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Fixed Deposit

Fixed Deposit

Explore India's largest collection of unbiased fixed deposit reviews. All fixed deposit reviews are unpaid and the rating provided by us is completely objective. Compare the pros, cons, special features and various fees associated with fixed deposits.

SIB- DECOR

Interest Rate

13.90% to 14.15% per annum.

Down Payment / LTV Ratio

LTV Ratio of up to 75%.

Maximum Loan Amount

Up to 1 crore.

Floating

Fixed / Floating

SIB- DECOR

  • Individuals who are Bank’s home loan borrowers (Domestic/NRI).

  • Maximum Fixed Obligation to Income Ratio(FOIR) of 60%.

SIB- DECOR

MyRupaya Ratings

average rating is 3 out of 5
Top Up Loan

Interest Rate

8.70% to 11.70% per annum.

Down Payment / LTV Ratio

Up to 90%.

Maximum Loan Amount

As per eligibility under the South Indian Bank home loan.

Floating

Fixed / Floating

Top Up Loan

  • Customers who have availed home loan and have a regular repayment history of at least 12 months (of both principal & interest).

  • In case of a balance transfer, then the repayment history of the previous bank may be taken into consideration towards 12 EMIs.

Top Up Loan

MyRupaya Ratings

average rating is 3 out of 5
SIB Home Loan

Interest Rate

8.70% to 11.70% per annum.

Down Payment / LTV Ratio

LTV Ratio of up to 90%.

Maximum Loan Amount

Up to 15 crores.

Floating

Fixed / Floating

SIB Home Loan

Resident Indian

  • Salaried.

  • SENP (Self-employed nonprofessional): - Manufacturers, Traders, Wholesalers, Retailers, Service Providers.

  • SEP (Self-employed professionals) Doctors, CA, CS, ICWA, Architect, Engineer, IT enabled professional services, Professional Start-Ups.

  • Agriculturist.

  • Senior citizen/Pensioner.

  • Non-Resident Indian.

  • Hindu Undivided Family(HUF).

SIB Home Loan

MyRupaya Ratings

average rating is 3 out of 5
SIB- DECOR

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average rating is 3 out of 5

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Cashback Rate

                    Name                          Stock Brockrage (Delievery)             Account opening fees               Annual fee               
Stock Brockrage (Delievery)  
Stock Brockrage (Delievery)  

MyRupaya Ratings :-

average rating is 3 out of 5

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Interest Rate

Homesaver Option

 

Loan Tenure

Max Loan Amount

13.90% to 14.15% per annum.

No

Up to 1 crore.

Maximum 7 years.

Top Up Loan

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average rating is 3 out of 5

Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.

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Cashback Rate

                    Name                          Stock Brockrage (Delievery)             Account opening fees               Annual fee               
Stock Brockrage (Delievery)  
Stock Brockrage (Delievery)  

MyRupaya Ratings :-

average rating is 3 out of 5

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Learn More

Interest Rate

Homesaver Option

 

Loan Tenure

Max Loan Amount

8.70% to 11.70% per annum.

No

As per eligibility under the South Indian Bank home loan.

Balance tenure of home loan or 7 years whichever is higher.

SIB Home Loan

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average rating is 3 out of 5

Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.

Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.

Cashback Rate

                    Name                          Stock Brockrage (Delievery)             Account opening fees               Annual fee               
Stock Brockrage (Delievery)  
Stock Brockrage (Delievery)  

MyRupaya Ratings :-

average rating is 3 out of 5

Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.

Learn More

Interest Rate

Homesaver Option

 

Loan Tenure

Max Loan Amount

8.70% to 11.70% per annum.

No

Up to 15 crores.

Up to 30 years.

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