Axis Bank Neo Credit Card
Rewards & Benefits
Welcome Benefits
Users will get an Amazon gift voucher worth Rs. 250. Zomato Voucher worth Rs. 200. Blinkit voucher worth Rs. 250. Pharmeasy 6-month subscription on 1st spend with Axis Bank Neo Credit Card within 30 days of issuance.
Milestone Benefits
Cashback Rate
Users will earn half a reward point per INR 100 spent.
Value of 1 point: INR 0.2. Cashback rate: 0.1%.
Movie Benefits
10% off on every purchase of movie ticket on BookMyShow with maximum monthly benefitsup to Rs 100.
Dining Benefits
Other Benefits
10% off every time at Myntra on a minimum purchase value of Rs 500.
Lounge Access
Fees & Charges
Joining Fee
0
Annual Fee
0
Cash Advance Fee
Cash Withdrawal Fees: 2.5% (Min. Rs. 500) of the cash amount.
Interest rate
3.4% Per Month (49.36% Per Annum).
Late Payment Fee
Late payment fee: charged depending on the customer’s Total amount due; ranges from Rs. 0 - 1200.
Foreign Currency Transactions Fee
3.5
Other Fees
Cash Payment Fee: INR 100. | Forex Rate: 3.5%.
Cons
Extremely low cashback rate.
All cashback offers are limited.
No free air lounge visits.
No free movie tickets.
Welcome Benefits: Users will get an Amazon gift voucher worth Rs. 250. Zomato Voucher worth Rs. 200. Blinkit voucher worth Rs. 250. Pharmeasy 6-month subscription on 1st spend with Axis Bank Neo Credit Card within 30 days of issuance.
Rewards System: Users will earn half a reward point per INR 100 spent. Value of 1 point: INR 0.2. Cashback rate: 0.1%.
Users will get 40% off on food delivery at Zomato (Maximum discount is capped at Rs. 120 per
order & offer applicable on minimum spends of Rs. 200), 5% off on mobile recharges/electricity bill payments/DTH recharge done through Amazon Pay, and 10% off on Blinkit – Up to Rs. 250 off on min spends of Rs. 750, valid once per month.10% off every time at Myntra on a minimum purchase value of Rs. 500.
10% off on every purchase of movie ticket on BookMyShow with maximum monthly benefits
up to Rs. 100.
Rewards & Benifits
Welcome Benefits
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Rewards System
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International Forex Markup
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Welcome Benefits and Reward System
Special Features
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Eligibility Criteria
Primary cardholder should be between the age of 18 and 70 years.
Add-on cardholder should be over 15 years.
The individual should either be a Resident of India or a Non-Resident Indian"
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
You can apply for the Axis Bank Neo Credit Card online through the Axis Bank website or through a mobile app. Here are the steps involved:
Go to the Axis Bank website or open the Axis Bank mobile app.
Click on the "Credit Cards" tab.
Select the "Neo Credit Card" option.
Click on the "Apply Now" button.
Fill out the application form and upload the required documents.
Submit the application form.
The required documents for the Axis Bank Neo Credit Card application are:
A copy of your PAN card or Form 60.
Residence proof.
Identity proof.
A colour photograph.
Proof of income in the form of latest payslip / Form 16 / IT return copy.
Axis Bank will review your application and will let you know the status of your application within a few days. If your application is approved, you will receive the credit card within a few weeks.
Contact Details
1868 419 5555 & 1860 500 5555.
Account Opening and Procedure
Recommended Credit Cards
Pros:-
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Cons:-
Welcome Benefits: Users will get an Amazon gift voucher worth Rs. 250. Zomato Voucher worth Rs. 200. Blinkit voucher worth Rs. 250. Pharmeasy 6-month subscription on 1st spend with Axis Bank Neo Credit Card within 30 days of issuance.
Rewards System: Users will earn half a reward point per INR 100 spent. Value of 1 point: INR 0.2. Cashback rate: 0.1%.
Users will get 40% off on food delivery at Zomato (Maximum discount is capped at Rs. 120 per
order & offer applicable on minimum spends of Rs. 200), 5% off on mobile recharges/electricity bill payments/DTH recharge done through Amazon Pay, and 10% off on Blinkit – Up to Rs. 250 off on min spends of Rs. 750, valid once per month.10% off every time at Myntra on a minimum purchase value of Rs. 500.
10% off on every purchase of movie ticket on BookMyShow with maximum monthly benefits
up to Rs. 100.
Extremely low cashback rate.
All cashback offers are limited.
No free air lounge visits.
No free movie tickets.
Axis Bank Neo Credit Card offers a number of cashback offers, however, most of them can be used once or twice per month. It is important that the user reads the fine print before purchasing this card. The biggest flaw with this card is that it has a very low cashback rate.
Axis Bank Neo Credit Card offers a number of cashback offers, however, most of them can be used once or twice per month. It is important that the user reads the fine print before purchasing this card. The biggest flaw with this card is that it has a very low cashback rate.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Product Review
Fees & Charges
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Fuel Surcharge
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Billing Cycle
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