Emirates Skywards Rubyx Credit Card
Rewards & Benefits
Welcome Benefits
None
Milestone Benefits
Cashback Rate
Users can earn up to 1.5 Skywards Miles per INR 100 for all categories.
These Skyward Miles can be used to book Emirates tickets.
Movie Benefits
Users can avail 25% discount up to Rs 100 on the purchase of a minimum of two tickets, up to twice in a month, on BookMyShow and Inox.
Dining Benefits
Other Benefits
Lounge Access
Fees & Charges
Joining Fee
INR 1,000
Annual Fee
(Second year onwards): INR 1,000
Cash Advance Fee
Cash Withdrawal Fee: 2.5% on advanced amount , subject to minimum of INR 300.
Interest rate
Interest Rate: 3.67% per month (annual interest rate - 44%).
Late Payment Fee
Late Payment Charges: 0-1200 depending on the outstanding amount.second year onwards)
Foreign Currency Transactions Fee
Forex Marku: 3.5%
Other Fees
Rewards Redemption Fee: INR 99
Cons
Card offers cashback only in form of Skyward Miles.
Card offers limited value add benefits.
No free movie tickets.
Reward System: Users can earn up to 1.5 Skywards Miles per INR 100 on all categories. These Skyward Miles can be used for the purposes of booking Emirates tickets.
1 free domestic lounge access per quarter.
Users can avail 25% discount up to INR 100 on the purchase of a minimum of two tickets, up to twice in a month, on BookMyShow and Inox.
Rewards & Benifits
Welcome Benefits
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Rewards System
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International Forex Markup
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Welcome Benefits and Reward System
Special Features
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Eligibility Criteria
Age: You must be a minimum of 21 years old for primary cardholder (18 years old for supplementary cardholders).
Employment: You must be either self-employed or salaried.
Credit Score: You must have a good credit score. This means no recent defaults or delinquencies on loans or credit cards.
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
1. Online:
Visit ICICI Bank website.
Fill out the online application form with the correct details.
Upload the required documents when prompted.
Submit the application and track its status online.
2. Bank Branch:
Visit the ICICI Bank branch nearest to you.
Meet a customer service representative and express your interest of availing the credit card.
Provide them with your KYC documents and fill out the application form.
Submit the application and inquire about further processing steps.
Contact Details
1800 1080
Account Opening and Procedure
Recommended Credit Cards
Pros:-
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Cons:-
Reward System: Users can earn up to 1.5 Skywards Miles per INR 100 on all categories. These Skyward Miles can be used for the purposes of booking Emirates tickets.
1 free domestic lounge access per quarter.
Users can avail 25% discount up to INR 100 on the purchase of a minimum of two tickets, up to twice in a month, on BookMyShow and Inox.
Card offers cashback only in form of Skyward Miles.
Card offers limited value add benefits.
No free movie tickets.
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Application Procedure
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Product Review
Fees & Charges
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Fuel Surcharge
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Billing Cycle
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