Axis Bank SpiceJet Voyage Black Credit Card
Rewards & Benefits
Welcome Benefits
Users will get a SpiceJet voucher worth Rs. 4000 on 2 transactions within 30 days of card issuance and a SpiceClub Gold membership.
Milestone Benefits
Cashback Rate
Value of 1 SpiceClub point = INR 1.
Users will get 12 SpiceClub points for every INR 100 spent on the Spice Jet app. Effective travel cashback rate: 12%.
6 SpiceClub points for every INR 100 spent on online food orders. Effective online food order cashback rate: 6%.
3 SpiceClub points for every INR 100 spent on all other domestic retail & international transactions(excl fuel, wallet, EMI transaction). Effective general cashback rate: 3%.
Movie Benefits
Dining Benefits
Other Benefits
Customers can also avail complimentary SpiceClub Gold membership.
Lounge Access
Fees & Charges
Joining Fee
INR 2000
Annual Fee
Nil
Cash Advance Fee
Cash Withdrawal Fee: 2.5% (Min. Rs. 500) of the cash amount
Interest rate
3.6% per month (52.86% per annum)
Late Payment Fee
Late Payment Fee: charged depending on the customer’s Total amount due; ranges from Rs. 0 - 1200.
Foreign Currency Transactions Fee
3.50%
Other Fees
2nd Year onwards: Rs. 2000 | Fuel Surcharge: 1% of transaction amount (surcharge upto INR 400 is waived off per month). | Reward Point Redemption Fee: 0
Cons
Low general cashback rate.
No free movie tickets.
Welcome Benefit: Users will get a SpiceJet voucher worth Rs. 4000 on 2 transactions within 30 days of card issuance and a SpiceClub Gold membership.
Reward System: Value of 1 SpiceClub point = INR 1. Users will get 12 SpiceClub points for every INR 100 spent on the Spice Jet app. Effective travel cashback rate: 12%. 6 SpiceClub points for every INR 100 spent on online food orders. Effective online food order cashback rate: 6%. 3 SpiceClub points for every INR 100 spent on all other domestic retail & international transactions(excl fuel, wallet, EMI transaction). Effective general cashback rate: 3%.
Customers can also avail complimentary SpiceClub Gold membership.
The card also provides 8 domestic complimentary lounge visits per calendar.
Users can get up to 25% off at 4000+ partner restaurants.
Zero reward redemption fee.
Rewards & Benifits
Welcome Benefits
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Rewards System
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
International Forex Markup
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Welcome Benefits and Reward System
Special Features
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Eligibility Criteria
Primary cardholder should be between the age of 18 and 70 years.
The individual should be a Resident of India.
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
You can apply for the Axis Bank SpiceJet Voyage Black Credit Cardonline or offline. Here are the steps on how to apply online:
Go to the Axis Bank Credit Card website. Search for SpiceJet Axis Bank Voyage Black Credit Card.
Click on the "Apply Now" button.
Enter your personal details such as your name, email address, and mobile number.
Enter your income and employment details.
Upload a scanned copy of your PAN card and Aadhaar card.
Select the credit limit you want.
Click on the "Submit" button.
An Axis Bank representative will contact you to verify your details and complete the application process.
Contact Details
1868 419 5555 & 1860 500 5555
Account Opening and Procedure
Recommended Credit Cards
Pros:-
Change the text to include your own content. Adjust the font, size or scale to customize the style.
Cons:-
Welcome Benefit: Users will get a SpiceJet voucher worth Rs. 4000 on 2 transactions within 30 days of card issuance and a SpiceClub Gold membership.
Reward System: Value of 1 SpiceClub point = INR 1. Users will get 12 SpiceClub points for every INR 100 spent on the Spice Jet app. Effective travel cashback rate: 12%. 6 SpiceClub points for every INR 100 spent on online food orders. Effective online food order cashback rate: 6%. 3 SpiceClub points for every INR 100 spent on all other domestic retail & international transactions(excl fuel, wallet, EMI transaction). Effective general cashback rate: 3%.
Customers can also avail complimentary SpiceClub Gold membership.
The card also provides 8 domestic complimentary lounge visits per calendar.
Users can get up to 25% off at 4000+ partner restaurants.
Zero reward redemption fee.
Low general cashback rate.
No free movie tickets.
Axis Bank Voyage Black Credit Card is a feature rich credit card. It is a must have credit card for individuals who frequently air travel. It offers a great cashback rate of 12 % on air travel expenses through the Spice Jet app. However, it has limited attraction for non-air travelers because of its low non-travel cashback rate.
Axis Bank Voyage Black Credit Card is a feature rich credit card. It is a must have credit card for individuals who frequently air travel. It offers a great cashback rate of 12 % on air travel expenses through the Spice Jet app. However, it has limited attraction for non-air travelers because of its low non-travel cashback rate.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Product Review
Fees & Charges
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Fuel Surcharge
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Billing Cycle
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.