Fixed Deposit
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Home Loan
Interest Rate
Resident salaried: 8.55% per annum onwards, Non-resident Indian salaried: 8.69% per annum onwards,
Business self-employed: 8.99%per annum onwards, Practicing professional self-employed: 8.99%
Down Payment / LTV Ratio
Loan-to-value of up to 90% of property value.
Maximum Loan Amount
Up to 10,00,00,000
Fixed Interest rate for 3 years - 8.55% p.a. onwards
Fixed / Floating
Home Loan
Minimum age: 21 years.
Maximum age at loan maturity: 65 years.
Salaried individuals: Minimum monthly income varies based on location and other factors.
Self-employed individuals: A minimum annual income and proof of business stability are required.
MyRupaya Ratings
Home Loan Top Up
Interest Rate
8.75% per annum onwards.
Down Payment / LTV Ratio
Not applicable.
Maximum Loan Amount
Up to 5,00,00,000
Floating
Fixed / Floating
Home Loan Top Up
Users must be existing customers with TATA Capital which means that they have already taken a loan for a house from TATA Capital.
Users home loan payment history should not reflect any outstanding dues or defaults on EMIs.
Users should have a good credit score, preferably over 750.
MyRupaya Ratings
Self Construction
Interest Rate
8.75% per annum onwards.
Down Payment / LTV Ratio
Up to 80% of the market price of a plot of land.
Maximum Loan Amount
Up to 5,00,00,000
Floating
Fixed / Floating
Self Construction
Users should be aged between 24 to 65 years.
Salaried employees should have a minimum salary of Rs. 30,000 per month and at least two years of work experience.
Self-employed individuals should have a business vintage of at least three years.
In the case of NRIs, they should have a minimum work experience of three years.
MyRupaya Ratings
Home Loan
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Cashback Rate
Name Stock Brockrage (Delievery) Account opening fees Annual fee
Stock Brockrage (Delievery)
Stock Brockrage (Delievery)
MyRupaya Ratings :-
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Interest Rate
Homesaver Option
Loan Tenure
Max Loan Amount
Resident salaried: 8.55% per annum onwards, Non-resident Indian salaried: 8.69% per annum onwards,
Business self-employed: 8.99%per annum onwards, Practicing professional self-employed: 8.99%
No
Up to 10,00,00,000
Up to 30 years
Home Loan Top Up
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Cashback Rate
Name Stock Brockrage (Delievery) Account opening fees Annual fee
Stock Brockrage (Delievery)
Stock Brockrage (Delievery)
MyRupaya Ratings :-
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Interest Rate
Homesaver Option
Loan Tenure
Max Loan Amount
8.75% per annum onwards.
No
Up to 5,00,00,000
Up to 30 years.
Self Construction
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Cashback Rate
Name Stock Brockrage (Delievery) Account opening fees Annual fee
Stock Brockrage (Delievery)
Stock Brockrage (Delievery)
MyRupaya Ratings :-
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Interest Rate
Homesaver Option
Loan Tenure
Max Loan Amount
8.75% per annum onwards.
No
Up to 5,00,00,000
Up to 30 years.