Axis Bank Rewards Credit Card
Rewards & Benefits
Welcome Benefits
Welcome Benefits: Get 5,000 reward points on net spends of INR 1,000 or more.
Milestone Benefits
Milestone Benefits:Users will get 1,000 reward points for spending Rs 30,000 every month.
Cashback Rate
Get 2 Edge reward points on spend of INR 125.
Value of 1 reward point = 0.20. General cashback rate = 0.32%.
Get 20 reward points on spending INR 125 on apparel and departmental stores. Apparel and departmental stores cashback rate: 3.2% (subject to a cap of 1008 points per month).
Movie Benefits
Dining Benefits
Other Benefits
Free purchase protection cover of Rs Rs 1 Lakhs.; USD 300 insurance for delayed baggage and loss of travel documents.; USD 500 insurance for loss of baggage.
Lounge Access
Fees & Charges
Joining Fee
INR 1,000
Annual Fee
INR 1,000 from second year onwards.
Cash Advance Fee
Cash Withdrawal Fee: 2.5% of the amount taken out as cash
Interest rate
Interest Rate: 3.6% per month (52.86% per annum).
Late Payment Fee
Late Payment Fee: Rs. 0 - 1200.
Foreign Currency Transactions Fee
Forex Markup: 3.5%
Other Fees
Reward Point Redemption Fee: INR 100 | Fuel Surchage: 1%, however, it is waived for transactions between Rs.400 to Rs.4000 (Capped at INR 400 per month).
Cons
No free movie tickets.
Low cashback rate.
Welcome Benefits: Users will get 5,000 reward points on net spends of INR 1,000 or more.
Reward System: Users will get 2 Edge reward points on spend of INR 125. Value of 1 reward point = 0.20. General cashback rate = 0.32%. 20 reward points on spending INR 125 on apparel and departmental stores. Apparel and departmental stores cashback rate: 3.2% (subject to a cap of 1008 points per month).
Milestone Benefits: Users will get 1,000 reward points for spending INR 30,000 every month.
Users will get 30% off on Swiggy twice a month, max discount is capped at INR 150 on each order.
Users will get 2 free lounge access per quarter.
Free purchase protection cover of INR 1 lakh.
USD 300 insurance for delayed baggage and loss of travel documents.
USD 500 insurance for loss of baggage.
Users will get up to 15% off at partner restaurants per month under Dining Delight program.
Rewards & Benifits
Welcome Benefits
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Rewards System
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
International Forex Markup
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Welcome Benefits and Reward System
Special Features
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Eligibility Criteria
Primary cardholder between the age of 18 and 70 years.
The individual should be a Resident of India
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
You can apply for the Axis Bank Rewards Credit Card online or at any Axis Bank branch. Here are the steps involved in applying for the card online.
Go to the Axis Bank website and click on the "Credit Cards" tab.
Click on the "Axis Bank Rewards Credit Card" link.
Enter your personal details, such as your name, address, and contact information.
Enter your income and employment details.
Upload a scanned copy of your PAN card and photograph.
Click on the "Submit" button.
An Axis Bank representative will contact you to verify your details and complete the application process.
Here are the documents required for applying for the LIC Axis Bank PlatinumCredit Card:
PAN card
Passport size photograph
Latest salary slip/Form 16/IT return copy
Proof of residence (any one of the following):
Electricity bill
Water bill
Telephone bill
Ration card
Voter ID card
Contact Details
1868 419 5555 & 1860 500 5555
Account Opening and Procedure
Recommended Credit Cards
Pros:-
Change the text to include your own content. Adjust the font, size or scale to customize the style.
Cons:-
Welcome Benefits: Users will get 5,000 reward points on net spends of INR 1,000 or more.
Reward System: Users will get 2 Edge reward points on spend of INR 125. Value of 1 reward point = 0.20. General cashback rate = 0.32%. 20 reward points on spending INR 125 on apparel and departmental stores. Apparel and departmental stores cashback rate: 3.2% (subject to a cap of 1008 points per month).
Milestone Benefits: Users will get 1,000 reward points for spending INR 30,000 every month.
Users will get 30% off on Swiggy twice a month, max discount is capped at INR 150 on each order.
Users will get 2 free lounge access per quarter.
Free purchase protection cover of INR 1 lakh.
USD 300 insurance for delayed baggage and loss of travel documents.
USD 500 insurance for loss of baggage.
Users will get up to 15% off at partner restaurants per month under Dining Delight program.
No free movie tickets.
Low cashback rate.
Axis Bank Rewards Credit Card is a great card for students/freshers and for people who are looking for an all-rounder card. The only major con of the card is its low cashback rate.
Axis Bank Rewards Credit Card is a great card for students/freshers and for people who are looking for an all-rounder card. The only major con of the card is its low cashback rate.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Product Review
Fees & Charges
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Fuel Surcharge
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Billing Cycle
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.