Axis KWIK Credit Card
MyRupaya Ratings
Product Details
Credit Card Name :
Axis KWIK Credit Card
Bank Name :
Axis Bank
Type :
Regular Credit Card
Interest Rate :
3.6% p.m. (52.86% p.a.)
Eligibility :
Primary cardholders should be between 18 and 70 years.
The individual should be resident of India.
Pros
Rewards: Users will be awarded 2 EDGE reward points for every Rs. 200 spent (1 EDGE reward point for every Rs. 100 spent). 1 reward point = Rs. 0.20. Effective Cashback Rate: 0.2%.
Other Benefits: The card provides a seamless experience of using UPI through a virtual credit card generated through the Kiwi App.
Cons
No welcome offer.
No lounge access programs are available.
Low reward benefits.
Pros & Cons
Welcome Benefits
None
Rewards System
Users will be awarded 2 EDGE reward points for every Rs. 200 spent (1 EDGE reward point for every Rs. 100 spent). 1 reward point = Rs. 0.20. Effective Cashback Rate: 0.2%.
International Forex Markup
3.5% of the transaction value.
Welcome Benefits and Reward System
Special Features
Credit card on UPI, customers can do UPI transactions through this credit card.
Eligibility Criteria
Primary cardholders should be between 18 and 70 years.
The individual should be resident of India.
Benefits
UPI on credit card.
Virtual credit card.
Easy activation.
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
Visit the Axis Bank website: https://www.axisbank.com/retail/cards/credit-card/axis-bank-kwik-credit-card
Click on the "Apply Now" button.
Fill out the online application form with your personal details, income information, and contact information.
Upload the required documents (PAN card/Form 60, address proof, identity proof, and income proof).
Submit the application and wait for a response from Axis Bank.
Contact Details
Account Opening and Procedure
Recommended Credit Cards
Pros:-
Change the text to include your own content. Adjust the font, size or scale to customize the style.
Cons:-
Rewards: Users will be awarded 2 EDGE reward points for every Rs. 200 spent (1 EDGE reward point for every Rs. 100 spent). 1 reward point = Rs. 0.20. Effective Cashback Rate: 0.2%.
Other Benefits: The card provides a seamless experience of using UPI through a virtual credit card generated through the Kiwi App.
No welcome offer.
No lounge access programs are available.
Low reward benefits.
The Axis Bank Kwik Credit Card is a good choice for individuals who: Prioritize convenience and a free card over premium features, Actively use UPI payments and want to extend them to credit card transactions, and Are new to credit cards and want to build their credit history with a basic option. However, if you're looking for a card with travel benefits, higher reward rates, or additional features, you might want to consider other options available in the market.
Axis Kwik Credit Card
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Product Review
Fees & Charges
Joining/Annual Fees: NIL
Interest Rate: 3.6% p.m. (52.86% p.a.)
Cash Advance Charges: N/A
Late payment Charges: Ranges from INR 500 to INR 1200.
Foreign Currency Mark-up fees: 3.5% of the transaction value.
Fuel Surcharge
1% Fuel surcharge waiver is applicable for fuel spent between INR 400 and INR 4000. Maximum waiver up to INR 150 per month.
Billing Cycle
30 Days