UCO Bank SBI Card Elite
Rewards & Benefits
Welcome Benefits
Users will get an e-gift voucher worth Rs.5,000 from any of the following brands: Bata/Hush Puppies, Aditya Birla Fashion, Pantaloons and Shoppers Stop.
Milestone Benefits
Milestone Benefits: Users can earn up to 50,000 bonus reward points worth Rs 12,500/ year, and 10,000 bonus reward points on achieving annual spending of Rs Rs 3 Lakhs and Rs 4 Lakhs.
Cashback Rate
The value of 1 RP = 0.25 paisa. Users will get 5X reward points on departmental stores, dining, and grocery spending. Cashback rate: 2.5%.
2 reward points per Rs 100 on all other spends, except fuel. Effective cashback rate: 0.5%.
Movie Benefits
Dining Benefits
Other Benefits
Lounge Access
Fees & Charges
Joining Fee
(one-time) :Rs. 4,999
Annual Fee
(one-time) :Rs. 4,999
Cash Advance Fee
Cash Advance Fee -2.5% or Rs. 500 whichever is higher
Interest rate
3.50% per month [42% per annum]
Late Payment Fee
Late Payment Fees: NIL for Outstanding Amount on payment date from Rs.0-Rs.500 Rs. 400 for Outstanding Amount greater than Rs. 500 & up to Rs. 1000; Rs. 750 for Outstanding Amount greater than Rs. 1000 & up to Rs. 10,000; Rs. 950 for Outstanding Amount greater than Rs. 10,000 up to Rs. 25,000; Rs. 1100 for Outstanding Amount greater than Rs. 25,000 & up to Rs. 50,000 Rs. 1300 for Outstanding Amount greater than Rs. 50,000
Foreign Currency Transactions Fee
Foreign Currency Transactions up 1.99%
Other Fees
Renewal Fee (per annum): Rs. 4,999 from second year onwards | Rewards Points Redemption Fee- rs. 99/-
Cons
Reward points are available on all spends except fuel.
High annual fee.
Welcome Benefit: Users will get an e-gift voucher worth Rs.5,000 from any of the following brands: Bata/Hush Puppies, Aditya Birla Fashion, Pantaloons and Shoppers Stop.
Reward System: The value of 1 RP = 0.25 paisa. Users will get 5X reward points on departmental stores, dining, and grocery spending. Cashback rate: 2.5% and 2 reward points per Rs 100 on all other spends, except fuel. Effective cashback rate: 0.5%.
Milestone Benefits: Users can earn up to 50,000 bonus reward points worth Rs. 12,500/ year, and 10,000 bonus reward points on achieving annual spending of Rs. 3 lakhs and 4 lakhs.
Other benefits: Free movie tickets worth Rs 6,000 every year, complimentary Club Vistara Silver membership, complimentary membership to the Priority Pass Program worth $99, through which customers can enjoy 6 complimentary airport lounge visits per year, outside India, and 2 complimentary domestic airport lounge visits every quarter in India.
Rewards & Benifits
Welcome Benefits
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Rewards System
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International Forex Markup
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Welcome Benefits and Reward System
Special Features
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Eligibility Criteria
Age: Must be between 18 and 65 years old.
Nationality: Must be an Indian citizen.
Income: Minimum annual income of Rs. 3 lakhs.
Occupation: Must be employed in a reputed organization or self-employed.
Credit score: Minimum credit score of 750.
Residential proof: Proof of current residence in India.
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
Check the eligibility criteria.
The eligibility criteria for the UCO Bank SBI Card Elite are: Age: 21-60 years (salaried) or 65 years (self-employed)
Minimum income: INR 30,000 per month (salaried) or INR 50,000 per month (self-employed) Good credit history Gather the required documents.
The required documents are: A recent passport-size photograph Proof of identity (any of the following): Voter ID, passport, driving license, PAN card, Aadhaar card Proof of residence (any of the following): Electricity bill, telephone bill, Aadhaar card, passport Proof of income (any of the following): Latest 3 months' salary slip, latest 3 months bank statement, income tax returns Apply online or offline.
You can apply for the card online through the UCO Bank website or offline by visiting any UCO Bank branch.
Submit your application.
Once you have gathered the required documents, you can submit your application online or offline.
Wait for the approval.
The bank will review your application and let you know the status within a few days.
If your application is approved, you will receive the card within 7-10 working days.
Contact Details
1800 103 0123 ,
uco.custcare@ucobank.co.in
Account Opening and Procedure
Recommended Credit Cards
Pros:-
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Cons:-
Welcome Benefit: Users will get an e-gift voucher worth Rs.5,000 from any of the following brands: Bata/Hush Puppies, Aditya Birla Fashion, Pantaloons and Shoppers Stop.
Reward System: The value of 1 RP = 0.25 paisa. Users will get 5X reward points on departmental stores, dining, and grocery spending. Cashback rate: 2.5% and 2 reward points per Rs 100 on all other spends, except fuel. Effective cashback rate: 0.5%.
Milestone Benefits: Users can earn up to 50,000 bonus reward points worth Rs. 12,500/ year, and 10,000 bonus reward points on achieving annual spending of Rs. 3 lakhs and 4 lakhs.
Other benefits: Free movie tickets worth Rs 6,000 every year, complimentary Club Vistara Silver membership, complimentary membership to the Priority Pass Program worth $99, through which customers can enjoy 6 complimentary airport lounge visits per year, outside India, and 2 complimentary domestic airport lounge visits every quarter in India.
Reward points are available on all spends except fuel.
High annual fee.
The SBI credit card users who own these credit cards can avail welcome gift vouchers from partner brands, such as, Bata/Hush Puppies, Pantaloons, Yatra.com, Shoppers Stop and Aditya Birla Fashion. Apart from these joining benefits, they are offered accelerated reward points on select categories, spending milestone benefits, low foreign currency mark-up fee, fuel surcharge waiver, international travel privileges, and complimentary memberships. Perfect choice for travel and shopping enthusiasts.
The SBI credit card users who own these credit cards can avail welcome gift vouchers from partner brands, such as, Bata/Hush Puppies, Pantaloons, Yatra.com, Shoppers Stop and Aditya Birla Fashion. Apart from these joining benefits, they are offered accelerated reward points on select categories, spending milestone benefits, low foreign currency mark-up fee, fuel surcharge waiver, international travel privileges, and complimentary memberships. Perfect choice for travel and shopping enthusiasts.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Product Review
Fees & Charges
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Fuel Surcharge
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Billing Cycle
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