Bajaj Finserv DBS Bank 5 X Super Card
Rewards & Benefits
Welcome Benefits
Users will get 2000 cash points as a welcome benefit.
Milestone Benefits
Milestone Benefits: 5X rewards can be earned on reaching spends of Rs 10,000 per month.
Cashback Rate
Users will earn 2 cash points on every INR 200 spent for all spends apart from fuel spends and cash withdrawals.
The value of 1 RP = Rs. 0.25 . Effective cashback rate is 0.25%.
5X rewards can be earned on reaching spends of Rs. 10,000 per month.
Users will get 5% cashback on a down payment made at any Bajaj Finserv EMI Network partner store. Users can earn cash points equivalent to a 20% discount on purchases of eligible memberships from DBS Cards+ IN App.
Movie Benefits
Dining Benefits
Other Benefits
Fuel Surcharge waiver facility is available.; Users will get a complimentary Bajaj Finserv Health Prime membership.
Lounge Access
Fees & Charges
Joining Fee
Nil
Annual Fee
INR 499 plus taxes.
Cash Advance Fee
2% of the cash withdrawn or Rs 300. (Whichever is higher).
Interest rate
42% - 48% per annum
Late Payment Fee
15% of Total Amount Due (Min Rs. 50 and Max Rs. 1,500).
Foreign Currency Transactions Fee
3.50%
Other Fees
Cons
Limited features and benefits are available. Not a globally accepted card.
Welcome Benefit: Users will get 2000 cash points as a welcome benefit.
Reward System: Users will earn 2 cash points on every INR 200 spent for all spends apart from fuel spends and cash withdrawals. The value of 1 RP = Rs. 0.25 . Effective cashback rate is 0.25%. 5X rewards can be earned on reaching spends of Rs. 10,000 per month. 10X rewards on eligible spends done on the rewards platform within the DBS Card+ IN app.
Milestone Benefits: 5X rewards can be earned on reaching spends of Rs. 10,000 per month.
Fuel Surcharge waiver facility is available.
Users will get a complimentary Bajaj Finserv Health Prime membership.
Users will get 5% cashback on a down payment made at any Bajaj Finserv EMI Network partner store.
Users can earn cash points equivalent to a 20% discount on purchases of eligible memberships from DBS Cards+ IN App.
Rewards & Benifits
Welcome Benefits
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Rewards System
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Welcome Benefits and Reward System
Special Features
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Eligibility Criteria
Age: Minimum 21 years and maximum 60 years.
Income: Minimum annual income of Rs. 3 lakhs.
Employment: You should be a salaried employee, self-employed professional, or a business owner.
Credit score: You should have a good credit score of at least 750.
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
Contact Details
1860 267 6789
Account Opening and Procedure
Recommended Credit Cards
Pros:-
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Cons:-
Welcome Benefit: Users will get 2000 cash points as a welcome benefit.
Reward System: Users will earn 2 cash points on every INR 200 spent for all spends apart from fuel spends and cash withdrawals. The value of 1 RP = Rs. 0.25 . Effective cashback rate is 0.25%. 5X rewards can be earned on reaching spends of Rs. 10,000 per month. 10X rewards on eligible spends done on the rewards platform within the DBS Card+ IN app.
Milestone Benefits: 5X rewards can be earned on reaching spends of Rs. 10,000 per month.
Fuel Surcharge waiver facility is available.
Users will get a complimentary Bajaj Finserv Health Prime membership.
Users will get 5% cashback on a down payment made at any Bajaj Finserv EMI Network partner store.
Users can earn cash points equivalent to a 20% discount on purchases of eligible memberships from DBS Cards+ IN App.
Limited features and benefits are available. Not a globally accepted card.
The Bajaj Finserv DBS Bank 5X Super Card is a great option for high spenders who prioritize maximizing cashback on everyday purchases. Its 5X rewards milestone, bonus points, and accelerated rewards offer significant cashback potential. The fuel surcharge waiver, EMI cashback, and welcome bonus add further value. However, the high annual fee, limited redemption options, fuel waiver cap, and lower point value might not be ideal for low spenders or those seeking diverse benefits.
The Bajaj Finserv DBS Bank 5X Super Card is a great option for high spenders who prioritize maximizing cashback on everyday purchases. Its 5X rewards milestone, bonus points, and accelerated rewards offer significant cashback potential. The fuel surcharge waiver, EMI cashback, and welcome bonus add further value. However, the high annual fee, limited redemption options, fuel waiver cap, and lower point value might not be ideal for low spenders or those seeking diverse benefits.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Product Review
Fees & Charges
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Fuel Surcharge
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Billing Cycle
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