Axis KWIK Credit Card
Rewards & Benefits
Welcome Benefits
None
Milestone Benefits
Cashback Rate
Users will be awarded 2 EDGE reward points for every Rs. 200 spent (1 EDGE reward point for every Rs. 100 spent).
1 reward point = Rs. 0.20. Effective cashback rate: 0.2%.
Movie Benefits
Dining Benefits
Other Benefits
UPI on credit card. Virtual credit card. Easy activation. Other Benefits: The card provides a seamless experience of using UPI through a virtual credit card generated through the Kiwi App.
Lounge Access
Fees & Charges
Joining Fee
Annual Fee
Joining/Annual Fees: NIL
Cash Advance Fee
Interest rate
3.6% p.m. (52.86% p.a.)
Late Payment Fee
Late payment Charges: Ranges from INR 500 to INR 1200.
Foreign Currency Transactions Fee
Foreign Currency Mark-up fees: 3.5% of the transaction value.
Other Fees
Cash Advance Charges: N/A
Cons
No welcome offer.
No lounge access programs are available.
Low reward benefits.
Rewards: Users will be awarded 2 EDGE reward points for every Rs. 200 spent (1 EDGE reward point for every Rs. 100 spent). 1 reward point = Rs. 0.20. Effective Cashback Rate: 0.2%.
Other Benefits: The card provides a seamless experience of using UPI through a virtual credit card generated through the Kiwi App.
Rewards & Benifits
Welcome Benefits
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Rewards System
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
International Forex Markup
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Welcome Benefits and Reward System
Special Features
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Eligibility Criteria
Primary cardholders should be between 18 and 70 years.
The individual should be resident of India.
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
Visit the Axis Bank website: https://www.axisbank.com/retail/cards/credit-card/axis-bank-kwik-credit-card
Click on the "Apply Now" button.
Fill out the online application form with your personal details, income information, and contact information.
Upload the required documents (PAN card/Form 60, address proof, identity proof, and income proof).
Submit the application and wait for a response from Axis Bank.
Contact Details
Account Opening and Procedure
Recommended Credit Cards
Pros:-
Change the text to include your own content. Adjust the font, size or scale to customize the style.
Cons:-
Rewards: Users will be awarded 2 EDGE reward points for every Rs. 200 spent (1 EDGE reward point for every Rs. 100 spent). 1 reward point = Rs. 0.20. Effective Cashback Rate: 0.2%.
Other Benefits: The card provides a seamless experience of using UPI through a virtual credit card generated through the Kiwi App.
No welcome offer.
No lounge access programs are available.
Low reward benefits.
The Axis Bank Kwik Credit Card is a good choice for individuals who: Prioritize convenience and a free card over premium features, Actively use UPI payments and want to extend them to credit card transactions, and Are new to credit cards and want to build their credit history with a basic option. However, if you're looking for a card with travel benefits, higher reward rates, or additional features, you might want to consider other options available in the market.
The Axis Bank Kwik Credit Card is a good choice for individuals who: Prioritize convenience and a free card over premium features, Actively use UPI payments and want to extend them to credit card transactions, and Are new to credit cards and want to build their credit history with a basic option. However, if you're looking for a card with travel benefits, higher reward rates, or additional features, you might want to consider other options available in the market.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Product Review
Fees & Charges
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Fuel Surcharge
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Billing Cycle
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.