Adani One ICICI Platinum Credit Card
MyRupaya Ratings
Product Details
Credit Card Name :
Adani One ICICI Platinum Credit Card
Bank Name :
ICICI Bank
Type :
Lifestyle Credit Card
Interest Rate :
3.40%p.m. 40.80%p.a.
Eligibility :
Minimum Age: You'll likely need to be at least 18 years old.
Income: There will likely be a minimum annual income requirement. This could vary depending on the specific variant of the Platinum card (e.g., Regular Platinum vs. Super Platinum).
Credit Score: A good credit score (generally above 750) is usually required for premium credit cards like the Platinum card.
Employment Status: Salaried individuals, self-employed professionals, and businessmen are likely eligible.
Pros
Welcome Benefit: Hotel voucher worth Rs 1,000 on card activation. Holiday voucher worth Rs 2,000 on card activation. Earn a Rs 2,000 flight voucher on spends of Rs 10,000 within 60 days of card activation.
Reward System: 3% Reward points on Adani One ecosystem Adani managed Airports, Trainman, Gas, Electricity, and more. Earn 1% as Adani Reward points on all other domestic spending categories (excluding fuel and rent payments). Earn 1.5% as Adani Reward points on the international spends category. Earn 0.5% as Adani Reward points on utility and insurance spend.
Milestone Benefit: Annual fee waiver on spends of Rs 3,00,000 and above in a calendar year.
Travel Benefits: 8 Domestic lounge access and premium upgrades at Adani-managed airports.
Other Benefits: Exclusive benefits of 4 Porter and 2 premium Car parking services per year at Adani-managed airports. Avail 25% off upto Rs 100 twice every month on BookMyShow after card activation.
Cons
Limited Applicability: Similar to the Signature card, the high rewards are concentrated on the Adani One platform. The benefits might be less attractive if you don't frequently use Adani services or travel through their airports.
Limited International Lounge Access: Lounge access benefits are primarily focused on domestic Adani-managed airports.
Pros & Cons
Welcome Benefits
Welcome Benefit: Hotel voucher worth Rs 1,000 on card activation. Holiday voucher worth Rs 2,000 on card activation. Earn a Rs 2,000 flight voucher on spends of Rs 10,000 within 60 days of card activation.
Rewards System
Reward System: 3% Reward points on Adani One ecosystem Adani managed Airports, Trainman, Gas, Electricity, and more. Earn 1% as Adani Reward points on all other domestic spending categories (excluding fuel and rent payments). Earn 1.5% as Adani Reward points on the international spends category. Earn 0.5% as Adani Reward points on utility and insurance spend.
International Forex Markup
3.50%.
Welcome Benefits and Reward System
Special Features
Avail 4 porter services every year ( 2 porter services on every 1 lakh spent, maximum of 4 porter services every year).
Eligibility Criteria
Minimum Age: You'll likely need to be at least 18 years old.
Income: There will likely be a minimum annual income requirement. This could vary depending on the specific variant of the Platinum card (e.g., Regular Platinum vs. Super Platinum).
Credit Score: A good credit score (generally above 750) is usually required for premium credit cards like the Platinum card.
Employment Status: Salaried individuals, self-employed professionals, and businessmen are likely eligible.
Benefits
Welcome Offers
Travel Benefits
Lounge Access
Milestone Benefits
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
Visit the ICICI Bank website (https://www.icicibank.com/) and navigate to the credit card section.
Look for the Adani One ICICI Credit Cards section or a "New Credit Card" application option.
While filling out the application, you might have the option to choose the Adani One Platinum Credit Card if it's available online.
Contact Details
18001080
Account Opening and Procedure
Recommended Credit Cards
Pros:-
Change the text to include your own content. Adjust the font, size or scale to customize the style.
Cons:-
Welcome Benefit: Hotel voucher worth Rs 1,000 on card activation. Holiday voucher worth Rs 2,000 on card activation. Earn a Rs 2,000 flight voucher on spends of Rs 10,000 within 60 days of card activation.
Reward System: 3% Reward points on Adani One ecosystem Adani managed Airports, Trainman, Gas, Electricity, and more. Earn 1% as Adani Reward points on all other domestic spending categories (excluding fuel and rent payments). Earn 1.5% as Adani Reward points on the international spends category. Earn 0.5% as Adani Reward points on utility and insurance spend.
Milestone Benefit: Annual fee waiver on spends of Rs 3,00,000 and above in a calendar year.
Travel Benefits: 8 Domestic lounge access and premium upgrades at Adani-managed airports.
Other Benefits: Exclusive benefits of 4 Porter and 2 premium Car parking services per year at Adani-managed airports. Avail 25% off upto Rs 100 twice every month on BookMyShow after card activation.
Limited Applicability: Similar to the Signature card, the high rewards are concentrated on the Adani One platform. The benefits might be less attractive if you don't frequently use Adani services or travel through their airports.
Limited International Lounge Access: Lounge access benefits are primarily focused on domestic Adani-managed airports.
Federal Bank Wave Credit Card
The Federal Bank Wave Credit Card is a decent option for those looking for a free, no-frills credit card for domestic transactions with a focus on utility bill payments through UPI. However, if you travel internationally frequently, require a wider range of reward redemption options, consider other cards.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Product Review
Fees & Charges
Joining Fees: INR 750 + Taxes
Annual Fees (2nd Year Onwards): INR 750 + Taxes.
Interest Rates: 3.40%p.m. 40.80%p.a.
Cash Advance Charges: 2.5% on advanced amount, subject to minimum of ₹300.
Late Payment Charges: Ranges from INR 0 to INR 1200.
Foreign Currency Mark-up Fees: 3.50%.
Fuel Surcharge
Avail 1% fuel surcharge waiver on all fuel transactions of up to Rs 4,000 at any fuel outlet.
Billing Cycle
30 Days