Fibe Axis Bank Rupay Credit Card
MyRupaya Ratings
Product Details
Credit Card Name :
Fibe Axis Bank Rupay Credit Card
Bank Name :
Axis Bank
Type :
Shopping Credit Card
Interest Rate :
3.6% p.m. (52.86% per annum)
Eligibility :
Primary Cardholders should be between the age of 18 and 70 years.
The individual should be a resident of India.
Pros
Rewards System: Users will get 3% cashback on food delivery, entertainment, and local commutes. 1% cashback on all other spends.
Travel Benefits: Users can enjoy 4 complimentary domestic lounge visits per calendar year.
Dining Benefits: With Axis Bank dining delight users can get 15% off up to INR 500 at 10,000+ partnered restaurants of Axis Bank.
Other Benefits: Users can link the credit card with UPI and do UPI transactions through credit card.
Cons
No international lounge visits are available.
No welcome benefit is provided to the customers.
Pros & Cons
Welcome Benefits
N/A
Rewards System
Users can earn up to 3% on entertainment, commute and food delivery transactions.
1% cashback on all other spends.
Cashback is not eligible for transactions of less than Rs. 100.
Maximum cashback amount = Rs. 1500 in a statement cycle.
International Forex Markup
3.5% of the transaction value.
Welcome Benefits and Reward System
Special Features
Users can link your credit card with UPI and do UPI transactions through a credit card.
Eligibility Criteria
Primary Cardholders should be between the age of 18 and 70 years.
The individual should be a resident of India.
Benefits
Cashback on food, entertainment, and local commute.
Travel benefits.
Dining delight offer.
UPI through credit card.
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
Check your Fibe app: Open the Fibe app and navigate to the "Credit Cards" section. If you are pre-approved for the Fibe Axis Bank Rupay Credit Card, you will see an offer there with an "Apply Now" button.
Contact Fibe customer care: If you don't see any offers in the app, you can contact Fibe customer care to inquire about the eligibility criteria and any upcoming pre-approval opportunities. Their contact details are likely available within the Fibe app or on their website.
*Note: Only available to select fibe customers*
Contact Details
18604195555/18605005555
Account Opening and Procedure
Recommended Credit Cards
Pros:-
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Cons:-
Rewards System: Users will get 3% cashback on food delivery, entertainment, and local commutes. 1% cashback on all other spends.
Travel Benefits: Users can enjoy 4 complimentary domestic lounge visits per calendar year.
Dining Benefits: With Axis Bank dining delight users can get 15% off up to INR 500 at 10,000+ partnered restaurants of Axis Bank.
Other Benefits: Users can link the credit card with UPI and do UPI transactions through credit card.
No international lounge visits are available.
No welcome benefit is provided to the customers.
The Fibe Axis Bank Rupay Credit Card is a unique and secure option with a lifetime free benefit, suitable for Fibe customers who frequently spend on food delivery, entertainment, and local commute. However, its limited availability, targeted rewards structure, and restricted international acceptance make it less appealing for a broader audience. If you're a Fibe customer who fits this specific profile, the card's innovative features and no annual fee might make it worth considering. However, it's crucial to compare it to other credit card offerings before making a decision.
Fibe Axis Bank Rupay Credit Card
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Product Review
Fees & Charges
Joining and Annual Fees: NIL
Interest Rate: 3.6% p.m. (52.86% per annum)
Cash Advance Charges: 2.5% of the over-limit amount (Min. Rs. 500)
Late Payment Charges: Ranges from INR 500 to INR 1200
Foreign Currency Mark-up Fees: 3.5%of the transaction value.
Fuel Surcharge
1% up to Rs. 400.
Billing Cycle
30 Days