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Fixed Deposit

Fixed Deposit

Explore India's largest collection of unbiased fixed deposit reviews. All fixed deposit reviews are unpaid and the rating provided by us is completely objective. Compare the pros, cons, special features and various fees associated with fixed deposits.

Overdraft Benefits

Interest Rate

8.75% per annum onwards.

Down Payment / LTV Ratio

Not applicable

Maximum Loan Amount

Up to 2,00,00,000

Floating

Fixed / Floating

Overdraft Benefits

  • Users must be aged should be between 24 and 65 years.

  • Users must be salaried or self-employed individuals.

  • Users must have taken a home loan from TATA Capital against a property.

  • Users' credit score must be 750 or more.

Overdraft Benefits

MyRupaya Ratings

average rating is 3 out of 5
Affordable Housing Loan

Interest Rate

10.10% per annum onwards.

Down Payment / LTV Ratio

Up to 80%.

Maximum Loan Amount

Not specified by the bank.

Floating

Fixed / Floating

Affordable Housing Loan

  • The beneficiary should not own a pucca (structure made of bricks) house in their name anywhere in India.

  • In the case of a married couple, either or both spouses in joint ownership will be eligible for a single low-income housing loan.

  • The beneficiary should not have availed of central assistance under any housing scheme of the State or Central Government.

Affordable Housing Loan

MyRupaya Ratings

average rating is 3 out of 5
Home Extension Loan

Interest Rate

8.75% per annum onwards.

Down Payment / LTV Ratio

Between 70%-90%.

Maximum Loan Amount

Up to 5,00,00,000

Floating

Fixed / Floating

Home Extension Loan

  • The applicant should be in the age group of 24 to 65 years (at the time of loan completion).

  • If the applicant is a salaried employee, they should be earning a salary of at least Rs. 30,000 per month.

  • If the applicant is self-employed, they should have an experience of at least three years in the same business.

Home Extension Loan

MyRupaya Ratings

average rating is 3 out of 5
Overdraft Benefits

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average rating is 3 out of 5

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Cashback Rate

                    Name                          Stock Brockrage (Delievery)             Account opening fees               Annual fee               
Stock Brockrage (Delievery)  
Stock Brockrage (Delievery)  

MyRupaya Ratings :-

average rating is 3 out of 5

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Interest Rate

Homesaver Option

 

Loan Tenure

Max Loan Amount

8.75% per annum onwards.

No

Up to 2,00,00,000

Up to 15 years.

Affordable Housing Loan

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average rating is 3 out of 5

Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.

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Cashback Rate

                    Name                          Stock Brockrage (Delievery)             Account opening fees               Annual fee               
Stock Brockrage (Delievery)  
Stock Brockrage (Delievery)  

MyRupaya Ratings :-

average rating is 3 out of 5

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Interest Rate

Homesaver Option

 

Loan Tenure

Max Loan Amount

10.10% per annum onwards.

No

Not specified by the bank.

Up to 30 years.

Home Extension Loan

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average rating is 3 out of 5

Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.

Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.

Cashback Rate

                    Name                          Stock Brockrage (Delievery)             Account opening fees               Annual fee               
Stock Brockrage (Delievery)  
Stock Brockrage (Delievery)  

MyRupaya Ratings :-

average rating is 3 out of 5

Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.

Learn More

Interest Rate

Homesaver Option

 

Loan Tenure

Max Loan Amount

8.75% per annum onwards.

No

Up to 5,00,00,000

Up to 30 years.

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