Deposit

Explore India's largest collection of unbiased fixed deposit reviews. All fixed deposit reviews are unpaid and the rating provided by us is completely objective. Compare the pros, cons, special features and various fees associated with fixed deposits.

Housing Loan

Interest Rate

Floating: 8.45% to 11.25 per annum.
Fixed: 9.80% to 12% per annum.

Down Payment / LTV Ratio

10 to 25%.

Maximum Loan Amount

No limit

Both

Fixed / Floating

Housing Loan

  • Resident Type: Resident Indians & Non-Resident Indians (NRIs) holding Indian passport or Persons of Indian origin (PIOs) holding foreign passport or Overseas Citizens of India (OCI).

  • Salaried Individual: Any individual with 2 years aggregated regular and continuous service with a Minimum completed service of 6 months in the current organization/company.

  • Non-salaried Individual: Any individual engaged in business & self-employed persons like, doctors, chartered accountants, architects and others. This is subject to producing of documentary evidence 3 years ITR/ITAO.

  • Entry & exit age of borrowers: The entry age of the borrower shall be less than 60 years for availing the loan & shall be able to clear the liability before attaining 75 years of age. If the entry age of the main borrower is 60 years & above, the loan shall be availed jointly with earning spouse/earning legal heirs only.

Housing Loan

MyRupaya Ratings

average rating is 3 out of 5
UCO Top Up Home Loan

Interest Rate

9.30%-11.50% per annum.

Down Payment / LTV Ratio

Not specified by the bank.

Maximum Loan Amount

No limit

Floating

Fixed / Floating

UCO Top Up Home Loan

Individuals including NRI: Minimum 21 years of age and a maximum 75 years of age.

UCO Top Up Home Loan

MyRupaya Ratings

average rating is 3 out of 5
KBL Home Top-up Loan

Interest Rate

9.27% - 10.95% per annum.

Down Payment / LTV Ratio

Up to 25% of estimated cost.

Maximum Loan Amount

Up to 1,00,00,000.

Floating

Fixed / Floating

KBL Home Top-up Loan

Indian resident

  • Must be at least 18 years old with a maximum age limit of 60 years.

  • Salaried person: monthly salary of ₹10,000.

  • Self-employed: annual income of ₹1,20,000.

Non resident of India (NRI)

  • Salaried person: monthly salary ₹40,000.

  • Self-employed: minimum gross income ₹4,80,000.

KBL Home Top-up Loan

MyRupaya Ratings

average rating is 3 out of 5
Housing Loan

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average rating is 3 out of 5

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Cashback Rate

                    Name                          Stock Brockrage (Delievery)             Account opening fees               Annual fee               
Stock Brockrage (Delievery)  
Stock Brockrage (Delievery)  

MyRupaya Ratings :-

average rating is 3 out of 5

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Interest Rate

Homesaver Option

 

Loan Tenure

Max Loan Amount

Floating: 8.45% to 11.25 per annum.
Fixed: 9.80% to 12% per annum.

No

No limit

Up to 30 years.

UCO Top Up Home Loan

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average rating is 3 out of 5

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Cashback Rate

                    Name                          Stock Brockrage (Delievery)             Account opening fees               Annual fee               
Stock Brockrage (Delievery)  
Stock Brockrage (Delievery)  

MyRupaya Ratings :-

average rating is 3 out of 5

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Interest Rate

Homesaver Option

 

Loan Tenure

Max Loan Amount

9.30%-11.50% per annum.

No

No limit

Not specified by the bank.

KBL Home Top-up Loan

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average rating is 3 out of 5

Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.

Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.

Cashback Rate

                    Name                          Stock Brockrage (Delievery)             Account opening fees               Annual fee               
Stock Brockrage (Delievery)  
Stock Brockrage (Delievery)  

MyRupaya Ratings :-

average rating is 3 out of 5

Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.

Learn More

Interest Rate

Homesaver Option

 

Loan Tenure

Max Loan Amount

9.27% - 10.95% per annum.

No

Up to 1,00,00,000.

Up to 10 years.

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