Axis Bank Vistara Signature Credit Card
Card Details
Joining Fee:
Renewal Fee:
Card Type:
Reward Type:
Welcome Benefits:
Rewards & Benefits
Welcome Benefits
On spending INR 2,000 or more in the first sixty days, the user can get 2,000 reward points.
Milestone Benefits
annual fee reversal on spending inr 1,00,000 on the card.
Cashback Rate
cashback rate: 1. cashback rate: 1. cashback rate: 0.
Lounge Access
0
Movie Benefits
8
Dining Benefits
Other Benefits
reward system: users will get 10 points for spending of every inr 150 on dining, movies, departmental stores and grocery spending. value of 1 point = inr 0. 25. effective 6%. 1 reward points on all other spend per inr 150. effective general 25%. 1 reward point of inr 100 on all other spends. effective general 16%.
Fees & Charges
Joining Fee
On spending INR 2,000 or more in the first sixty days, the user can get 2,000 reward points.
Annual Fee
annual fee reversal on spending inr 1,00,000 on the card.
Cash Advance Fee
cashback rate: 1. cashback rate: 1. cashback rate: 0.
Interest rate
0
Late Payment Fee
8
Foreign Currency Transactions Fee
Other Fees
reward system: users will get 10 points for spending of every inr 150 on dining, movies, departmental stores and grocery spending. value of 1 point = inr 0. 25. effective 6%. 1 reward points on all other spend per inr 150. effective general 25%. 1 reward point of inr 100 on all other spends. effective general 16%.
Cons
Low cashback rate.
The card is useful only for travel frequent air travelers.
High interest rate.
Limited value add features.
Welcome Benefit: Users will get 1 complimentary Economy ticket on joining and a complimentary Club Vistara membership.
Reward System: Users will earn 2 points for every INR 100 spent, value of 1 point: INR 0.38, cashback rate: of 0.76%.
Milestone Benefits: Users can earn bonus CV points and up to 4 complimentary Premium Economy Class ticket vouchers on spending between 1,50,000 to 9,00,000.
users will get 2 complimentary lounge access per quarter.
Purchase Protection covers up to Rs.1 lakh Cover upto USD 300 for Loss of travel documents, delay of check-in baggage, and loss of check-in baggage.
Rewards & Benifits
Welcome Benefits
Users will get 1 complimentary Economy ticket on joining and a complimentary Club Vistara membership.
Rewards System
Users will earn 2 points for every INR 100 spent, value of 1 point: INR 0.38, cashback rate: of 0.76%.
International Forex Markup
3.5%
Welcome Benefits and Reward System
Special Features
Users can earn bonus CV points and up to 4 complimentary Premium Economy Class ticket vouchers on spending between 1,50,000 to 9,00,000.
Eligibility Criteria
Primary cardholder should be 18-70 years of age.
Net income should be minimum INR 6,00,000 per annum.
Applicant should be a resident of India
Benefits
Club Vistara Silver membership.
Welcome benefit,
Milestone benefit.
Travel insurance.
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
You can apply for the Axis Bank Vistara Credit Card online or offline. Here are the steps on how to apply online:
Go to the Axis Bank Credit Card website. Search for Vistara Credit card.
Click on the "Apply Now" button.
Enter your personal details such as your name, email address, and mobile number.
Enter your income and employment details.
Upload a scanned copy of your PAN card and Aadhaar card.
Select the credit limit you want.
Click on the "Submit" button.
An Axis Bank representative will contact you to verify your details and complete the application process.
Contact Details
1863 419 5555 & 1860 500 5555
Account Opening and Procedure
Recommended Credit Cards
Pros:-
Change the text to include your own content. Adjust the font, size or scale to customize the style.
Cons:-
Welcome Benefit: Users will get 1 complimentary Economy ticket on joining and a complimentary Club Vistara membership.
Reward System: Users will earn 2 points for every INR 100 spent, value of 1 point: INR 0.38, cashback rate: of 0.76%.
Milestone Benefits: Users can earn bonus CV points and up to 4 complimentary Premium Economy Class ticket vouchers on spending between 1,50,000 to 9,00,000.
users will get 2 complimentary lounge access per quarter.
Purchase Protection covers up to Rs.1 lakh Cover upto USD 300 for Loss of travel documents, delay of check-in baggage, and loss of check-in baggage.
Low cashback rate.
The card is useful only for travel frequent air travelers.
High interest rate.
Limited value add features.
Axis Bank Vistara Signature Credit Card is a great credit card for individuals who frequently air travel. One can potentially get 3-4 free air tickets and there are a variety of other travel related benefits such as free Club Vistara membership and 2 free domestic lounge visits.
Axis Bank Vistara Signature Credit Card
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Product Review
Fees & Charges
Joining Fee: Rs. 3000
Annual Fee - 2nd Year onwards: Rs. 3000.
Cash Withdrawal Fee from ATM - 2.5% of the cash amount.
Late Payment Fee: charged depending on the customer’s Total amount due; ranges from Rs. 0 - 1200.
Reward Redemption Fee: You will be charged INR 1000 for redeeming an air ticket as taxes + service charges
Forex Fee: 3.5%
Interest Rate: Interest Rate: 3.6% per month (52.86% per annum)
Fuel Surcharge
1% without any waiver.
Billing Cycle
30 Days