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Fixed Income Plan

Fixed Income Plan

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Interest Rate

For Fixed: 9.40% to 11.60% per annum. For Floating: 8.40% to 10.10% per annum.

LTV Ratio of 75% to 85%.

Down Payment / LTV Ratio

Maximum Loan Amount

Both

Fixed / Floating

No limit

PNB Gen-Next – Housing Loan for Salaried

  • All salaried employees with a minimum of 3 years experience.

  • Co-borrower will also be salaried class

  • Upto the age of 40 years.

  • In the case of multiple borrowers whose income has been taken for arriving at the loan eligibility and repaying capacity, one borrower must be at least up to the age of 40 years and others may be maximum upto the age of 45 years.

  • Further, where the income of the applicants is not being taken for arriving at the loan eligibility and they are owners/co-owners in the property, they are to be made co-borrowers under this scheme without referring his/her age.

  •  Minimum net monthly salary: Rs.35000.

PNB Gen-Next – Housing Loan for Salaried
PNB Gen-Next – Housing Loan for Salaried

MyRupaya Ratings

average rating is 3 out of 5

Interest Rate

8.85% onwards. Up to 6.5% after subsidy.

LTV Ratio of 80 to 90%.

Down Payment / LTV Ratio

Maximum Loan Amount

Floating

Fixed / Floating

30,00,000

Pradhan Mantri Awas Yojana

  • Individuals from Economically Weaker Section (EWS) & Low Income Group (LIG) category. Joint owners from the same family are also eligible.

  • EWS households - Households having an annual income up to Rs.3,00,000 (Rupees Three Lakhs only)and house size with carpet area up to 30 square meters.

  • LIG households - households having an annual income above Rs.3,00,000 (Rupees Three Lakhs) and up to Rs.6,00,000 (Rupees Six Lakhs)and house size with carpet area up to 60 square meters.

Pradhan Mantri Awas Yojana
Pradhan Mantri Awas Yojana

MyRupaya Ratings

average rating is 3 out of 5

Interest Rate

For Floating: 8.45% to 10.10% per annum. 9.45% to 11.60% for Fixed.

LTV Ratio of 75% to 85%.

Down Payment / LTV Ratio

Maximum Loan Amount

Both

Fixed / Floating

For construction/purchase of house/flat: No limit.
For purchase of land/ Plot for house building/repairs/renovation/alterations: 50 lakh.

Housing Loan for PNB Pride Customers

All Central/ State government Employees/ Defence personnel/Paramilitary forces & pensioners of Central & State government.

Housing Loan for PNB Pride Customers
Housing Loan for PNB Pride Customers

MyRupaya Ratings

average rating is 3 out of 5
PNB Gen-Next – Housing Loan for Salaried

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average rating is 3 out of 5

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Cashback Rate

                    Name                          Stock Brockrage (Delievery)             Account opening fees               Annual fee               
Stock Brockrage (Delievery)  
Stock Brockrage (Delievery)  

MyRupaya Ratings :-

average rating is 3 out of 5

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Interest Rate

Homesaver Option

 

Loan Tenure

Max Loan Amount

For Fixed: 9.40% to 11.60% per annum. For Floating: 8.40% to 10.10% per annum.

Not available.

No limit

Up to 30 years.

Pradhan Mantri Awas Yojana

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average rating is 3 out of 5

Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.

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Cashback Rate

                    Name                          Stock Brockrage (Delievery)             Account opening fees               Annual fee               
Stock Brockrage (Delievery)  
Stock Brockrage (Delievery)  

MyRupaya Ratings :-

average rating is 3 out of 5

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Interest Rate

Homesaver Option

 

Loan Tenure

Max Loan Amount

8.85% onwards. Up to 6.5% after subsidy.

No

30,00,000

30 years

Housing Loan for PNB Pride Customers

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average rating is 3 out of 5

Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.

Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.

Cashback Rate

                    Name                          Stock Brockrage (Delievery)             Account opening fees               Annual fee               
Stock Brockrage (Delievery)  
Stock Brockrage (Delievery)  

MyRupaya Ratings :-

average rating is 3 out of 5

Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.

Learn More

Interest Rate

Homesaver Option

 

Loan Tenure

Max Loan Amount

For Floating: 8.45% to 10.10% per annum. 9.45% to 11.60% for Fixed.

No

For construction/purchase of house/flat: No limit.
For purchase of land/ Plot for house building/repairs/renovation/alterations: 50 lakh.

For repairs/renovation/alterations to the house/flat: 15 years.
For others: 30 years.

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