Binge SuperCard
MyRupaya Ratings
Product Details
Credit Card Name :
Binge SuperCard
Bank Name :
Bajaj Finance
Type :
Lifestyle Credit Card
Interest Rate :
Interest Rate/ charges: upto 3.99% p.m (upto 47.88% p.a)
Eligibility :
Nationality: Indian
Age: 21 to 70 years.
Employment and Credit Score: At bank's Discretion
Pros
Users can Convert available cash limit into a Personal Loan for 3 months at 1.16% interest rate per month at no processing fee.
Users get Unlimited interest-free withdrawal of their available cash limit from all ATMs in India up to your billing date; maximum period of 50 Days.
Reward Benefits: Get 1 Reward Point for every Rs. 100 you spend on all that you like.
Get 12 Reward Points for every Rs. 100 on all online spends, except for online purchases made on Education, insurance, Utilities, Rent Payment Spend Rs. 2,00,000 in a year and get up to 10,000 Reward Points (exclude rental spends).
Get 1+1 Bookmyshow offer on movie tickets (Upto Rs. 200) once a month on any day.
2 Complimentary domestic airport lounge access per year (1 per quarter).
Get Cash on Card Get cash instantly and pay back in instalments with Dial for Cash. program. Get a pre-approved loan without blocking the credit limit of your Card.
Transfer Balance from other Credit Card Facility of Transfer n Pay program allows you to transfer your outstanding from other bank’s Credit Cards to your EasySaver SuperCard at lower interest rates and convert it into Easy Monthly Instalments (EMIs)
Xpress Cash: A unique feature that allows users to get an instant loan within their credit limit. Users can pay back in easy installments and enjoy a host of benefits such as document-free process and paperless money transfer.
Cash Advance program that fulfills your short-term cash requirements.
Users also enjoy a credit-free period of up to 50 days as an added benefit Contactless Transactions Quick payments: Tap and pay facility available
Cons
- Very low cashback rate.
- No internation lounge access.
- Welcome rewards only on paying the joining fees. (No welcome rewards will be given to First Year Free cards)
Pros & Cons
Welcome Benefits
Rewards System
Get 1 RBL reward point on spend of INR 400
Value of 1 RBL reward point INR 0.25
General Cashback Rate 0.25%.
Get 12 Reward Points for every Rs. 100 on all online spends, except for online purchases made on Education, insurance, Utilities, Rent Payment Spend Rs. 2,00,000 in a year and get up to 10,000 Reward Points (exclude rental spends).
International Forex Markup
Welcome Benefits and Reward System
Special Features
Eligibility Criteria
Nationality: Indian
Age: 21 to 70 years.
Employment and Credit Score: At bank's Discretion
Benefits
12X rewards on online spends: You will earn 12 reward points for every Rs. 100 spent on online spends, up to 800 Reward Points per month.
Complimentary airport lounge access: Get 2 complimentary visits to select airport lounges in India every year.
Easy to apply: You can apply for the card online or through a bank branch. You will need to provide your personal and financial information, as well as submit a copy of your PAN card and income proof.
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
here are the steps on how to apply for the RBL Bank + Bajaj finance Binge SuperCard:
Go to the RBL Bank website or the Bajaj Finserv website.
Click on the "Apply for Credit Card" button.
Select the RBL Bank + Bajaj finance Binge SuperCard.
Enter your personal and financial information.
Submit a copy of your PAN card and income proof.
You will receive an email or SMS from RBL Bank or Bajaj Finserv with the status of your application.
Contact Details
RBL Bank Credit Card Helpline
+91 22 6232 7777
Email: cardservices@rblbank.com
Account Opening and Procedure
Recommended Credit Cards
Pros:-
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Cons:-
Users can Convert available cash limit into a Personal Loan for 3 months at 1.16% interest rate per month at no processing fee.
Users get Unlimited interest-free withdrawal of their available cash limit from all ATMs in India up to your billing date; maximum period of 50 Days.
Reward Benefits: Get 1 Reward Point for every Rs. 100 you spend on all that you like.
Get 12 Reward Points for every Rs. 100 on all online spends, except for online purchases made on Education, insurance, Utilities, Rent Payment Spend Rs. 2,00,000 in a year and get up to 10,000 Reward Points (exclude rental spends).
Get 1+1 Bookmyshow offer on movie tickets (Upto Rs. 200) once a month on any day.
2 Complimentary domestic airport lounge access per year (1 per quarter).
Get Cash on Card Get cash instantly and pay back in instalments with Dial for Cash. program. Get a pre-approved loan without blocking the credit limit of your Card.
Transfer Balance from other Credit Card Facility of Transfer n Pay program allows you to transfer your outstanding from other bank’s Credit Cards to your EasySaver SuperCard at lower interest rates and convert it into Easy Monthly Instalments (EMIs)
Xpress Cash: A unique feature that allows users to get an instant loan within their credit limit. Users can pay back in easy installments and enjoy a host of benefits such as document-free process and paperless money transfer.
Cash Advance program that fulfills your short-term cash requirements.
Users also enjoy a credit-free period of up to 50 days as an added benefit Contactless Transactions Quick payments: Tap and pay facility available
- Very low cashback rate.
- No internation lounge access.
- Welcome rewards only on paying the joining fees. (No welcome rewards will be given to First Year Free cards)
MakeMyTrip ICICI Bank Credit Card
MakeMyTrip ICICI Bank Credit Card is a decent travel credit card. It gives your low forex charges, lounge benefits, and free membership to MMTBlack. It completely justified its fees.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Product Review
Fees & Charges
Joining fees: Rs 999 & add-on cardholder
Annual membership Fees: 999 + GST (second year onwards)
Cash Advance fee: 2.5% of the cash amount withdrawn (minimum Rs 500)
Late Payment fees: Up to Rs.100 - ZeroLate fee. Above Rs.100 -12.5% of total due amount (Max Rs. 1300/-)
Finance charges/ Interest Charges: upto 3.99% p.m (upto 47.88% p.a)
Foreign Currency Transaction Fees: 3.5%
Reward Redemption fees: Rs 99
EMI Processing fees : Rs 199 + GST
Fuel Surcharge
Billing Cycle
30 days