Etihad Guest SBI Premier Card
Card Details
Joining Fee:
Renewal Fee:
Card Type:
Reward Type:
Welcome Benefits:
Rewards & Benefits
Welcome Benefits
On spending INR 2,000 or more in the first sixty days, the user can get 2,000 reward points.
Milestone Benefits
annual fee reversal on spending inr 1,00,000 on the card.
Cashback Rate
cashback rate: 1. cashback rate: 1. cashback rate: 0.
Lounge Access
0
Movie Benefits
8
Dining Benefits
Other Benefits
reward system: users will get 10 points for spending of every inr 150 on dining, movies, departmental stores and grocery spending. value of 1 point = inr 0. 25. effective 6%. 1 reward points on all other spend per inr 150. effective general 25%. 1 reward point of inr 100 on all other spends. effective general 16%.
Cons
The cashback is available only in the form of Etihad miles which can be only used for travel and hotel booking.
No free movie tickets.
Welcome Benefit: Users will get 5000 Etihad guest miles and Etihad Guest Gold Tier status.
Reward System: Value of 1 point Rs. 0.25. Users will get 6 Etihad guest miles on every INR 100 spent on Etihad.com. Effective cashback rate: 1.50%. 4 Etihad guest miles on every INR 100 spent on International spending. Effective cashback rate: 1%. 2 Etihad guest miles on every INR 100 spent on other spend. Effective cashback rate: 0.50%.
Milestone Benefit: Users will receive 1 companion voucher on their registered e-mail ID, within 30 days of achieving spending of INR 8,00,000. and 1,500 Etihad Guest miles on annual spends of 15 lakhs.
Users will get upto 10% (3% on Economy Class and 10% on Business Class) discount on direct Etihad Airways booking.
Users will get 5% discount on travel rewards miles redemption.
Fee Reversal: On spending a minimum of INR 5,00,000 in a year, annual membership fee will be revesrsed.
Free membership to the Priority Pass Program worth $99.
4 complimentary airport lounge visits per year, outside India (max. 2 visits per quarter).
8 complimentary visits per year to domestic Visa card lounges in India 2 visits per quarter).
Complimentary overseas air accident coverage of INR 50 Lakh. Complimentary fraud liability cover of INR 1 Lakh. Complimentary lost baggage allowance of up to USD 1000.
Rewards & Benifits
Welcome Benefits
5000 Etihad guest miles and Etihad Guest Gold Tier status.
Rewards System
Value of 1 point Rs. 0.25. Users will get 6 Etihad guest miles on every INR 100 spent on Etihad.com. Effective cashback rate: 1.50%. 4 Etihad guest miles on every INR 100 spent on International spending. Effective cashback rate: 1%. 2 Etihad guest miles on every INR 100 spent on other spend. Effective cashback rate: 0.50%.
International Forex Markup
3.5%.
Welcome Benefits and Reward System
Special Features
Free membership to the Priority Pass Program worth $99.
Eligibility Criteria
Age: You must be minimum 21 and maximum 70 years old.
Income: You must have a stable source of income.
Credit score: A good credit score is generally required.
Benefits
Great travel benefits.
Free membership to the Priority Pass Program worth $99.
10% off on international flights.
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
1. Online: This is the faster and more convenient method:
Visit the SBI Card website: Head to the official SBI Card website.
Navigate to the Etihad Guest SBI Premier Card page: Find the "Personal" category and choose "Shopping" as the sub-category.
Click "Apply Now": Look for the prominent "Apply Now" button on the card page.
Fill out the application form: Provide your personal details, income information, and KYC documents like PAN, etc.
Review and submit: Carefully review the application details.
Await decision: You'll receive an instant preliminary decision based on the information provided.
2. Offline: This method involves visiting a SBI branch and completing the application process:
Visit an SBI branch: Find a nearby SBI branch and express your interest in applying for the Etihad Guest SBI Premier Card.
Fill out the application form: A bank representative will assist you with the form and guide you through the process.
Submit the form and documents: Provide all requisite documents such as PAN, Aadhaar, and income proof along with the completed application.
Await decision: The bank will process your application and inform you about the final decision through your preferred communication channel.
Contact Details
l 1860 500 1290, 1860 180 1290, 39 02 02 02(Prefix local the STD code) or 1800 180 1290 (Toll Free)
Account Opening and Procedure
Recommended Credit Cards
Pros:-
Change the text to include your own content. Adjust the font, size or scale to customize the style.
Cons:-
Welcome Benefit: Users will get 5000 Etihad guest miles and Etihad Guest Gold Tier status.
Reward System: Value of 1 point Rs. 0.25. Users will get 6 Etihad guest miles on every INR 100 spent on Etihad.com. Effective cashback rate: 1.50%. 4 Etihad guest miles on every INR 100 spent on International spending. Effective cashback rate: 1%. 2 Etihad guest miles on every INR 100 spent on other spend. Effective cashback rate: 0.50%.
Milestone Benefit: Users will receive 1 companion voucher on their registered e-mail ID, within 30 days of achieving spending of INR 8,00,000. and 1,500 Etihad Guest miles on annual spends of 15 lakhs.
Users will get upto 10% (3% on Economy Class and 10% on Business Class) discount on direct Etihad Airways booking.
Users will get 5% discount on travel rewards miles redemption.
Fee Reversal: On spending a minimum of INR 5,00,000 in a year, annual membership fee will be revesrsed.
Free membership to the Priority Pass Program worth $99.
4 complimentary airport lounge visits per year, outside India (max. 2 visits per quarter).
8 complimentary visits per year to domestic Visa card lounges in India 2 visits per quarter).
Complimentary overseas air accident coverage of INR 50 Lakh. Complimentary fraud liability cover of INR 1 Lakh. Complimentary lost baggage allowance of up to USD 1000.
The cashback is available only in the form of Etihad miles which can be only used for travel and hotel booking.
No free movie tickets.
Card is loaded with value add benefits such as milestone benefits, free membership to priority pass and Etihad Guest Gold Tier, insurance benefits, 10% discount on international flights. However, this card is best suited for individuals who travel abroad frequently.
Etihad Guest SBI Premier Card
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Product Review
Fees & Charges
Annual Fee (one time): INR 4999 + Taxes.
Renewal Fee (per annum): INR 4999 + Taxes.
Cash Advance fees: 2.5% or Rs. 500.
Interest Rate: Up to 3.50% per month (42% per annum).
Late Payment charges: 0 to 1300.
Reward Redemption Fees: INR 99/- per redemption.
Fuel Surcharge
1% Fuel surcharge waiver for each transaction between INR 500 and INR 4,000. Maximum surcharge waiver of INR 250 per statement cycle, per credit card account.
Billing Cycle
30 days.