Fixed Deposit
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Top Up Loan
Interest Rate
8.70% to 11.70% per annum.
Down Payment / LTV Ratio
Up to 90%.
Maximum Loan Amount
As per eligibility under the South Indian Bank home loan.
Floating
Fixed / Floating
Top Up Loan
Customers who have availed home loan and have a regular repayment history of at least 12 months (of both principal & interest).
In case of a balance transfer, then the repayment history of the previous bank may be taken into consideration towards 12 EMIs.
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SIB Home Loan
Interest Rate
8.70% to 11.70% per annum.
Down Payment / LTV Ratio
LTV Ratio of up to 90%.
Maximum Loan Amount
Up to 15 crores.
Floating
Fixed / Floating
SIB Home Loan
Resident Indian
Salaried.
SENP (Self-employed nonprofessional): - Manufacturers, Traders, Wholesalers, Retailers, Service Providers.
SEP (Self-employed professionals) Doctors, CA, CS, ICWA, Architect, Engineer, IT enabled professional services, Professional Start-Ups.
Agriculturist.
Senior citizen/Pensioner.
Non-Resident Indian.
Hindu Undivided Family(HUF).
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SIB- DECOR
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Cashback Rate
Name Stock Brockrage (Delievery) Account opening fees Annual fee
Stock Brockrage (Delievery)
Stock Brockrage (Delievery)
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Interest Rate
Homesaver Option
Loan Tenure
Max Loan Amount
13.90% to 14.15% per annum.
No
Up to 1 crore.
Maximum 7 years.
Top Up Loan
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Cashback Rate
Name Stock Brockrage (Delievery) Account opening fees Annual fee
Stock Brockrage (Delievery)
Stock Brockrage (Delievery)
MyRupaya Ratings :-
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Interest Rate
Homesaver Option
Loan Tenure
Max Loan Amount
8.70% to 11.70% per annum.
No
As per eligibility under the South Indian Bank home loan.
Balance tenure of home loan or 7 years whichever is higher.
SIB Home Loan
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Cashback Rate
Name Stock Brockrage (Delievery) Account opening fees Annual fee
Stock Brockrage (Delievery)
Stock Brockrage (Delievery)
MyRupaya Ratings :-
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Interest Rate
Homesaver Option
Loan Tenure
Max Loan Amount
8.70% to 11.70% per annum.
No
Up to 15 crores.
Up to 30 years.