Axis Bank Atlas Credit Card
Rewards & Benefits
Welcome Benefits
Users will get 5000 EDGE Miles upon the first transaction within 30 days of the card.
Milestone Benefits
Milestone Benefits: On spending Rs 3,00,000, 2500 EDGE Miles will be awarded, on 7,50,000 Additional 2500 EDGE Miloes will be awarded and on spending 15,00,000 additional 2500 EDGE Miles will be awarded.
Cashback Rate
The value of 1 EDGE Mile is equal to INR 1.
Users will get 5 EDGE Miles per INR 100 spend on travel. Effective travel cashback rate: 5%
2 EDGE Miles per INR 100 spent on other spends. Effective general cashback rate: 2%.
Movie Benefits
Dining Benefits
Other Benefits
Lounge Access
Fees & Charges
Joining Fee
Rs.5000.
Annual Fee
Rs 5000.
Cash Advance Fee
Cash Withdrawal Fees: 2.5% (Min. Rs 500) of the Cash Amount.
Interest rate
3.6% per month. 52.86% per month.
Late Payment Fee
Late payment fee: charged depending on the customer’s Total amount due; ranges from Rs. 0 - 1200.
Foreign Currency Transactions Fee
3.50%
Other Fees
Finance Charges (Retail Purchases & Cash): 3.6% per month (52.86% per annum). | Fuel surcharge: 1% of transaction amount (Refunded for fuel transactions between Rs. 400 and Rs.4000). | Reward Point Redemption fee: Waived
Cons
Low general cashback rate.
Limited number of non travel benefits.
Welcome Benefit: Users will get 5000 EDGE Miles upon the first transaction within 30 days of the card.
Reward System: The value of 1 EDGE Mile is equal to INR 1. Users will get 5 EDGE Miles per INR 100 spend on travel. Effective travel cashback rate: 5% and 2 EDGE Miles per INR 100 spent on other spends. Effective general cashback rate: 2%
Milestone Benefits: On spending INR 3,00,000, 2500 EDGE Miles will be awarded, on 7,50,000 Additional 2500 EDGE Miloes will be awarded and on spending 15,00,000 additional 2500 EDGE Miles will be awarded.
Upto 25% discount in 10,000+ restaurants via EazyDiner
Rewards & Benifits
Welcome Benefits
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Rewards System
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International Forex Markup
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Welcome Benefits and Reward System
Special Features
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Eligibility Criteria
Primary cardholder between age of 18 years and 70 years.
Add-on cardholder should be over 18 years
Income Criteria: a.Salaried : Net Annual income of Rs 9 Lakhs and above. b.Self Employed : Net annual income of Rs 12 Lakhs & above.
Resident of India"
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
You can apply for the Axis Bank ATLAS Credit Card online or offline. Here are the steps on how to apply online:
Go to the Axis Bank Credit Card website. Search for ATLAS Credit Card.
Click on the "Apply Now" button.
Enter your personal details such as your name, email address, and mobile number.
Enter your income and employment details.
Upload a scanned copy of your PAN card and Aadhaar card.
Select the credit limit you want.
Click on the "Submit" button.
An Axis Bank representative will contact you to verify your details and complete the application process.
Contact Details
1868 419 5555 & 1860 500 5555
Account Opening and Procedure
Recommended Credit Cards
Pros:-
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Cons:-
Welcome Benefit: Users will get 5000 EDGE Miles upon the first transaction within 30 days of the card.
Reward System: The value of 1 EDGE Mile is equal to INR 1. Users will get 5 EDGE Miles per INR 100 spend on travel. Effective travel cashback rate: 5% and 2 EDGE Miles per INR 100 spent on other spends. Effective general cashback rate: 2%
Milestone Benefits: On spending INR 3,00,000, 2500 EDGE Miles will be awarded, on 7,50,000 Additional 2500 EDGE Miloes will be awarded and on spending 15,00,000 additional 2500 EDGE Miles will be awarded.
Upto 25% discount in 10,000+ restaurants via EazyDiner
Low general cashback rate.
Limited number of non travel benefits.
Axis Bank Atlas Credit Card is a premium credit card, however, one should make note of that benefits are offered in 3 tiers silver, gold and platinum. Your tier will depend on your expenditure as explained above. Card is a feature rich credit card, the only major flaw with the card is its low cashback rate.
Axis Bank Atlas Credit Card is a premium credit card, however, one should make note of that benefits are offered in 3 tiers silver, gold and platinum. Your tier will depend on your expenditure as explained above. Card is a feature rich credit card, the only major flaw with the card is its low cashback rate.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Product Review
Fees & Charges
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Fuel Surcharge
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Billing Cycle
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