Club Vistara SBI Card
MyRupaya Ratings
Product Details
Credit Card Name :
Club Vistara SBI Card
Bank Name :
State Bank Of India
Type :
Travel Credit Card
Interest Rate :
3.50% per month (42% per annum) from the transaction date.
Eligibility :
Age: You must be minimum 21 and maximum 70 years old.
Income: You must have a stable source of income.
Credit score: A good credit score is generally required.
Pros
Welcome Benefit: Get 1 economy ticket as an free git voucher on payment of annual / renewal fee.
Reward System: Earn 1.5 CV points per INR 100 spent on all your spends. Value of 1 point = INR 0.75. Cashback percentage: 1.12%
Spend INR 50,000 within 90 days of card issuance and get free 1000 bonus CV Points.
Milestone Benefit: Get 1 economy ticket each on annual spends of INR 1.25 lakhs, INR 2.5 lakhs, INR 5 lakhs. Get 1 hotel voucherfrom Yatra worth INR 5,000 on reaching annual spends of INR 5 lakhs.
Cancellation Insurance: Up to 4 cancellations per year, each limited to INR 3,500.
Insurance: lost card liability up to INR 1 lakh. Air Accident Cover up to INR 50 Lakh. Loss of check in baggage up to INR 72,000. Delay of check in baggage INR 7,500. Loss of travel documents up to INR 12,500. Baggage damage- cover up to INR 5000.
Enjoy 4 free visits per year to domestic airport lounges (subject to a max of 1 each quarter).
Enjoy complimentary membership to the Priority Pass Program worth $99.
Cons
No free movie tickets.
Low cashback rate.
Pros & Cons
Welcome Benefits
Welcome Benefit: Get 1 economy ticket as an free git voucher on payment of annual / renewal fee.
Rewards System
Reward System: Earn 1.5 CV points per INR 100 spent on all your spends. Value of 1 point = INR 0.75. Cashback percentage: 1.12%
International Forex Markup
3.5%.
Welcome Benefits and Reward System
Special Features
Milestone Benefit: Get 1 economy ticket each on annual spends of INR 1.25 lakhs, INR 2.5 lakhs, INR 5 lakhs. Get 1 hotel voucherfrom Yatra worth INR 5,000 on reaching annual spends of INR 5 lakhs.
Eligibility Criteria
Age: You must be minimum 21 and maximum 70 years old.
Income: You must have a stable source of income.
Credit score: A good credit score is generally required.
Benefits
Great milestone benefits.
Great travel benefits.
Acess to complimentary membership to the Priority Pass Program worth $99.
Great insurance cover including cancellation cover.
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
1. Online: This is the faster and more convenient method:
Visit the SBI Card website: Head to the official SBI Card website.
Navigate to the Club Vistara SBI Card page: Find the "Personal" category and choose "Shopping" as the sub-category.
Click "Apply Now": Look for the prominent "Apply Now" button on the card page.
Fill out the application form: Provide your personal details, income information, and KYC documents like PAN, etc.
Review and submit: Carefully review the application details.
Await decision: You'll receive an instant preliminary decision based on the information provided.
2. Offline: This method involves visiting a SBI branch and completing the application process:
Visit an SBI branch: Find a nearby SBI branch and express your interest in applying for the Club Vistara SBI Card.
Fill out the application form: A bank representative will assist you with the form and guide you through the process.
Submit the form and documents: Provide all requisite documents such as PAN, Aadhaar, and income proof along with the completed application.
Await decision: The bank will process your application and inform you about the final decision through your preferred communication channel.
Contact Details
l 1860 500 1290, 1860 180 1290, 39 02 02 02(Prefix local the STD code) or 1800 180 1290 (Toll Free)
Account Opening and Procedure
Recommended Credit Cards
Pros:-
Change the text to include your own content. Adjust the font, size or scale to customize the style.
Cons:-
Welcome Benefit: Get 1 economy ticket as an free git voucher on payment of annual / renewal fee.
Reward System: Earn 1.5 CV points per INR 100 spent on all your spends. Value of 1 point = INR 0.75. Cashback percentage: 1.12%
Spend INR 50,000 within 90 days of card issuance and get free 1000 bonus CV Points.
Milestone Benefit: Get 1 economy ticket each on annual spends of INR 1.25 lakhs, INR 2.5 lakhs, INR 5 lakhs. Get 1 hotel voucherfrom Yatra worth INR 5,000 on reaching annual spends of INR 5 lakhs.
Cancellation Insurance: Up to 4 cancellations per year, each limited to INR 3,500.
Insurance: lost card liability up to INR 1 lakh. Air Accident Cover up to INR 50 Lakh. Loss of check in baggage up to INR 72,000. Delay of check in baggage INR 7,500. Loss of travel documents up to INR 12,500. Baggage damage- cover up to INR 5000.
Enjoy 4 free visits per year to domestic airport lounges (subject to a max of 1 each quarter).
Enjoy complimentary membership to the Priority Pass Program worth $99.
No free movie tickets.
Low cashback rate.
MakeMyTrip ICICI Bank Credit Card
MakeMyTrip ICICI Bank Credit Card is a decent travel credit card. It gives your low forex charges, lounge benefits, and free membership to MMTBlack. It completely justified its fees.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Product Review
Fees & Charges
Annual Fee (one time): INR 1499 + Taxes.
Renewal Fee (per annum): INR 1499 + Taxes.
Cash Advance fees: 2.5% or Rs. 500 whichever is higher at domestic ATMs and 2.5% or Rs. 500, whichever is higher at international ATMs.
Interest Rate: Up to 3.50% per month (42% per annum) from the transaction date.
Late Payment charges will be applicable if Minimum Amount Due is not paid by the payment due date. NIL for Outstanding Amount on payment date from Rs.0-Rs.500, Rs. 400 for Outstanding Amount greater than Rs. 500 & up to Rs. 1000; Rs. 750 for Outstanding Amount greater than Rs. 1000 & up to Rs. 10,000; Rs. 950 for Outstanding Amount greater than Rs. 10,000 up to Rs. 25,000; Rs. 1100 for Outstanding Amount greater than Rs. 25,000 & up to Rs. 50,000; Rs. 1300 for Outstanding Amount greater than Rs. 50,000.
Reward Redemption Fees: INR 99/- per redemption.
Fuel Surcharge
1% Fuel Surcharge waiver for each transaction between INR 500 and INR 4,000. Maximum Surcharge waiver of INR 250 per statement cycle, per credit card account.
Billing Cycle
30 Days.