Axis Bank Pride Platinum Credit Card
Rewards & Benefits
Welcome Benefits
None.
Milestone Benefits
Cashback Rate
Users will earn 2 Edge reward points on spending INR 100.
Value of 1 Edge point: INR 0.20. Cashback rate: 0.4%.
15% discount at 200 partnered restaurants across the country.
Movie Benefits
Dining Benefits
Other Benefits
Zero lost card liability.; Comparatively lower interest rate than other credit cards.
Lounge Access
Fees & Charges
Joining Fee
Nil
Annual Fee
1 st Year: Nil. 2nd Year onwards: Rs. 250 (Waived on spends of Rs. 20,000 in the preceding year).
Cash Advance Fee
Interest rate
Interest Rate: 2.95% per month (41.75% per annum).
Late Payment Fee
Late payment fee: charged depending on the customer’s Total amount due; ranges from Rs. 0 - 1200.
Foreign Currency Transactions Fee
Forex Mark-up: 3.5%.
Other Fees
Reward Redemption Fee: INR 100 | Fuel Surcharge: 1%, however it is waived for transactions between Rs.400 to Rs.4000 (Capped at Rs.250 per month).
Cons
Low cashback rate.
Many standard features such as free lounge visits are missing.
No free movie tickets.
Reward System: Users will earn 2 Edge reward points on spending INR 100. Value of 1 Edge point: INR 0.20. Cashback rate: 0.4%.
Minimum 15% off at partner restaurants in India.
Zero lost card liability.
Comparatively lower interest rate than other credit cards.
Rewards & Benifits
Welcome Benefits
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Rewards System
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International Forex Markup
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Welcome Benefits and Reward System
Special Features
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Eligibility Criteria
Exclusively offered to Indian Defence Forces and the Government of India employees.
Primary cardholder should be between the age of 18 and 70 years.
Add-on cardholder should be over 15 years.
Individual should either be a Resident of India or Non-Resident Indian.
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
You can apply for the Axis Bank Pride Platinum Credit Card online or by visiting a nearby Axis Bank branch. Here are the steps on how to apply for the card online:
Go to the Axis Bank website and click on the "Apply for Credit Card" tab. Select the "Pride Platinum Credit Card" from the list of cards.
Enter your personal details, such as your name, address, and contact information. Enter your employment details, such as your employer's name and contact information.
Enter your income details. Upload your scanned copies of your PAN card, identity proof, and address proof.
Submit your application. An Axis Bank representative will contact you to verify your details and to complete the application process.
Contact Details
1868 419 5555 & 1860 500 5555.
Account Opening and Procedure
Recommended Credit Cards
Pros:-
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Cons:-
Reward System: Users will earn 2 Edge reward points on spending INR 100. Value of 1 Edge point: INR 0.20. Cashback rate: 0.4%.
Minimum 15% off at partner restaurants in India.
Zero lost card liability.
Comparatively lower interest rate than other credit cards.
Low cashback rate.
Many standard features such as free lounge visits are missing.
No free movie tickets.
Axis Bank Pride Platinum Credit Card has minimal number of value add features. The card does not have anything unique to make it distinct. Individuals can get better credit cards in the same annual fee range.
Axis Bank Pride Platinum Credit Card has minimal number of value add features. The card does not have anything unique to make it distinct. Individuals can get better credit cards in the same annual fee range.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Product Review
Fees & Charges
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Fuel Surcharge
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Billing Cycle
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