Fixed Deposit
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Cent Home Loan Scheme for purchasing 3rd or 4th house/flat.
Interest Rate
9.35% to 9.80%.
Down Payment / LTV Ratio
For loan upto INR 30 lakhs, down payment should be 10%. For loans between INR 30 Lakhs and INR 75 Lakhs down payment has to be 20%. For loans above INR 75 Lakhs down payment has to be 25%.
Maximum Loan Amount
Not capped.
Floating Interest Rate.
Fixed / Floating
Cent Home Loan Scheme for purchasing 3rd or 4th house/flat.
Applicant should be salaried employees or self-employed persons or professional or any other person having a legal, identified and regular source of income.
The borrower be 18 years old (completed) as on the date of application.
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MyRupaya Ratings
Subha Gruha Top up Loan
Interest Rate
Floating: 9.60% to 10.35% per annum. Fixed: 12 %
Down Payment / LTV Ratio
LTV Ratio of 75%
Maximum Loan Amount
Up to 2,00,00,000.
Both
Fixed / Floating
Subha Gruha Top up Loan
All home loan borrowers with a satisfactory repayment track of at least one year.
A valid mortgage should have been created in favour of the bank and registration of the memorandum as well.
A borrower is entitled to top up loan after completion of a minimum of 1/3rd of the Housing loan tenure.
MyRupaya Ratings
Subha Gruha
Interest Rate
Floating: 8.50% to 10.60% per annum. Fixed: 11 %
Down Payment / LTV Ratio
LTV Ratio of 75 to 90%.
Maximum Loan Amount
No limit
Both
Fixed / Floating
Subha Gruha
Groups of individuals
Members of Co-operative Societies
Individuals not more than 55 years of age. However, individuals may be considered at the age of 60 provided their legal heirs join along with them.
The loan must be liquidated before attaining 70 Years of age.
For Salaried Individual: A permanent job with a minimum of 2 or 3 years of service.
For Self-employed Professional: A minimum period of three years of activity in the related field.
MyRupaya Ratings
Cent Home Loan Scheme for purchasing 3rd or 4th house/flat.
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Cashback Rate
Name Stock Brockrage (Delievery) Account opening fees Annual fee
Stock Brockrage (Delievery)
Stock Brockrage (Delievery)
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Interest Rate
Homesaver Option
Loan Tenure
Max Loan Amount
9.35% to 9.80%.
Not specified.
Not capped.
Not specified.
Subha Gruha Top up Loan
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Cashback Rate
Name Stock Brockrage (Delievery) Account opening fees Annual fee
Stock Brockrage (Delievery)
Stock Brockrage (Delievery)
MyRupaya Ratings :-
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Interest Rate
Homesaver Option
Loan Tenure
Max Loan Amount
Floating: 9.60% to 10.35% per annum. Fixed: 12 %
No
Up to 2,00,00,000.
Up to 15 years.
Subha Gruha
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Cashback Rate
Name Stock Brockrage (Delievery) Account opening fees Annual fee
Stock Brockrage (Delievery)
Stock Brockrage (Delievery)
MyRupaya Ratings :-
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Interest Rate
Homesaver Option
Loan Tenure
Max Loan Amount
Floating: 8.50% to 10.60% per annum. Fixed: 11 %
No
No limit
Up to 30 years.