Axis Bank Rewards Credit Card
Card Details
Joining Fee:
Renewal Fee:
Card Type:
Reward Type:
Welcome Benefits:
Rewards & Benefits
Welcome Benefits
On spending INR 2,000 or more in the first sixty days, the user can get 2,000 reward points.
Milestone Benefits
annual fee reversal on spending inr 1,00,000 on the card.
Cashback Rate
cashback rate: 1. cashback rate: 1. cashback rate: 0.
Lounge Access
0
Movie Benefits
8
Dining Benefits
Other Benefits
reward system: users will get 10 points for spending of every inr 150 on dining, movies, departmental stores and grocery spending. value of 1 point = inr 0. 25. effective 6%. 1 reward points on all other spend per inr 150. effective general 25%. 1 reward point of inr 100 on all other spends. effective general 16%.
Fees & Charges
Joining Fee
On spending INR 2,000 or more in the first sixty days, the user can get 2,000 reward points.
Annual Fee
annual fee reversal on spending inr 1,00,000 on the card.
Cash Advance Fee
cashback rate: 1. cashback rate: 1. cashback rate: 0.
Interest rate
0
Late Payment Fee
8
Foreign Currency Transactions Fee
Other Fees
reward system: users will get 10 points for spending of every inr 150 on dining, movies, departmental stores and grocery spending. value of 1 point = inr 0. 25. effective 6%. 1 reward points on all other spend per inr 150. effective general 25%. 1 reward point of inr 100 on all other spends. effective general 16%.
Cons
No free movie tickets.
Low cashback rate.
Welcome Benefits: Users will get 5,000 reward points on net spends of INR 1,000 or more.
Reward System: Users will get 2 Edge reward points on spend of INR 125. Value of 1 reward point = 0.20. General cashback rate = 0.32%. 20 reward points on spending INR 125 on apparel and departmental stores. Apparel and departmental stores cashback rate: 3.2% (subject to a cap of 1008 points per month).
Milestone Benefits: Users will get 1,000 reward points for spending INR 30,000 every month.
Users will get 30% off on Swiggy twice a month, max discount is capped at INR 150 on each order.
Users will get 2 free lounge access per quarter.
Free purchase protection cover of INR 1 lakh.
USD 300 insurance for delayed baggage and loss of travel documents.
USD 500 insurance for loss of baggage.
Users will get up to 15% off at partner restaurants per month under Dining Delight program.
Rewards & Benifits
Welcome Benefits
Welcome Benefits: Get 5,000 reward points on net spends of INR 1,000 or more.
Rewards System
Reward System: Get 2 Edge reward points on spend of INR 125. Value of 1 reward point = 0.20. General cashback rate = 0.32%.Get 20 reward points on spending INR 125 on apparel and departmental stores. Apparel and departmental stores cashback rate: 3.2% (subject to a cap of 1008 points per month).
International Forex Markup
3.5%
Welcome Benefits and Reward System
Special Features
Users will get 2 Edge reward points on spend of INR 125. Value of 1 reward point = 0.20. General cashback rate = 0.32%.Get 20 reward points on spending INR 125 on apparel and departmental stores. Apparel and departmental stores cashback rate: 3.2% (subject to a cap of 1008 points per month).
Eligibility Criteria
Primary cardholder between the age of 18 and 70 years.
The individual should be a Resident of India
Benefits
Lounge benefits.
Travel insurance benefits.
Welcome benefits.
Cashback benefits.
Dining benefits.
Milestone benefits.
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
You can apply for the Axis Bank Rewards Credit Card online or at any Axis Bank branch. Here are the steps involved in applying for the card online.
Go to the Axis Bank website and click on the "Credit Cards" tab.
Click on the "Axis Bank Rewards Credit Card" link.
Enter your personal details, such as your name, address, and contact information.
Enter your income and employment details.
Upload a scanned copy of your PAN card and photograph.
Click on the "Submit" button.
An Axis Bank representative will contact you to verify your details and complete the application process.
Here are the documents required for applying for the LIC Axis Bank PlatinumCredit Card:
PAN card
Passport size photograph
Latest salary slip/Form 16/IT return copy
Proof of residence (any one of the following):
Electricity bill
Water bill
Telephone bill
Ration card
Voter ID card
Contact Details
1868 419 5555 & 1860 500 5555
Account Opening and Procedure
Recommended Credit Cards
Pros:-
Change the text to include your own content. Adjust the font, size or scale to customize the style.
Cons:-
Welcome Benefits: Users will get 5,000 reward points on net spends of INR 1,000 or more.
Reward System: Users will get 2 Edge reward points on spend of INR 125. Value of 1 reward point = 0.20. General cashback rate = 0.32%. 20 reward points on spending INR 125 on apparel and departmental stores. Apparel and departmental stores cashback rate: 3.2% (subject to a cap of 1008 points per month).
Milestone Benefits: Users will get 1,000 reward points for spending INR 30,000 every month.
Users will get 30% off on Swiggy twice a month, max discount is capped at INR 150 on each order.
Users will get 2 free lounge access per quarter.
Free purchase protection cover of INR 1 lakh.
USD 300 insurance for delayed baggage and loss of travel documents.
USD 500 insurance for loss of baggage.
Users will get up to 15% off at partner restaurants per month under Dining Delight program.
No free movie tickets.
Low cashback rate.
Axis Bank Rewards Credit Card is a great card for students/freshers and for people who are looking for an all-rounder card. The only major con of the card is its low cashback rate.
Axis Bank Rewards Credit Card
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Product Review
Fees & Charges
Joining fee: INR 1,000
Annual fee - INR 1,000 from second year onwards.
Late Payment Fee: Rs. 0 - 1200.
Interest Rate: 3.6% per month (52.86% per annum).
Cash Withdrawal Fee: 2.5% of the amount taken out as cash
Reward Point Redemption Fee: INR 100
Forex Markup: 3.5%
Fuel Surchage: 1%, however, it is waived for transactions between Rs.400 to Rs.4000 (Capped at INR 400 per month).
Fuel Surcharge
Fuel Surchage: 1%, however it is waived for transactions between Rs.400 to Rs.4000 (Capped at INR 400 per month).
Billing Cycle
30 Days.